Wilber & Associates, P.C.

Initial Business Response / [redacted] (1000, 5, 2015/10/06) */ [redacted] & Associates, P.Cis a national law firm representing the insurance industry for subrogation tort claimsWe are not a credit reporting agencyWilber & Associates represents [redacted] Mutual Insurance Cofor a claim involving a claimant by the name of [redacted] ***, arising from a loss which occurred on 05/17/in Chippewa Falls, WI During the course of our recovery efforts, we conducted skip trace efforts on the claimant [redacted] ***The representative conducting those efforts inadvertently updated the claim with an address for the incorrect [redacted] ***We have subsequently identified the error, removed all of Mr***'s personal information from the file and are now pursuing the correct claimant by the name of [redacted] *** We have issued a letter to Mr [redacted] of [redacted] Springfield, OR 97478, confirming for him that he has been removed from our claim Wilber & Associates, P.Cappreciates the service that the Revdex.com provides to both consumers and businessesIt is our desire to provide any assistance we can, to that end Initial Consumer Rebuttal / [redacted] (2000, 7, 2015/10/07) */ (The consumer indicated he/she ACCEPTED the response from the business.) I accept that Wilber & Associates has removed me as being the party at fault for a still unclear reason, in the amount of $5,

A manager on out office has approved a a month payment planHowever, our office will not issue and installment agreement due to the small payment arrangement on such a large balance.For clarification on this claimMr [redacted] was driving while uninsured and caused considerable damage to our client's insured's vehicleAny action against Mr***'s driving license is entirely up to the Department of Motor Vehicles

Initial Business Response / [redacted] (1000, 5, 2016/02/09) */ [redacted] & Associates represents State Farm Insurance for a tort subrogation claim arising from an automobile accident that occurred 12/12/on [redacted] in San Francisco, CAWe are not a credit reporting agency so this FCRA does not apply to this claimThe FDCPA also does not apply as the claim is not a consumer debtMr [redacted] claims that we have followed and harassed him are untrueWe have never spoken with himI encourage Mr [redacted] to contact our office with his liability insurance information which as I have to assume he has as it is required by law in California Initial Consumer Rebuttal / [redacted] (3000, 7, 2016/02/11) */ (The consumer indicated he/she DID NOT accept the response from the business.) Since this organization is working in the capacity of collections the FCRA does indeed apply to themRegardless of that they are still, either way, obligated to honor a CEASE AND DESIST letterThey continue to send debt collection letters with NO VALIDATION of the debt, continuing to refer to an auto accident which did not happenI was in my home in EcuadorI have already submitted proof from Avis that on the dates I were here as well as all dates I am ever here I was fully covered by all insurance through themThis organization attempts to extort moneys from me by "offering" to settle for a reduced feePLEASE NOTE that collection agency OR law firm - EITHER ONE obligates them to respect a CEASE AND DESIST letterThey are also obligated to provide PROOF - There is no named "victim," no police report, no insurance report, no witnesses, and this is an invented event which occurred while I was not even in the countryI am not a resident of California and they do not appear to be licensed in CaliforniaTheir lack of proof would assure a loss in any court case - Any review of their history, ANY RESEARCH, will show that they have a history of extortion and losses in courtThis is NOT a valid debtThat it must be demonstrated as such matters not whether they choose to call themselves a law firm or collection agency, as they are acting in the capacity of the latterThese people are known criminalsThey refuse to provide proof because there is not any because I was never involved in any accident on the date they accuse me of or on any other date anywhere near that datePlease instruct them to provide evidencePlease instruct them to cease all HARRASSMENT as required by lawPlease advise them that ALL communications from them will now no longer be received, as I terminated my mailbox in the United StatesPlease advise them that legal action against them will once again be forthcoming and they will once again lose should they make ANY attempts to harm me financially or in ANY other wayPlease be advised that the burden of proof is on THEM, NOT ME - although I did submit the forms from AVIS proving that I had insurance at all timesI am not, however, required to prove anythingThey areI wish to reinforce the CEASE AND DESIST demand at this time based on their lack of proof and attempt at one more extortion Final Business Response / [redacted] (4000, 9, 2016/02/15) */ CEASE AND DESIST NOTED

Revdex.com: I have reviewed the response made by the business in reference to complaint ID [redacted] , and find that this resolution is satisfactory to me.But please understand I was pressured into Setting up payment date even though they were aware of my current situation

I am rejecting this response because: I would also like this law office to provide a copy of the accident report they claim to haveThey said my name is on the accident reportThey lied to me to try to coerce payment from me I believe this is a claim on the lawyer's partI will provide any documentation to support my claim that I sold this car in

State Farm removed Ms [redacted] from their claim August 3, A letter will be sent to Ms [redacted] as confirmation

Initial Business Response / [redacted] (1000, 5, 2016/09/26) */ Wilber & Associates PC is a law firm that represents FCCI Insurance GroupMs [redacted] was at fault for an automobile accident that occurred 12/17/in Tallahassee, FLShe caused $4,in damages to our client's insuredShe was uninsured in violation of FL State Financial Responsibility Law and therefore is responsible for reimbursing our clientOur client has graciously allowed Ms [redacted] to make $a month paymentsMs [redacted] is permitted to speak to a manager at anytimeShe may contact Ms [redacted] at her direct extension at XXX-XXX-XXXX Ext ***

Initial Business Response / [redacted] (1000, 5, 2016/04/18) */ Wilber & Associates represents Farmers Insurance for an uninsured motorists claim that Mr [redacted] was involved inThe supporting documents were emailed to Mrs [redacted] on 4/13/Our office will mail her a second copy by USPS

Initial Business Response / [redacted] (1000, 5, 2016/08/07) */ Our claim has been closed and returned to [redacted] Car Rental Initial Consumer Rebuttal / [redacted] (3000, 7, 2016/08/09) */ (The consumer indicated he/she DID NOT accept the response from the business.) I do not accept that I have a debt to [redacted] Car RentalIf I did then in the last years I would have received an invoice from ***, and responded to that companyI have not received an invoice and have lived at the same address during the whole time since [redacted] has my address as I have rented vehicles from them before and have always paid with a credit card Clearly the business harassing me is acting without authorization and should be stopped from attempting to extort US citizens under the laws of the US I will not be responding further to this business I thank the Revdex.com for your assistance

We did locate this telephone number as removed as a wrong telephone number on 11/7/

I am rejecting this response because: This is not how this happenedI did not hang up but the first time the lady who called her self Keisha started talking to be like I was a year old and basically told me I was a horrible personI want to set up a payment arrabgementNo matters number of the debt andvtgey lady told me I was too broke to make a payment how is this a thing I'm offering my money to this comon and she treated me like I was trash

I am rejecting this response because:This company has been nothing but problems and rudenessWe received day from their first letter before they sent an order for suspension on my wife and I's drivers licensesNow even after jumping through hoops to avoid losing my job because of their blatant disregard for the way they are supposed to handle business they sent my installment agreement to someone else and sent theirs to meThis place should no longer be allowed to conduct business of this matter in any wayI do not accept them blowing it offI want some type of reimbursement from these people for the crazy amount of trouble and downright rude and ignorant people they have employed there and not following debt collecting procedures the way they are supposed to

Wilber & Associates represents State Farm Insurance for a subrogation tort claim for an automobile accident that occurred 9/23/in Bartow, FLThe driver of an uninsured vehicle owned by Ms [redacted] backed out of a driveway and struck and damaged our client's insured's vehicle that had the right of wayI will arrange to have documentation of the repairs to Ms [redacted] as she has requested

Revdex.com: I have reviewed the response made by the business in reference to complaint ID [redacted] , and find that this resolution is satisfactory to me

Initial Business Response / [redacted] (1000, 5, 2015/07/30) */ Wilber & Associates, PC represents [redacted] Insurance who insured the property the [redacted] 's were rentingWhen they vacated the property considerable damage was discovered including missing carpet, doors, smoke detectors, etcThere was also physical damageMold, broken tiles, holes in walls, etcThe [redacted] 's have been provided with a list of damagesOur client paid the insurance claim to the property owner for repairsThe [redacted] 's do owe the balance of the claim Initial Consumer Rebuttal / [redacted] (3000, 7, 2015/07/31) */ (The consumer indicated he/she DID NOT accept the response from the business.) This is a allegationThe itemized list is not accurate and it is reaching for money that is not owedWe still dispute this claimThe house fell under landlord neglectThere was no physical damage from tenets, nor missing anythingWe have proof to support our innocence in most of these claimsAlso, if there was something missing, the landlord could have spoken to us, not sue usWe do not accept this response, nor the financial responsibility

Revdex.com: I have reviewed the response made by the business in reference to complaint ID 12169175, and find that this resolution is satisfactory to me

RevDex.com: I have reviewed the response made by the business in reference to complaint ID [redacted] , and find that this resolution is satisfactory to me. I will communicate directly with Budget Rent-A-Car regarding this matter.

Initial Business Response / [redacted] (1000, 5, 2016/01/28) */ Wilber & Associates represents Farmers Insurance for a subrogation tort claim as a result of a vehicle accident that occurred 8/2/in Oakland, CAA vehicle hit parked vehiclesOne of the damaged vehicles was insured by our clientA witness saw males exit the vehicle and flee on footThe at fault vehicle was heavily damaged and abandoned at the sceneIt was found to be registered to [redacted] of Mountain View, CA

Wilber Group represents Sate Farm Insurance for a water damage claim arising from an incident that occurred 4/4/in Denver, CoMr [redacted] company was repairing a coil at an apartment complexThe heat from the torch they were using caused the sprinkler system to activate and release water over State Farm's insured's propertyI will arrange to have the supporting documents email to Mr***He may call our office with his liability insurance carrier's information[redacted] Compliance OfficerWilber Group

Initial Business Response / [redacted] (1000, 5, 2016/10/17) */ I have personally reviewed the file history and telephone calls related to this claimThe information exchanged was factual and informativeOur office is currently in contact with [redacted] and a claim has been filed on Mr [redacted] behalf