California Auto Finance

We were not accepting [redacted] policies due to many issues we had with [redacted] not paying on claims for no apparent reason However, we have resolved our issues with [redacted] and are now accepting [redacted] insurance We have accepted your [redacted] policy and applied it to your loan on January 27, with an effective date of 11/14/ We have cancelled the loss damage waiver previously added to your account and have not charged you for it We at California Auto Finance strive to provide excellent customer service We apologize for any inconvenience this may have caused

We at California Auto Finance strive to provide excellentservice to all our customersWe regret that you feel we fell short in thiscaseHowever, after careful review of your account, and your complaint, wehave determined that these allegations are either inaccurate or without merit.We have never called or attempted to contact you before your payment is duemuch less call before 8am All of our calls have been conductedprofessionally abiding by the FDCPADespite our position in this case, we haveaddressed this complaint with every employee who has reviewed your file,stressing the importance of ensuring good customer service and abidance to theFDCPA We have removed your contact numbers as well as the referencesphone numbers as you requested Lastly, I have been leaving messages for you to contact medirectly as I would like to discuss this further with you and offer you someoptions to possibly help you avoid paying a late fee and minimize thecalls Please call me at your earliest convenience at [redacted] Thank You Tell us why here

Dear Mrs [redacted] , We apologize for any inconvenience or discomfort our calls might have caused you Our company strives to provide excellent service to all of our customers We talked to you on June 17, at which time you indicated you did not have any money to pay and were not able to secure any arrangement on your past due accountWe attempted to contact you after our last conversation to follow up or if your situation had changed and you did not answer or return any of our calls We then called all the numbers available to us including references hoping you will call us back As of today, July 6, your account is days past due and we still have not been able to talk to you since our last conversation on June 17, Again, we apologize for any inconvenience We have removed all phone numbers as per your request

Dear [redacted] “We regret that we fell short of our mission to provide every customer with excellent serviceWe take every complaint seriously and will investigate every allegation you have madeIn the meantime, rest assured that it is our policy to treat every customer with the outmost respect, as well as work with individuals who are experiencing difficulties making their payments While reviewing your records, we realized that you have given us a bad checks quite recentlyThe check that you made reference on your complaint came back from your bank stating that there were not enough funds to cover itWe would be very happy to assist you in providing any copies you may need so that you can address this with your bank In regards to the claims you made regarding the unethical behavior of our representativesWe would appreciate if you have any evidence or documentation that supports your claimWe will conduct our independent investigation and will take disciplinary action if one is deemed to be required Sincerely,

We take every complaint seriously and we will investigate every allegation you have made However, after careful review of your account and this complaint we have determined that these allegations are either inaccurate or without merit We contacted you on December 16, to inform you that the payment you made on 12/7/for $to cover your November payment had been returned by your bank for non-sufficient funds You agreed to make a partial payment of $on December 16, and another payment of $by the following Friday on 12/25/ However, the payment you made on December 16, was returned by your bank for non-sufficient funds on December 21, Therefore, the arrangements we had were NO longer valid Despite the two checks that were returned by your bank we continued to work with you to help you bring your account current You made another payment via check for $on December 21, and you made another payment for $through Western Union on December 23, which brought your account current with the exception of the non-sufficient funds fee and late charge Then on December 29, another check was returned by your bank for non-sufficient funds As a courtesy to you we accepted a payment of $to cover the minimum payment due which you paid on January 7, thru Western Union You still have an amount due of $to cover late charges and non-sufficient funds fee All payments you have made have been credited to your account accordingly We do apologize for any inconvenience or misunderstanding this may have caused youOur company strives to provide excellent service to all of our customersWe have on-going training for all our customer service representatives to ensure they treat our customers with the respect they deserve Should you require further assistance regarding this matter, please contact me directly at [redacted] and I will be more than happy to provide an account ledger and answer any question you may have Sincerely, [redacted]

[redacted] , We take every complaint seriously and we will investigate every allegation you have made However, after careful review of your account and this complaint we have determined that these allegations are either inaccurate or without merit We contacted you on June 1, and explained to you that the payment we received from you on May 21, was returned by your bank for non-sufficient funds and your account was days past due You said you would call us right back and you never did You did NOT pay twice as you indicated in this complaint On June 2, after attempting to contact you again and NO response from you, we proceeded to take the necessary steps to secure our collateral Unfortunately, the collections department closes at pm as our customer service department explained to you and we would not be able to assist you until the next business day You contacted our office at 12:pm on June 3, and at 12: your vehicle was running We apologize for any inconvenience or discomfort we may have caused youOur company strives to provide excellent service to all of our customersWe have on-going training for all our customer service representatives to ensure they treat our customers with the respect they deserve We assure you your experience with us will be different the next time we communicate

June 23, [redacted] Re: [redacted] Dear [redacted] , We at California Auto Finance strive to provide excellent service to all our customersWe regret that you feel we fell short in this caseHowever, after careful review of your account, and your complaint, we have determined that these allegations are either inaccurate or without merit We do care about our customers and that your car broke down We understand when you purchased your vehicle it came with a day limited warranty with the dealer Unfortunately, there is nothing we can do You voluntarily surrendered the vehicle and as required by law we mailed you the notice of intent to sell on 6/2/ We are no longer the holder of this contract The original creditor who sold this vehicle decided to take the contract back Attached you will find a copy of the notice of intent to sell for your records We apologize for any inconvenience this may have caused All of our calls are conducted professionally and always stressing the importance of good customer service and ensuring our customers get treated with the respect they deserve Sincerely, [redacted] Collections Manager

Revdex.com: I have reviewed the response made by the business in reference to complaint ID [redacted] , and find that this resolution would be satisfactory to me I will wait for the business to perform this action and, if it does, will consider this complaint resolved.On the 19th of June they called us and mailed the check and I received it yesterdayThank you Regards, [redacted] ***

Mr [redacted] , We take all complaints seriously Our company strives to provide excellent service to all of our customers, current or notWe have on-going training for all our customer service representatives to ensure they treat our customers with the respect they deserve Mr [redacted] , I called you on Friday and you indicated you were driving and couldn’t talk but you would call me right back As of today, you have NOT called me back In regards to the status of your account we have done what we can to help you in your current situationWe deferred the November payment to help you You singed the deferment and agreed you would NOT be late anymore In December you told us that you were unemployed and you were trying to gather money for Christmas Again, we tried to help you by allowing you to pay the minimum payment of $and you were upset because you thought you were given the wrong amount to pay of $ Perhaps it was a misunderstanding but the amount you were quoted to pay whether it was $or $was far less from your past due amount AND you still didn’t pay as agreed You paid days late on 1/3/and you are currently still past due We apologize for any inconvenience or discomfort our calls might have caused you We assure you your experience with us will be different the next time we communicate If I can be of further assistance, please feel free to contact me directly [redacted] California Auto Finance Collections Manager [redacted]

We at California Auto Finance strive to provide excellent service to all our customersWe regret that our customer feels we fell short in this case However, after careful review of this account, we have determined that these allegations are either inaccurate or without merit Before we repossessed this unit on 02/19/14, we sent the customer three letters in the mail advising him of the delinquent status Furthermore, we attempted to contact the customer times over the phone, leaving several messages for him to call us with co-workers and even with the customer’s sister, on repeated occasions, in an effort to avoid repossession The customer did not return any of our calls In light of the customer’s disregard of our attempts, and considering that he had been delinquent times prior, we decided to protect our interest and repossess the vehicle We advised the customer to pick up his vehicle from our repo company When the customer stated that the car was not at the repo company location, we called the repo company and found out that car has been moved to the auctionWe called the customer and gave him the new information The car was picked up the next day Even though the customer sent a payment of $2,on 3/24/14, the payoff that was given to him on 02/19/was $3,The customer was advised that he was short Customer needs to send the payment due of $before we can close his account and send him the pink slip We at California Auto Finance strive to provide excellent service to all our customersWe regret that our customer feels we fell short in this case However, after careful review of this account, we have determined that these allegations are either inaccurate or without merit Before we repossessed this unit on 02/19/14, we sent the customer three letters in the mail advising him of the delinquent status Furthermore, we attempted to contact the customer times over the phone, leaving several messages for him to call us with co-workers and even with the customer’s sister, on repeated occasions, in an effort to avoid repossession The customer did not return any of our calls In light of the customer’s disregard of our attempts, and considering that he had been delinquent times prior, we decided to protect our interest and repossess the vehicle We advised the customer to pick up his vehicle from our repo company When the customer stated that the car was not at the repo company location, we called the repo company and found out that car has been moved to the auctionWe called the customer and gave him the new information The car was picked up the next day Even though the customer sent a payment of $2,on 3/24/14, the payoff that was given to him on 02/19/was $3,The customer was advised that he was short Customer needs to send the payment due of $before we can close his account and send him the pink slip

Revdex.com: I have reviewed the response made by the business in reference to complaint ID [redacted] and have determined that this proposed action would not resolve my complaint For your reference, details of the offer I reviewed appear below.Complaint # [redacted] ,I just received the message from the Revdex.com that California Auto Finance reply to my complaint with the Revdex.com on July 14thHere is the messafe Dear Mrs [redacted] ,We apologize for any inconvenience or discomfort our calls might have caused you Our company strives to provide excellent service to all of our customers We talked to you on June 17, at which time you indicated you did not have any money to pay and were not able to secure any arrangement on your past due accountWe attempted to contact you after our last conversation to follow up or if your situation had changed and you did not answer or return any of our calls We then called all the numbers available to us including references hoping you will call us back As of today, July 6, your account is days past due and we still have not been able to talk to you since our last conversation on June 17, Again, we apologize for any inconvenience We have removed all phone numbers as per your request[redacted] that is a lie and you know itI had spoken to you people I had tried to reach out to the company by emails and no repondseI had to hunt down emails online of employees that is how I got you and few othersYou sitting their liying to Revdex.com just to make California Auto Finance look good and me a bad person trying to reach out ***@californiaautofinance.net, [email protected],***@californiaautofinance.net, [redacted] @californiaautofinance.net Company has not reponded to the emails that I sent to [email protected] [email protected] You [redacted] ,Sent with MailTrackJohn 16For God so loved the world, that he gave his only begotten Son, that whosoever believeth in him should not perish, but have everlasting life.On Fri, Jul 10, at 12:PM, [redacted] < [redacted] [email protected]> wrote:***,Had the car before the queit title took place We had made payments until we ran out funds [redacted] was on employment for a year and now he is trying to find work.I had been making payments from my buisness checking account and you was taking the paymentsI ran out of funding My quiet title case that I field on 3/12/2015..I need to have clear title before I can sell the condoThank You [redacted] Sent with MailTrackJohn 16For God so loved the world, that he gave his only begotten Son, that whosoever believeth in him should not perish, but have everlasting life.On Fri, Jul 10, at 10:AM, [redacted] wrote:If you want to pay, then you call DonnaWe shouldn’t have to call anyone.I don’t understand what your quiet title case has to do with your promise to pay monthly payments per the terms of the contract.If we knew you wouldn’t pay per the terms of the contract, we would not have made the loan You never mentioned that you needed to win money from somewhere else to may our payment.We wont call you or your family anymoreI hope you pay if you want to keep the car[redacted] California Auto FinanceChief Executive OfficerNOTICE: This communication is privileged and confidential informationIf you are not the intended recipient, or believe that you have received this communication in error, please do not print, copy, transmit, disseminate, or otherwise use the informationAlso, please indicate to the sender that you have received this e-mail in error and delete this message and any attachments from your computerIn the event you have received this email in error, this email does not constitute a waiver of any privilege relative to communications or other rights to privacy and confidentiality relative to said information.From: [redacted] [mailto: [redacted] [email protected]] Sent: Friday, July 10, 10:AMTo: [redacted] Subject: Re: Name: [redacted] Account# [redacted] ,Who said you bothering me? All I said don't harass my family they can not help youYou have my contact informationI would love so much to pay by making payments to catch up for part of May, June and JulyI am sorry.I can't not make the Quiet Title case any faster with the courtsI want to pay off the car so you have the moneyI wish money grew on trees then we all be richThank You [redacted] Sent with MailTrackDescription: Image removed by sender.John 16For God so loved the world, that he gave his only begotten Son, that whosoever believeth in him should not perish, but have everlasting life.On Fri, Jul 10, at 10:AM, [redacted] ELeyton wrote:We don’t want to bother you anymore.Either make your car payment or we will pick up the car[redacted] LeytonCalifornia Auto FinanceChief Executive OfficerNOTICE: This communication is privileged and confidential informationIf you are not the intended recipient, or believe that you have received this communication in error, please do not print, copy, transmit, disseminate, or otherwise use the informationAlso, please indicate to the sender that you have received this e-mail in error and delete this message and any attachments from your computerIn the event you have received this email in error, this email does not constitute a waiver of any privilege relative to communications or other rights to privacy and confidentiality relative to said information.From: [redacted] [mailto: [redacted] [email protected]] Sent: Friday, July 10, 9:AMTo: [redacted] ELeytonSubject: Re: Name: [redacted] Williams Account# [redacted] Donna What do you mean Don’t call this account anymore?Thank You [redacted] Sent with MailTrackDescription: Description: Image removed by sender.John 16For God so loved the world, that he gave his only begotten Son, that whosoever believeth in him should not perish, but have everlasting life.On Fri, Jul 10, at 9:AM, [redacted] ELeyton wrote:Donna;Don’t call this account anymore.Repo the car if customer doesn’t pay[redacted] California Auto FinanceChief Executive OfficerNOTICE: This communication is privileged and confidential informationIf you are not the intended recipient, or believe that you have received this communication in error, please do not print, copy, transmit, disseminate, or otherwise use the informationAlso, please indicate to the sender that you have received this e-mail in error and delete this message and any attachments from your computerIn the event you have received this email in error, this email does not constitute a waiver of any privilege relative to communications or other rights to privacy and confidentiality relative to said information.From: [redacted] [mailto: [redacted] [email protected]] Sent: Friday, July 10, 9:AMTo: [redacted] EL [redacted] Subject: Re: Name: [redacted] Account# [redacted] Good Morning,What gives you the right to harass my cousin Brenda Martinza after I had spoken to you a few days ago? BACK OFF ON MY FAMILY PLEASE.You have my contact informationThank You [redacted] Sent with MailTrackDescription: Description: Description: Image removed by sender.John 16For God so loved the world, that he gave his only begotten Son, that whosoever believeth in him should not perish, but have everlasting life.On Wed, Jul 8, at 2:PM, [redacted] < [redacted] [email protected]> wrote:Good Afternoon,We had spoken just a little bit agoAgain sorry the payments are and half late and for the month of JulyLike I said on the phone I will pay what is owed and or pay off the car when my quiet title case is overIf you come get the car and sell it at auction then I owe nothing because I don't have the car [redacted] is trying to find a job .If he does not have the car you are preventing him from paying on the car because he needs the car so he can get to work so he can pay you..Thank You [redacted] Sent with MailTrackJohn 16For God so loved the world, that he gave his only begotten Son, that whosoever believeth in him should not perish, but have everlasting life.On Wed, Jul 8, at 12:PM, [redacted] ELeyton wrote: [redacted] please call this customer at number below in her email[redacted] California Auto FinanceChief Executive OfficerNOTICE: This communication is privileged and confidential informationIf you are not the intended recipient, or believe that you have received this communication in error, please do not print, copy, transmit, disseminate, or otherwise use the informationAlso, please indicate to the sender that you have received this e-mail in error and delete this message and any attachments from your computerIn the event you have received this email in error, this email does not constitute a waiver of any privilege relative to communications or other rights to privacy and confidentiality relative to said information.From: [redacted] [mailto: [redacted] [email protected]] Sent: Wednesday, July 08, 12:PMTo: [redacted] ; [redacted] EL [redacted] A [redacted] Subject: Re: Name: [redacted] Williams Account# [redacted] Name: [redacted] Williams Account# [redacted] Good Afternoon,I am trying to reach out to youYou are not responding to my emailsI just call and left a message with a new contact numberG & B Real Estate Investment 209-451-***You can reach [redacted] at that number.Thank You [redacted] Sent with MailTrackDescription: Description: Description: Description: Image removed by sender.John 16For God so loved the world, that he gave his only begotten Son, that whosoever believeth in him should not perish, but have everlasting life.On Mon, Jul 6, at 4:PM, [redacted] < [redacted] [email protected]> wrote:Hello.I appriatate you stop calling my mother Darlene pleaseWhy is the other company County Finance calling my mother when you had not call my number?http://www.countyfinancial.com/ leads to the longin page of California auto FinanceIf this is a collection attempt to collect a debt We had not been notified by mail stating this that the account been turned over to collection agencyI am sorry the car payments is in half months over duePlease understand I am on low income [redacted] Williams is trying to find a jobPlease be patient with usI will pay what is due when my Quiet title case is over and selling of the condoIn the mean time [redacted] is trying to find work so he can make some payments on the car.Thank You [redacted] John 16For God so loved the world, that he gave his only begotten Son, that whosoever believeth in him should not perish, but have everlasting life.On Thu, Jul 2, at 6:PM, [redacted] < [redacted] [email protected]> wrote:Carol,Ok their you areI had to guess your emailThe email did not come back at me.I am reaching out to youPlease email me.Thank You [redacted] Sent with MailTrackDescription: Description: Description: Description: Image removed by sender.John 16For God so loved the world, that he gave his only begotten Son, that whosoever believeth in him should not perish, but have everlasting life.On Thu, Jul 2, at 5:PM, [redacted] < [redacted] [email protected]> wrote:HelloTrying to reach out to you.You are not returning my emails.Thank You [redacted] Sent with MailTrackDescription: Description: Description: Description: Image removed by sender.John 16For God so loved the world, that he gave his only begotten Son, that whosoever believeth in him should not perish, but have everlasting life.On Thu, Jul 2, at 5:PM, [redacted] < [redacted] [email protected]> wrote:Carol,My husband [redacted] promise me he would make the car payments if I co-sign for him againThe first car that I co-singed has been paid offHe is looking for a trucking jobBut had no luck because of his DMV recordHe is trying to find something elseI will never co-sign for him again or anyone for that matter.I am still in the middle of my quiet title caseI will pay off the car when my case is overIf you come and get the car then I will not owe anything because I don't have the carYou would had sold the car in auctionCame to find that outPlease email me backThank You [redacted] Sent with MailTrackDescription: Description: Description: Description: Image removed by sender.John 16For God so loved the world, that he gave his only begotten Son, that whosoever believeth in him should not perish, but have everlasting life.On Sat, Jun 27, at 8:AM, [redacted] < [redacted] [email protected]> wrote:Good Morning,We are tring to come up with the car payments by salling thingsMy quiet title case The first a temp both parties where serve by mail and did not return the Notice Of Acknowlagment Of Receipt to proof they did received the summons and complaintI have to reserve both parties again but by personally by a server of processWhen I win my case by getting a clear title.When I sell the property I will pay off the car.Thank You [redacted] Sent with MailTrackDescription: Description: Description: Description: Image removed by sender.John 16For God so loved the world, that he gave his only begotten Son, that whosoever believeth in him should not perish, but have everlasting life.On Wed, Jun 24, at 7:PM, [redacted] < [redacted] [email protected]> wrote:Beth,Why are you harassing [redacted] Williams ex wife and why are you calling [redacted] s mother todayWe had spoken to you already last week about the car payment and the financial problemYou had no right to harass my mother about the accountShe is not in good healthShe had called us very upset that you called herTheir is nothing she can do or help you in any wayLeave my mother aloneHow in the hell did you get my mothers number in the first place? I had never gave it to you nor use her as a referenceThank You [redacted] Sent with MailTrackJohn 16For God so loved the world, that he gave his only begotten Son, that whosoever believeth in him should not perish, but have everlasting life.On Sat, Jun 13, at 9:AM, [redacted] < [redacted] [email protected]> wrote:Good Morning,Hello, I [redacted] is trying to reach out to youSorry the car payments are latei will never co-sign for my husband againI can not pay until Quiet title case is over and I sell the condoI will pay the car offRight now [redacted] is not working and trying to find a job and I am on S.S.I disabilityI only get under $a monthThat don't even cover all the bills.My understanding that car dealers want the money instead of taking the car back and giving it to the junk yardBut then I am still responsible to pay any ways if you take the car back and give it to the junk yardThen [redacted] wouldn't have a way to get to work so he can start paying on the car againPlease email meThank You [redacted] Sent with MailTrackError! Filename not specified.John 16For God so loved the world, that he gave his only begotten Son, that whosoever believeth in him should not perish, but have everlasting life.On Wed, Jun 10, at 2:PM, [redacted] < [redacted] [email protected]> wrote:Good Afternoon, As of May made a half of car payment, June made no paymentSorry that the payments are late [redacted] Williams is fixing the car and searching for workI am planning on paying the car off here in a few months after my Quiet Title case in court and sell the condo that I purchased through the county tax auctionThe reason I can not sell the condo because I need a clear Title in order to sellThat is why I filed a lawsuite Quiet titleHere is a case summaryCase ReportDescription: Description: Description: Description: Image removed by senderScreen Specific Help Case SearchCase SummaryCase InformationCase Number:39-2015-00322802-CU-OR-STKCase Title:G & B Real Estate Investment LLC vsWells Fargo BankCase Category:Civil - UnlimitedFiling Date:3/12/2015Case Type:Other Real PropertyCase Status:PendingJudicial Officer:Location:StocktonParticipantsNameFiling DocumentRoleAttorneyFiled ByCal Villa Estate HOAComplaintDefendantG & B Real Estate Investment LLCG & B Real Estate Investment LLCComplaintPlaintiffG & B Real Estate Investment LLCWells Fargo BankComplaintDefendantG & B Real Estate Investment LLCPending HearingsEvent DescriptionEvent TypeEvent DateEvent TimeLocationDepartmentCase Management Conference8/10/20158:AMStockton42Register of ActionsROA #Entry1Complaint filed by G & B Real Estate Investment LLC on 03/12/2015.Filed by:G & B Real Estate Investment LLC(Plaintiff)Refers to:Wells Fargo Bank(Defendant); Cal Villa Estate HOA(Defendant)2Civil Case Cover Sheet filed by G & B Real Estate Investment LLC on 03/12/2015.3Original Summons filed by G & B Real Estate Investment LLC on 03/12/2015.4Case assigned to Judicial Officer Kronlund, Barbara.5Case Management Conference - scheduled for 08/10/at 08:45:AM in at Stockton6Summons issued.7Proof of Service of 30-Day Summons & Complaint - Acknowledgement and Receipt filed by G & B Real Estate Investment LLC on 04/13/2015.8Proof of Service of 30-Day Summons & Complaint - Acknowledgement and Receipt filed by G & B Real Estate Investment LLC on 04/13/2015.9Request for Entry of Default filed by G & B Real Estate Investment LLC on 05/07/2015.10Default entered as to Wells Fargo Bank; Cal Villa Estate HOA on Complaint.Thank You [redacted] John 16For God so loved the world, that he gave his only begotten Son, that whosoever believeth in him should not perish, but have everlasting lifeComplaint #***, I just received the message from the Revdex.com that California Auto Finance reply to my complaint with the Revdex.com on July 14thHere is the messafe Dear Mrs [redacted] , We apologize for any inconvenience or discomfort our calls might have caused you Our company strives to provide excellent service to all of our customers We talked to you on June 17, at which time you indicated you did not have any money to pay and were not able to secure any arrangement on your past due accountWe attempted to contact you after our last conversation to follow up or if your situation had changed and you did not answer or return any of our calls We then called all the numbers available to us including references hoping you will call us back As of today, July 6, your account is days past due and we still have not been able to talk to you since our last conversation on June 17, Again, we apologize for any inconvenience We have removed all phone numbers as per your request [redacted] that is a lie and you know itI had spoken to you people I had tried to reach out to the company by emails and no repondseI had to hunt down emails online of employees that is how I got you and few othersYou sitting their liying to Revdex.com just to make California Auto Finance look good and me a bad person trying to reach [email protected], [email protected], ***@californiaautofinance.net, [redacted] @californiaautofinance.net Company has not reponded to the emails that I sent to [email protected] [email protected] Thank You [redacted] , Sent with MailTrack John 16For God so loved the world, that he gave his only begotten Son, that whosoever believeth in him should not perish, but have everlasting lifeOn Fri, Jul 10, at 12:PM, [redacted] < [redacted] [email protected]> wrote: ***, Had the car before the queit title took place We had made payments until we ran out funds [redacted] was on employment for a year and now he is trying to find work.I had been making payments from my buisness checking account and you was taking the paymentsI ran out of funding My quiet title case that I field on 3/12/2015..I need to have clear title before I can sell the condo Thank You [redacted] Sent with MailTrack John 16For God so loved the world, that he gave his only begotten Son, that whosoever believeth in him should not perish, but have everlasting lifeOn Fri, Jul 10, at 10:AM, [redacted] ELeyton wrote: If you want to pay, then you call DonnaWe shouldn’t have to call anyone I don’t understand what your quiet title case has to do with your promise to pay monthly payments per the terms of the contract If we knew you wouldn’t pay per the terms of the contract, we would not have made the loan You never mentioned that you needed to win money from somewhere else to may our payment We wont call you or your family anymoreI hope you pay if you want to keep the car [redacted] Leyton California Auto Finance Chief Executive Officer NOTICE: This communication is privileged and confidential informationIf you are not the intended recipient, or believe that you have received this communication in error, please do not print, copy, transmit, disseminate, or otherwise use the informationAlso, please indicate to the sender that you have received this e-mail in error and delete this message and any attachments from your computerIn the event you have received this email in error, this email does not constitute a waiver of any privilege relative to communications or other rights to privacy and confidentiality relative to said information From: [redacted] [mailto: [redacted] [email protected]] Sent: Friday, July 10, 10:AMTo: [redacted] ELeytonSubject: Re: Name: [redacted] Williams Account# [redacted] ***, Who said you bothering me? All I said don't harass my family they can not help youYou have my contact informationI would love so much to pay by making payments to catch up for part of May, June and JulyI am sorry.I can't not make the Quiet Title case any faster with the courtsI want to pay off the car so you have the moneyI wish money grew on trees then we all be rich Thank You [redacted] Sent with MailTrack John For God so loved the world, that he gave his only begotten Son, that whosoever believeth in him should not perish, but have everlasting life On Fri, Jul 10, at 10:AM, [redacted] ELeyton wrote: We don’t want to bother you anymore Either make your car payment or we will pick up the car [redacted] Leyton California Auto Finance Chief Executive Officer NOTICE: This communication is privileged and confidential informationIf you are not the intended recipient, or believe that you have received this communication in error, please do not print, copy, transmit, disseminate, or otherwise use the informationAlso, please indicate to the sender that you have received this e-mail in error and delete this message and any attachments from your computerIn the event you have received this email in error, this email does not constitute a waiver of any privilege relative to communications or other rights to privacy and confidentiality relative to said information From: [redacted] [mailto: [redacted] [email protected]] Sent: Friday, July 10, 9:AMTo: [redacted] ELeytonSubject: Re: Name: [redacted] Williams Account# [redacted] Donna What do you mean Don’t call this account anymore? Thank You [redacted] Sent with MailTrack John For God so loved the world, that he gave his only begotten Son, that whosoever believeth in him should not perish, but have everlasting life On Fri, Jul 10, at 9:AM, [redacted] ELeyton wrote: Donna; Don’t call this account anymore Repo the car if customer doesn’t pay [redacted] Leyton California Auto Finance Chief Executive Officer NOTICE: This communication is privileged and confidential informationIf you are not the intended recipient, or believe that you have received this communication in error, please do not print, copy, transmit, disseminate, or otherwise use the informationAlso, please indicate to the sender that you have received this e-mail in error and delete this message and any attachments from your computerIn the event you have received this email in error, this email does not constitute a waiver of any privilege relative to communications or other rights to privacy and confidentiality relative to said information From: [redacted] [mailto: [redacted] [email protected]] Sent: Friday, July 10, 9:AMTo: Donna; [redacted] ; [redacted] EL [redacted] A [redacted] Subject: Re: Name: [redacted] Williams Account# [redacted] Good Morning, What gives you the right to harass my cousin Brenda Martinza after I had spoken to you a few days ago? BACK OFF ON MY FAMILY PLEASE.You have my contact informationThank You [redacted] Sent with MailTrack John For God so loved the world, that he gave his only begotten Son, that whosoever believeth in him should not perish, but have everlasting life On Wed, Jul 8, at 2:PM, [redacted] < [redacted] [email protected]> wrote: Good Afternoon, We had spoken just a little bit agoAgain sorry the payments are and half late and for the month of JulyLike I said on the phone I will pay what is owed and or pay off the car when my quiet title case is overIf you come get the car and sell it at auction then I owe nothing because I don't have the car [redacted] is trying to find a job .If he does not have the car you are preventing him from paying on the car because he needs the car so he can get to work so he can pay you Thank You [redacted] Sent with MailTrack John For God so loved the world, that he gave his only begotten Son, that whosoever believeth in him should not perish, but have everlasting life On Wed, Jul 8, at 12:PM, [redacted] ELeyton wrote: [redacted] please call this customer at number below in her email [redacted] Leyton California Auto Finance Chief Executive Officer NOTICE: This communication is privileged and confidential informationIf you are not the intended recipient, or believe that you have received this communication in error, please do not print, copy, transmit, disseminate, or otherwise use the informationAlso, please indicate to the sender that you have received this e-mail in error and delete this message and any attachments from your computerIn the event you have received this email in error, this email does not constitute a waiver of any privilege relative to communications or other rights to privacy and confidentiality relative to said information From: [redacted] [mailto: [redacted] [email protected]] Sent: Wednesday, July 08, 12:PMTo: [redacted] ; [redacted] EL [redacted] A [redacted] Subject: Re: Name: [redacted] Williams Account# [redacted] Name: [redacted] Williams Account# [redacted] Good Afternoon, I am trying to reach out to youYou are not responding to my emailsI just call and left a message with a new contact numberG & B Real Estate Investment 209-451-***You can reach [redacted] at that number Thank You [redacted] Sent with MailTrack John For God so loved the world, that he gave his only begotten Son, that whosoever believeth in him should not perish, but have everlasting life On Mon, Jul 6, at 4:PM, [redacted] < [redacted] [email protected]> wrote: Hello I appriatate you stop calling my mother Darlene please Why is the other company County Finance calling my mother when you had not call my number? http://www.countyfinancial.com/ leads to the longin page of California auto FinanceIf this is a collection attempt to collect a debt We had not been notified by mail stating this that the account been turned over to collection agency I am sorry the car payments is in half months over duePlease understand I am on low income [redacted] Williams is trying to find a jobPlease be patient with usI will pay what is due when my Quiet title case is over and selling of the condoIn the mean time [redacted] is trying to find work so he can make some payments on the car Thank You [redacted] John For God so loved the world, that he gave his only begotten Son, that whosoever believeth in him should not perish, but have everlasting life On Thu, Jul 2, at 6:PM, [redacted] < [redacted] [email protected]> wrote: Carol, Ok their you areI had to guess your emailThe email did not come back at me.I am reaching out to youPlease email me Thank You [redacted] Sent with MailTrack John For God so loved the world, that he gave his only begotten Son, that whosoever believeth in him should not perish, but have everlasting life On Thu, Jul 2, at 5:PM, [redacted] < [redacted] [email protected]> wrote: Hello Trying to reach out to you.You are not returning my emails Thank You [redacted] Sent with MailTrack John For God so loved the world, that he gave his only begotten Son, that whosoever believeth in him should not perish, but have everlasting life On Thu, Jul 2, at 5:PM, [redacted] < [redacted] [email protected]> wrote: Carol, My husband [redacted] promise me he would make the car payments if I co-sign for him againThe first car that I co-singed has been paid off He is looking for a trucking jobBut had no luck because of his DMV recordHe is trying to find something elseI will never co-sign for him again or anyone for that matter I am still in the middle of my quiet title caseI will pay off the car when my case is overIf you come and get the car then I will not owe anything because I don't have the carYou would had sold the car in auctionCame to find that outPlease email me back Thank You [redacted] Sent with MailTrack John For God so loved the world, that he gave his only begotten Son, that whosoever believeth in him should not perish, but have everlasting life On Sat, Jun 27, at 8:AM, [redacted] < [redacted] [email protected]> wrote: Good Morning, We are tring to come up with the car payments by salling things My quiet title case The first a temp both parties where serve by mail and did not return the Notice Of Acknowlagment Of Receipt to proof they did received the summons and complaintI have to reserve both parties again but by personally by a server of processWhen I win my case by getting a clear title.When I sell the property I will pay off the car Thank You [redacted] Sent with MailTrack John For God so loved the world, that he gave his only begotten Son, that whosoever believeth in him should not perish, but have everlasting life On Wed, Jun 24, at 7:PM, [redacted] < [redacted] [email protected]> wrote: Beth, Why are you harassing [redacted] Williams ex wife and why are you calling [redacted] s mother todayWe had spoken to you already last week about the car payment and the financial problemYou had no right to harass my mother about the accountShe is not in good healthShe had called us very upset that you called herTheir is nothing she can do or help you in any wayLeave my mother aloneHow in the hell did you get my mothers number in the first place? I had never gave it to you nor use her as a reference Thank You [redacted] Sent with MailTrack John For God so loved the world, that he gave his only begotten Son, that whosoever believeth in him should not perish, but have everlasting life On Sat, Jun 13, at 9:AM, [redacted] < [redacted] [email protected]> wrote: Good Morning, Hello, I [redacted] is trying to reach out to youSorry the car payments are latei will never co-sign for my husband againI can not pay until Quiet title case is over and I sell the condoI will pay the car offRight now [redacted] is not working and trying to find a job and I am on S.S.I disabilityI only get under $a monthThat don't even cover all the bills My understanding that car dealers want the money instead of taking the car back and giving it to the junk yardBut then I am still responsible to pay any ways if you take the car back and give it to the junk yardThen [redacted] wouldn't have a way to get to work so he can start paying on the car againPlease email me Thank You [redacted] Sent with MailTrack Error! Filename not specifiedJohn For God so loved the world, that he gave his only begotten Son, that whosoever believeth in him should not perish, but have everlasting life On Wed, Jun 10, at 2:PM, [redacted] < [redacted] [email protected]> wrote: Good Afternoon, As of May made a half of car payment, June made no paymentSorry that the payments are late [redacted] Williams is fixing the car and searching for workI am planning on paying the car off here in a few months after my Quiet Title case in court and sell the condo that I purchased through the county tax auctionThe reason I can not sell the condo because I need a clear Title in order to sellThat is why I filed a lawsuite Quiet titleHere is a case summary Case Report Case Search Case Summary Case Information Case Number: 39-2015-00322802-CU-OR-STK Case Title: G & B Real Estate Investment LLC vsWells Fargo Bank Case Category: Civil - Unlimited Filing Date: 3/12/Case Type: Other Real Property Case Status: Pending Judicial Officer: Location: Stockton Participants Name Filing Document Role Attorney Filed By Cal Villa Estate HOA Complaint Defendant G & B Real Estate Investment LLC G & B Real Estate Investment LLC Complaint Plaintiff G & B Real Estate Investment LLC Wells Fargo Bank Complaint Defendant G & B Real Estate Investment LLC Pending Hearings Event Description Event Type Event Date Event Time Location Department Case Management Conference 8/10/8:AM Stockton Register of Actions ROA # Entry Complaint filed by G & B Real Estate Investment LLC on 03/12/2015.Filed by:G & B Real Estate Investment LLC(Plaintiff)Refers to:Wells Fargo Bank(Defendant); Cal Villa Estate HOA(Defendant) Civil Case Cover Sheet filed by G & B Real Estate Investment LLC on 03/12/ Original Summons filed by G & B Real Estate Investment LLC on 03/12/ Case assigned to Judicial Officer Kronlund, Barbara Case Management Conference - scheduled for 08/10/at 08:45:AM in at Stockton Summons issued Proof of Service of 30-Day Summons & Complaint - Acknowledgement and Receipt filed by G & B Real Estate Investment LLC on 04/13/ Proof of Service of 30-Day Summons & Complaint - Acknowledgement and Receipt filed by G & B Real Estate Investment LLC on 04/13/ Request for Entry of Default filed by G & B Real Estate Investment LLC on 05/07/ Default entered as to Wells Fargo Bank; Cal Villa Estate HOA on Complaint Thank You [redacted] John For God so loved the world, that he gave his only begotten Son, that whosoever believeth in him should not perish, but have everlasting life

June 23, size="3"> [redacted] Re: [redacted] Dear [redacted] , We at California Auto Finance strive to provide excellent service to all our customersWe regret that you feel we fell short in this caseHowever, after careful review of your account, and your complaint, we have determined that these allegations are either inaccurate or without merit We do care about our customers and that your car broke down We understand when you purchased your vehicle it came with a day limited warranty with the dealer Unfortunately, there is nothing we can do You voluntarily surrendered the vehicle and as required by law we mailed you the notice of intent to sell on 6/2/ We are no longer the holder of this contract The original creditor who sold this vehicle decided to take the contract back Attached you will find a copy of the notice of intent to sell for your records We apologize for any inconvenience this may have caused All of our calls are conducted professionally and always stressing the importance of good customer service and ensuring our customers get treated with the respect they deserve Sincerely, [redacted] Collections Manager

Every month I have a new problem with themOnline payment is a jokeMonth one took them three weeks to process paymentMonth two payment never goes through, I recieved an email with receipt of payment but the money never left accountMonth three my payment due date has changed? Late fees for all!!! Month four online account info says no balance due, last payment made in 1967?!?! Month five payment goes three weeks without being processed had to call and have rude lady tell me I must have entered wrong account numberI copy and paste from a file the same way each monthMonth six money is taken from my account two days before I go online to make paymentThey tell me I set up auto payI have never and would never do auto payNot my thingHad to go through my bank to stop paymentMonth seven they take the five dollar fee for transfer from my account but not the car paymentI called to ask about it and the rude man tells me it's because my bank stopped paymentSorry but that was last month buddy not this monthI asked for his manager and he said he was account manager and there is nothing anyone can do

We apologize for any inconvenience or discomfort our calls might have caused youOur company strives to provide excellent service to all of our customers, current or notWe have on-going training for all our customer service representatives to ensure they treat our customers with the respect they deserve We have looked into your claims and while we cannot prove or disprove your claim, we assure you your experience with us will be different the next time we communicate.We apologize for any inconvenience or discomfort our calls might have caused youOur company strives to provide excellent service to all of our customers, current or notWe have on-going training for all our customer service representatives to ensure they treat our customers with the respect they deserve We have looked into your claims and while we cannot prove or disprove your claim, we assure you your experience with us will be different the next time we communicate

I have been dealing with these people for over years they are very rude and threaten to repo car after discussing issues of being late less then days on a payment I will never accept any finance from them again

We take every complaint seriously and we will investigate every allegation you have made However, after careful review of your account and this complaint we have determined that these allegations are inaccurate We are calling you because as of today we still have NOT received proof of insurance We have attempted to contact your broker many times and they have failed to provide the current declaration page with all necessary information Please contact me directly so we may resolve this issue at [redacted] and I will be more than happy to assist you We apologize for any inconvenience or discomfort our calls we may have caused youOur company strives to provide excellent service to all of our customersWe have on-going training for all our customer service representatives to ensure they treat our customers with the respect they deserve We assure you your experience with us will be different the next time we communicate

Revdex.com: I have reviewed the response made by the business in reference to complaint ID [redacted] , and have determined that this proposed action would not resolve my complaint For your reference, details of the offer I reviewed appear belowIt turns out that the business was insuring my company cars but the representatives had no idea and neither does the business I tried calling them several times and they would just put me on hold or no one would answer When I was on hold, they would just hang up on me Terrible customer service so I switched to another company Regards,*** ***

Revdex.com: I have reviewed the response made by the business in reference to complaint ID [redacted] , and find that this resolution would be satisfactory to me I will wait for the business to perform this action and, if it does, will consider this complaint resolved However I do want to make sure that all harassment phone calls will stop Payment will be made towards our account within a week Regards, [redacted]

Dear Ms [redacted] , We take every complaint seriously and we will investigate every allegation you have made However, after careful review of your account and this complaint we have determined that these allegations are inaccurate When you trade in a vehicle you are still responsible for the loan until the account is paid off You traded in your vehicle to a dealer on May 27, Your payment that was due on May 20, was days past due We talked to you on May 29, and you told us the pay off check was mailed out on Wednesday of that week We never received the pay off check We talked to your husband on June 4, and told him the pay off check had not been received and asked him for the name of the dealer you traded your vehicle in to and he refused to give us that information and said he would take care of it We attempted to talk to you again on June 4, and you refused to talk to us On June 9, we talked to you again and tried to explain we have not been paid and you told us to talk to the dealer and you hung up We finally received the pay off check on June 10, We apologize for any inconvenience or discomfort our calls we may have caused youOur company strives to provide excellent service to all of our customersWe have on-going training for all our customer service representatives to ensure they treat our customers with the respect they deserve We assure you your experience with us will be different the next time we communicate Sincerely, [redacted] Collections Manager

Revdex.com: I have reviewed the response made by the business in reference to complaint ID [redacted] and have determined that this proposed action would not resolve my complaint For your reference, details of the offer I reviewed appear below.Complaint # [redacted] ,I just received the message from the Revdex.com that California Auto Finance reply to my complaint with the Revdex.com on July 14thHere is the messafe Dear Mrs [redacted] ,We apologize for any inconvenience or discomfort our calls might have caused you Our company strives to provide excellent service to all of our customers We talked to you on June 17, at which time you indicated you did not have any money to pay and were not able to secure any arrangement on your past due accountWe attempted to contact you after our last conversation to follow up or if your situation had changed and you did not answer or return any of our calls We then called all the numbers available to us including references hoping you will call us back As of today, July 6, your account is days past due and we still have not been able to talk to you since our last conversation on June 17, Again, we apologize for any inconvenience We have removed all phone numbers as per your request[redacted] that is a lie and you know itI had spoken to you people I had tried to reach out to the company by emails and no repondseI had to hunt down emails online of employees that is how I got you and few othersYou sitting their liying to Revdex.com just to make California Auto Finance look good and me a bad person trying to reach out***@californiaautofinance.net, [email protected],***@californiaautofinance.net, [redacted] @californiaautofinance.net Company has not reponded to the emails that I sent to [email protected] [email protected] You [redacted] ,Sent with MailTrackJohn 16For God so loved the world, that he gave his only begotten Son, that whosoever believeth in him should not perish, but have everlasting life.On Fri, Jul 10, at 12:PM, [redacted] < [redacted] [email protected]> wrote:***,Had the car before the queit title took place We had made payments until we ran out funds [redacted] was on employment for a year and now he is trying to find work.I had been making payments from my buisness checking account and you was taking the paymentsI ran out of funding My quiet title case that I field on 3/12/2015..I need to have clear title before I can sell the condoThank You [redacted] Sent with MailTrackJohn 16For God so loved the world, that he gave his only begotten Son, that whosoever believeth in him should not perish, but have everlasting life.On Fri, Jul 10, at 10:AM, [redacted] wrote:If you want to pay, then you call DonnaWe shouldn’t have to call anyone.I don’t understand what your quiet title case has to do with your promise to pay monthly payments per the terms of the contract.If we knew you wouldn’t pay per the terms of the contract, we would not have made the loan You never mentioned that you needed to win money from somewhere else to may our payment.We wont call you or your family anymoreI hope you pay if you want to keep the car[redacted] California Auto FinanceChief Executive OfficerNOTICE: This communication is privileged and confidential informationIf you are not the intended recipient, or believe that you have received this communication in error, please do not print, copy, transmit, disseminate, or otherwise use the informationAlso, please indicate to the sender that you have received this e-mail in error and delete this message and any attachments from your computerIn the event you have received this email in error, this email does not constitute a waiver of any privilege relative to communications or other rights to privacy and confidentiality relative to said information.From: [redacted] [mailto: [redacted] [email protected]] Sent: Friday, July 10, 10:AMTo: [redacted] Subject: Re: Name: [redacted] Account# [redacted] ,Who said you bothering me? All I said don't harass my family they can not help youYou have my contact informationI would love so much to pay by making payments to catch up for part of May, June and JulyI am sorry.I can't not make the Quiet Title case any faster with the courtsI want to pay off the car so you have the moneyI wish money grew on trees then we all be richThank You [redacted] Sent with MailTrackDescription: Image removed by sender.John 16For God so loved the world, that he gave his only begotten Son, that whosoever believeth in him should not perish, but have everlasting life.On Fri, Jul 10, at 10:AM, [redacted] ELeyton wrote:We don’t want to bother you anymore.Either make your car payment or we will pick up the car[redacted] LeytonCalifornia Auto FinanceChief Executive OfficerNOTICE: This communication is privileged and confidential informationIf you are not the intended recipient, or believe that you have received this communication in error, please do not print, copy, transmit, disseminate, or otherwise use the informationAlso, please indicate to the sender that you have received this e-mail in error and delete this message and any attachments from your computerIn the event you have received this email in error, this email does not constitute a waiver of any privilege relative to communications or other rights to privacy and confidentiality relative to said information.From: [redacted] [mailto: [redacted] [email protected]] Sent: Friday, July 10, 9:AMTo: [redacted] ELeytonSubject: Re: Name: [redacted] Williams Account# [redacted] Donna What do you mean Don’t call this account anymore?Thank You [redacted] Sent with MailTrackDescription: Description: Image removed by sender.John 16For God so loved the world, that he gave his only begotten Son, that whosoever believeth in him should not perish, but have everlasting life.On Fri, Jul 10, at 9:AM, [redacted] ELeyton wrote:Donna;Don’t call this account anymore.Repo the car if customer doesn’t pay[redacted] California Auto FinanceChief Executive OfficerNOTICE: This communication is privileged and confidential informationIf you are not the intended recipient, or believe that you have received this communication in error, please do not print, copy, transmit, disseminate, or otherwise use the informationAlso, please indicate to the sender that you have received this e-mail in error and delete this message and any attachments from your computerIn the event you have received this email in error, this email does not constitute a waiver of any privilege relative to communications or other rights to privacy and confidentiality relative to said information.From: [redacted] [mailto: [redacted] [email protected]] Sent: Friday, July 10, 9:AMTo: [redacted] EL [redacted] Subject: Re: Name: [redacted] Account# [redacted] Good Morning,What gives you the right to harass my cousin Brenda Martinza after I had spoken to you a few days ago? BACK OFF ON MY FAMILY PLEASE.You have my contact informationThank You [redacted] Sent with MailTrackDescription: Description: Description: Image removed by sender.John 16For God so loved the world, that he gave his only begotten Son, that whosoever believeth in him should not perish, but have everlasting life.On Wed, Jul 8, at 2:PM, [redacted] < [redacted] [email protected]> wrote:Good Afternoon,We had spoken just a little bit agoAgain sorry the payments are and half late and for the month of JulyLike I said on the phone I will pay what is owed and or pay off the car when my quiet title case is overIf you come get the car and sell it at auction then I owe nothing because I don't have the car [redacted] is trying to find a job .If he does not have the car you are preventing him from paying on the car because he needs the car so he can get to work so he can pay you..Thank You [redacted] Sent with MailTrackJohn 16For God so loved the world, that he gave his only begotten Son, that whosoever believeth in him should not perish, but have everlasting life.On Wed, Jul 8, at 12:PM, [redacted] ELeyton wrote: [redacted] please call this customer at number below in her email[redacted] California Auto FinanceChief Executive OfficerNOTICE: This communication is privileged and confidential informationIf you are not the intended recipient, or believe that you have received this communication in error, please do not print, copy, transmit, disseminate, or otherwise use the informationAlso, please indicate to the sender that you have received this e-mail in error and delete this message and any attachments from your computerIn the event you have received this email in error, this email does not constitute a waiver of any privilege relative to communications or other rights to privacy and confidentiality relative to said information.From: [redacted] [mailto: [redacted] [email protected]] Sent: Wednesday, July 08, 12:PMTo: [redacted] ; [redacted] EL [redacted] A [redacted] Subject: Re: Name: [redacted] Williams Account# [redacted] Name: [redacted] Williams Account# [redacted] Good Afternoon,I am trying to reach out to youYou are not responding to my emailsI just call and left a message with a new contact numberG & B Real Estate Investment 209-451-***You can reach [redacted] at that number.Thank You [redacted] Sent with MailTrackDescription: Description: Description: Description: Image removed by sender.John 16For God so loved the world, that he gave his only begotten Son, that whosoever believeth in him should not perish, but have everlasting life.On Mon, Jul 6, at 4:PM, [redacted] < [redacted] [email protected]> wrote:Hello.I appriatate you stop calling my mother Darlene pleaseWhy is the other company County Finance calling my mother when you had not call my number?http://www.countyfinancial.com/ leads to the longin page of California auto FinanceIf this is a collection attempt to collect a debt We had not been notified by mail stating this that the account been turned over to collection agencyI am sorry the car payments is in half months over duePlease understand I am on low income [redacted] Williams is trying to find a jobPlease be patient with usI will pay what is due when my Quiet title case is over and selling of the condoIn the mean time [redacted] is trying to find work so he can make some payments on the car.Thank You [redacted] John 16For God so loved the world, that he gave his only begotten Son, that whosoever believeth in him should not perish, but have everlasting life.On Thu, Jul 2, at 6:PM, [redacted] < [redacted] [email protected]> wrote:Carol,Ok their you areI had to guess your emailThe email did not come back at me.I am reaching out to youPlease email me.Thank You [redacted] Sent with MailTrackDescription: Description: Description: Description: Image removed by sender.John 16For God so loved the world, that he gave his only begotten Son, that whosoever believeth in him should not perish, but have everlasting life.On Thu, Jul 2, at 5:PM, [redacted] < [redacted] [email protected]> wrote:HelloTrying to reach out to you.You are not returning my emails.Thank You [redacted] Sent with MailTrackDescription: Description: Description: Description: Image removed by sender.John 16For God so loved the world, that he gave his only begotten Son, that whosoever believeth in him should not perish, but have everlasting life.On Thu, Jul 2, at 5:PM, [redacted] < [redacted] [email protected]> wrote:Carol,My husband [redacted] promise me he would make the car payments if I co-sign for him againThe first car that I co-singed has been paid offHe is looking for a trucking jobBut had no luck because of his DMV recordHe is trying to find something elseI will never co-sign for him again or anyone for that matter.I am still in the middle of my quiet title caseI will pay off the car when my case is overIf you come and get the car then I will not owe anything because I don't have the carYou would had sold the car in auctionCame to find that outPlease email me backThank You [redacted] Sent with MailTrackDescription: Description: Description: Description: Image removed by sender.John 16For God so loved the world, that he gave his only begotten Son, that whosoever believeth in him should not perish, but have everlasting life.On Sat, Jun 27, at 8:AM, [redacted] < [redacted] [email protected]> wrote:Good Morning,We are tring to come up with the car payments by salling thingsMy quiet title case The first a temp both parties where serve by mail and did not return the Notice Of Acknowlagment Of Receipt to proof they did received the summons and complaintI have to reserve both parties again but by personally by a server of processWhen I win my case by getting a clear title.When I sell the property I will pay off the car.Thank You [redacted] Sent with MailTrackDescription: Description: Description: Description: Image removed by sender.John 16For God so loved the world, that he gave his only begotten Son, that whosoever believeth in him should not perish, but have everlasting life.On Wed, Jun 24, at 7:PM, [redacted] < [redacted] [email protected]> wrote:Beth,Why are you harassing [redacted] Williams ex wife and why are you calling [redacted] s mother todayWe had spoken to you already last week about the car payment and the financial problemYou had no right to harass my mother about the accountShe is not in good healthShe had called us very upset that you called herTheir is nothing she can do or help you in any wayLeave my mother aloneHow in the hell did you get my mothers number in the first place? I had never gave it to you nor use her as a referenceThank You [redacted] Sent with MailTrackJohn 16For God so loved the world, that he gave his only begotten Son, that whosoever believeth in him should not perish, but have everlasting life.On Sat, Jun 13, at 9:AM, [redacted] < [redacted] [email protected]> wrote:Good Morning,Hello, I [redacted] is trying to reach out to youSorry the car payments are latei will never co-sign for my husband againI can not pay until Quiet title case is over and I sell the condoI will pay the car offRight now [redacted] is not working and trying to find a job and I am on S.S.I disabilityI only get under $a monthThat don't even cover all the bills.My understanding that car dealers want the money instead of taking the car back and giving it to the junk yardBut then I am still responsible to pay any ways if you take the car back and give it to the junk yardThen [redacted] wouldn't have a way to get to work so he can start paying on the car againPlease email meThank You [redacted] Sent with MailTrackError! Filename not specified.John 16For God so loved the world, that he gave his only begotten Son, that whosoever believeth in him should not perish, but have everlasting life.On Wed, Jun 10, at 2:PM, [redacted] < [redacted] [email protected]> wrote:Good Afternoon, As of May made a half of car payment, June made no paymentSorry that the payments are late [redacted] Williams is fixing the car and searching for workI am planning on paying the car off here in a few months after my Quiet Title case in court and sell the condo that I purchased through the county tax auctionThe reason I can not sell the condo because I need a clear Title in order to sellThat is why I filed a lawsuite Quiet titleHere is a case summaryCase ReportDescription: Description: Description: Description: Image removed by senderScreen Specific Help Case SearchCase SummaryCase InformationCase Number:39-2015-00322802-CU-OR-STKCase Title:G & B Real Estate Investment LLC vsWells Fargo BankCase Category:Civil - UnlimitedFiling Date:3/12/2015Case Type:Other Real PropertyCase Status:PendingJudicial Officer:Location:StocktonParticipantsNameFiling DocumentRoleAttorneyFiled ByCal Villa Estate HOAComplaintDefendantG & B Real Estate Investment LLCG & B Real Estate Investment LLCComplaintPlaintiffG & B Real Estate Investment LLCWells Fargo BankComplaintDefendantG & B Real Estate Investment LLCPending HearingsEvent DescriptionEvent TypeEvent DateEvent TimeLocationDepartmentCase Management Conference8/10/20158:AMStockton42Register of ActionsROA #Entry1Complaint filed by G & B Real Estate Investment LLC on 03/12/2015.Filed by:G & B Real Estate Investment LLC(Plaintiff)Refers to:Wells Fargo Bank(Defendant); Cal Villa Estate HOA(Defendant)2Civil Case Cover Sheet filed by G & B Real Estate Investment LLC on 03/12/2015.3Original Summons filed by G & B Real Estate Investment LLC on 03/12/2015.4Case assigned to Judicial Officer Kronlund, Barbara.5Case Management Conference - scheduled for 08/10/at 08:45:AM in at Stockton6Summons issued.7Proof of Service of 30-Day Summons & Complaint - Acknowledgement and Receipt filed by G & B Real Estate Investment LLC on 04/13/2015.8Proof of Service of 30-Day Summons & Complaint - Acknowledgement and Receipt filed by G & B Real Estate Investment LLC on 04/13/2015.9Request for Entry of Default filed by G & B Real Estate Investment LLC on 05/07/2015.10Default entered as to Wells Fargo Bank; Cal Villa Estate HOA on Complaint.Thank You [redacted] John 16For God so loved the world, that he gave his only begotten Son, that whosoever believeth in him should not perish, but have everlasting life Complaint #10686320***,I just received the message from the Revdex.com that California Auto Finance reply to my complaint with the Revdex.com on July 14thHere is the messafe Dear Mrs [redacted] , We apologize for any inconvenience or discomfort our calls might have caused you Our company strives to provide excellent service to all of our customers We talked to you on June 17, at which time you indicated you did not have any money to pay and were not able to secure any arrangement on your past due accountWe attempted to contact you after our last conversation to follow up or if your situation had changed and you did not answer or return any of our calls We then called all the numbers available to us including references hoping you will call us back As of today, July 6, your account is days past due and we still have not been able to talk to you since our last conversation on June 17, Again, we apologize for any inconvenience We have removed all phone numbers as per your request[redacted] that is a lie and you know itI had spoken to you people I had tried to reach out to the company by emails and no repondseI had to hunt down emails online of employees that is how I got you and few othersYou sitting their liying to Revdex.com just to make California Auto Finance look good and me a bad person trying to reach [email protected], [email protected],***@californiaautofinance.net, [redacted] @californiaautofinance.net Company has not reponded to the emails that I sent to [email protected] [email protected] Thank You [redacted] ,Sent with MailTrackJohn 16For God so loved the world, that he gave his only begotten Son, that whosoever believeth in him should not perish, but have everlasting life.On Fri, Jul 10, at 12:PM, [redacted] < [redacted] [email protected]> wrote:***,Had the car before the queit title took place We had made payments until we ran out funds [redacted] was on employment for a year and now he is trying to find work.I had been making payments from my buisness checking account and you was taking the paymentsI ran out of funding My quiet title case that I field on 3/12/2015..I need to have clear title before I can sell the condo Thank You [redacted] Sent with MailTrackJohn 16For God so loved the world, that he gave his only begotten Son, that whosoever believeth in him should not perish, but have everlasting life.On Fri, Jul 10, at 10:AM, [redacted] ELeyton wrote:If you want to pay, then you call DonnaWe shouldn’t have to call anyoneI don’t understand what your quiet title case has to do with your promise to pay monthly payments per the terms of the contractIf we knew you wouldn’t pay per the terms of the contract, we would not have made the loan You never mentioned that you needed to win money from somewhere else to may our paymentWe wont call you or your family anymoreI hope you pay if you want to keep the car [redacted] LeytonCalifornia Auto FinanceChief Executive Officer NOTICE: This communication is privileged and confidential informationIf you are not the intended recipient, or believe that you have received this communication in error, please do not print, copy, transmit, disseminate, or otherwise use the informationAlso, please indicate to the sender that you have received this e-mail in error and delete this message and any attachments from your computerIn the event you have received this email in error, this email does not constitute a waiver of any privilege relative to communications or other rights to privacy and confidentiality relative to said informationFrom: [redacted] [mailto: [redacted] [email protected]] Sent: Friday, July 10, 10:AMTo: [redacted] ELeytonSubject: Re: Name: [redacted] Williams Account# [redacted] ***, Who said you bothering me? All I said don't harass my family they can not help youYou have my contact informationI would love so much to pay by making payments to catch up for part of May, June and JulyI am sorry.I can't not make the Quiet Title case any faster with the courtsI want to pay off the car so you have the moneyI wish money grew on trees then we all be rich Thank You [redacted] Sent with MailTrackJohn 16For God so loved the world, that he gave his only begotten Son, that whosoever believeth in him should not perish, but have everlasting lifeOn Fri, Jul 10, at 10:AM, [redacted] ELeyton wrote:We don’t want to bother you anymoreEither make your car payment or we will pick up the car [redacted] LeytonCalifornia Auto FinanceChief Executive Officer NOTICE: This communication is privileged and confidential informationIf you are not the intended recipient, or believe that you have received this communication in error, please do not print, copy, transmit, disseminate, or otherwise use the informationAlso, please indicate to the sender that you have received this e-mail in error and delete this message and any attachments from your computerIn the event you have received this email in error, this email does not constitute a waiver of any privilege relative to communications or other rights to privacy and confidentiality relative to said informationFrom: [redacted] [mailto: [redacted] [email protected]] Sent: Friday, July 10, 9:AMTo: [redacted] ELeytonSubject: Re: Name: [redacted] Williams Account# [redacted] Donna What do you mean Don’t call this account anymore? Thank You [redacted] Sent with MailTrackJohn 16For God so loved the world, that he gave his only begotten Son, that whosoever believeth in him should not perish, but have everlasting lifeOn Fri, Jul 10, at 9:AM, [redacted] ELeyton wrote:Donna; Don’t call this account anymoreRepo the car if customer doesn’t pay [redacted] LeytonCalifornia Auto FinanceChief Executive Officer NOTICE: This communication is privileged and confidential informationIf you are not the intended recipient, or believe that you have received this communication in error, please do not print, copy, transmit, disseminate, or otherwise use the informationAlso, please indicate to the sender that you have received this e-mail in error and delete this message and any attachments from your computerIn the event you have received this email in error, this email does not constitute a waiver of any privilege relative to communications or other rights to privacy and confidentiality relative to said informationFrom: [redacted] [mailto: [redacted] [email protected]] Sent: Friday, July 10, 9:AMTo: Donna; [redacted] ; [redacted] EL [redacted] A [redacted] Subject: Re: Name: [redacted] Williams Account# [redacted] Good Morning, What gives you the right to harass my cousin Brenda Martinza after I had spoken to you a few days ago? BACK OFF ON MY FAMILY PLEASE.You have my contact informationThank You [redacted] Sent with MailTrackJohn 16For God so loved the world, that he gave his only begotten Son, that whosoever believeth in him should not perish, but have everlasting lifeOn Wed, Jul 8, at 2:PM, [redacted] < [redacted] [email protected]> wrote: Good Afternoon, We had spoken just a little bit agoAgain sorry the payments are and half late and for the month of JulyLike I said on the phone I will pay what is owed and or pay off the car when my quiet title case is overIf you come get the car and sell it at auction then I owe nothing because I don't have the car [redacted] is trying to find a job .If he does not have the car you are preventing him from paying on the car because he needs the car so he can get to work so he can pay you Thank You [redacted] Sent with MailTrackJohn 16For God so loved the world, that he gave his only begotten Son, that whosoever believeth in him should not perish, but have everlasting lifeOn Wed, Jul 8, at 12:PM, [redacted] ELeyton wrote: [redacted] please call this customer at number below in her email [redacted] LeytonCalifornia Auto FinanceChief Executive Officer NOTICE: This communication is privileged and confidential informationIf you are not the intended recipient, or believe that you have received this communication in error, please do not print, copy, transmit, disseminate, or otherwise use the informationAlso, please indicate to the sender that you have received this e-mail in error and delete this message and any attachments from your computerIn the event you have received this email in error, this email does not constitute a waiver of any privilege relative to communications or other rights to privacy and confidentiality relative to said informationFrom: [redacted] [mailto: [redacted] [email protected]] Sent: Wednesday, July 08, 12:PMTo: [redacted] ; [redacted] EL [redacted] A [redacted] Subject: Re: Name: [redacted] Williams Account# [redacted] Name: [redacted] Williams Account# [redacted] Good Afternoon, I am trying to reach out to youYou are not responding to my emailsI just call and left a message with a new contact numberG & B Real Estate Investment 209-451-***You can reach [redacted] at that number Thank You [redacted] Sent with MailTrackJohn 16For God so loved the world, that he gave his only begotten Son, that whosoever believeth in him should not perish, but have everlasting lifeOn Mon, Jul 6, at 4:PM, [redacted] < [redacted] [email protected]> wrote:HelloI appriatate you stop calling my mother Darlene please Why is the other company County Finance calling my mother when you had not call my number? http://www.countyfinancial.com/ leads to the longin page of California auto FinanceIf this is a collection attempt to collect a debt We had not been notified by mail stating this that the account been turned over to collection agency I am sorry the car payments is in half months over duePlease understand I am on low income [redacted] Williams is trying to find a jobPlease be patient with usI will pay what is due when my Quiet title case is over and selling of the condoIn the mean time [redacted] is trying to find work so he can make some payments on the car Thank You [redacted] John 16For God so loved the world, that he gave his only begotten Son, that whosoever believeth in him should not perish, but have everlasting lifeOn Thu, Jul 2, at 6:PM, [redacted] < [redacted] [email protected]> wrote: Carol, Ok their you areI had to guess your emailThe email did not come back at me.I am reaching out to youPlease email meThank You [redacted] Sent with MailTrackJohn 16For God so loved the world, that he gave his only begotten Son, that whosoever believeth in him should not perish, but have everlasting lifeOn Thu, Jul 2, at 5:PM, [redacted] < [redacted] [email protected]> wrote: Hello Trying to reach out to you.You are not returning my emails Thank You [redacted] Sent with MailTrackJohn 16For God so loved the world, that he gave his only begotten Son, that whosoever believeth in him should not perish, but have everlasting lifeOn Thu, Jul 2, at 5:PM, [redacted] < [redacted] [email protected]> wrote:Carol, My husband [redacted] promise me he would make the car payments if I co-sign for him againThe first car that I co-singed has been paid offHe is looking for a trucking jobBut had no luck because of his DMV recordHe is trying to find something elseI will never co-sign for him again or anyone for that matterI am still in the middle of my quiet title caseI will pay off the car when my case is overIf you come and get the car then I will not owe anything because I don't have the carYou would had sold the car in auctionCame to find that outPlease email me back Thank You [redacted] Sent with MailTrackJohn 16For God so loved the world, that he gave his only begotten Son, that whosoever believeth in him should not perish, but have everlasting lifeOn Sat, Jun 27, at 8:AM, [redacted] < [redacted] [email protected]> wrote:Good Morning, We are tring to come up with the car payments by salling things My quiet title case The first a temp both parties where serve by mail and did not return the Notice Of Acknowlagment Of Receipt to proof they did received the summons and complaintI have to reserve both parties again but by personally by a server of processWhen I win my case by getting a clear title.When I sell the property I will pay off the carThank You [redacted] Sent with MailTrackJohn 16For God so loved the world, that he gave his only begotten Son, that whosoever believeth in him should not perish, but have everlasting lifeOn Wed, Jun 24, at 7:PM, [redacted] < [redacted] [email protected]> wrote:Beth, Why are you harassing [redacted] Williams ex wife and why are you calling [redacted] s mother todayWe had spoken to you already last week about the car payment and the financial problemYou had no right to harass my mother about the accountShe is not in good healthShe had called us very upset that you called herTheir is nothing she can do or help you in any wayLeave my mother aloneHow in the hell did you get my mothers number in the first place? I had never gave it to you nor use her as a reference Thank You [redacted] Sent with MailTrackJohn 16For God so loved the world, that he gave his only begotten Son, that whosoever believeth in him should not perish, but have everlasting lifeOn Sat, Jun 13, at 9:AM, [redacted] < [redacted] [email protected]> wrote:Good Morning, Hello, I [redacted] is trying to reach out to youSorry the car payments are latei will never co-sign for my husband againI can not pay until Quiet title case is over and I sell the condoI will pay the car offRight now [redacted] is not working and trying to find a job and I am on S.S.I disabilityI only get under $a monthThat don't even cover all the billsMy understanding that car dealers want the money instead of taking the car back and giving it to the junk yardBut then I am still responsible to pay any ways if you take the car back and give it to the junk yardThen [redacted] wouldn't have a way to get to work so he can start paying on the car againPlease email me Thank You [redacted] Sent with MailTrackError! Filename not specified.John 16For God so loved the world, that he gave his only begotten Son, that whosoever believeth in him should not perish, but have everlasting lifeOn Wed, Jun 10, at 2:PM, [redacted] < [redacted] [email protected]> wrote:Good Afternoon, As of May made a half of car payment, June made no paymentSorry that the payments are late [redacted] Williams is fixing the car and searching for workI am planning on paying the car off here in a few months after my Quiet Title case in court and sell the condo that I purchased through the county tax auctionThe reason I can not sell the condo because I need a clear Title in order to sellThat is why I filed a lawsuite Quiet titleHere is a case summary Case Report Case SearchCase Summary Case InformationCase Number:39-2015-00322802-CU-OR-STK Case Title:G & B Real Estate Investment LLC vsWells Fargo Bank Case Category:Civil - UnlimitedFiling Date:3/12/2015Case Type:Other Real PropertyCase Status:PendingJudicial Officer:Location:Stockton Participants NameFiling DocumentRoleAttorneyFiled ByCal Villa Estate HOAComplaintDefendant G & B Real Estate Investment LLCG & B Real Estate Investment LLCComplaintPlaintiff G & B Real Estate Investment LLCWells Fargo BankComplaintDefendant G & B Real Estate Investment LLC Pending Hearings Event DescriptionEvent TypeEvent DateEvent TimeLocationDepartment Case Management Conference8/10/20158:AMStocktonRegister of Actions ROA #Entry1Complaint filed by G & B Real Estate Investment LLC on 03/12/2015.Filed by:G & B Real Estate Investment LLC(Plaintiff)Refers to:Wells Fargo Bank(Defendant); Cal Villa Estate HOA(Defendant)2Civil Case Cover Sheet filed by G & B Real Estate Investment LLC on 03/12/3Original Summons filed by G & B Real Estate Investment LLC on 03/12/4Case assigned to Judicial Officer Kronlund, Barbara5Case Management Conference - scheduled for 08/10/at 08:45:AM in at Stockton 6Summons issued7Proof of Service of 30-Day Summons & Complaint - Acknowledgement and Receipt filed by G & B Real Estate Investment LLC on 04/13/8Proof of Service of 30-Day Summons & Complaint - Acknowledgement and Receipt filed by G & B Real Estate Investment LLC on 04/13/9Request for Entry of Default filed by G & B Real Estate Investment LLC on 05/07/10Default entered as to Wells Fargo Bank; Cal Villa Estate HOA on ComplaintThank You [redacted] John 16For God so loved the world, that he gave his only begotten Son, that whosoever believeth in him should not perish, but have everlasting life