Winn Law Group

Hello,Please see our office's response to Mr***'s Revdex.com complaint below:Thank you for giving Winn Law Group, APC the opportunity to respond to thiscomplaint. Our office represents the Creditor, Cavalry SPV I, LLC. In thecomplaint, Mr*** alleges the following: that our firm is suing
Mr***on a past due bill that is years old and levying his bank accounts, andhe is requesting for the levy to be stopped and money to be returned.Winn Law Group, APC has investigated Mr***’s allegations and responds asfollows:The file was opened in our office on December 19, A demand letter wasproduced and mailed on December 20, The address we have in our systemhas not changed since placement: *** *** Ave ***, CA ***-***.The consumer confirms that this is his proper address in his Revdex.com complaint.According to our records the original creditor for this debt was Bank ofAmerica/FIA Card Services, the account was opened on October 6, andcharged off on August 31, 2009, and the last payment made to the originalcreditor was on May 29, 2009. Cavalry SPV I, LLC purchased the debt onApril 27, 2011.Our office filed the lawsuit on March 12, and Mr*** was personallyserved at his current address on April 7, 2012. On or about June 18, 2012a judgment was entered in favor of our client. After obtaining thejudgment, our office mailed letters attempting settlement negotiations. Noresponse to the letters was made.On or about February 25, our office proceeded to attempt to levy Mr.***’s Golden One Credit Union account. The levy was successful and ouroffice levied a total of $36.62. On or about March 20, the Defendantbegan to contact our office to attempt to settle this debt to avoid furthercollection attempts.On June 24, the consumer contacted our office attempting to negotiate asettlement, unfortunately our office was not able to accept Mr***’soffer, and on June 29, the consumer contacted our office and provided acounter offer. Our office indicated that his offer would be submitted forapproval.Our office has reviewed Mr***’s complaint and offer with our client, andour client has authorized Winn Law Group, APC to accept Mr***’s offer.If Mr*** would like to discuss his account and to finalize the offer thatwas previously made, he can contact *** ***, at 714-***extension ***.Sincerely,*** ***, Esq.Winn Law Group, APC714-*** x***714-*** (fax)

Rc: Complaint ID [redacted]This LAW FIRM is A DEBT COLLECTOR, AS DEFINED BY 15 U.S.C.S 16920)(6), AND THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED BY US WILL BE USED FOR THAT PURPOSE,Thank you for giving Winn law Group, APC the opportunity to respond to this complaint. Our...

office represents the Creditor, [redacted], in the complaint, Mr. [redacted] alleges the following: that he is having difficulty talking with an attorney in our office, and that he has received poor customer service,Winn Law Group, APC has investigated Mr. [redacted]'s allegations and responds as follows:The file is bascdon a judgmcnt that was obtained by a previous law firm on behalf of [redacted] Bank. [redacted] Bank obtained a Judgment against Mr. [redacted] on November 30, 2011. On or about Octobcr 30, 2015 our office filed a Substitution of Attorney and mailed a demand letter to Mr. [redacted],[redacted]r, our officc proceeded to attempt to collect against Mr. [redacted], without success. On or about May 8, 2017 our office receivcd a letter from Mr. [redacted] attempting to settle thc Judgment debt. However, Mr. [redacted] included information that he may no longer be residing in the Static of Califormia. In August of 2017 Mr. [redacted].confirmed that he was longer rcsiding in California. Our office notificd Mr. [redacted]7, that because hc has moved out of state, that our office could not continuc with settlemcnt negotiations. On or about September 20, 207 Mr. [redacted] spoke with an attorney in our office who notificd him that we would be closing our file and that he would be able to contact [redacted] directly to finalize his settlcment. Mr. [redacted] was advised that thc process to closc the file may take a few weeks,

THIS LAW FIRM Is A DEBT COLLECTOR, As DEFINED BY 15 U.S.C.s 1692(a)(6), AND THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATIONOBTAINED BY US WILL BE USED FOR THAT PURPOSE.Thank you for giving Winn Law Group, APC thc opportunity to respond to this complaint. Our office represents the...

Creditor, [redacted] SPV 1, I.C. In the complaint, Mr, [redacted] alleges the following: that he was subjected to a bank levy, but he was the wrong [redacted], Ile is requesting for $340 to be reimbursed due to NSF chargcd.Winn saw Group, APC has investigated Mr, [redacted]'s allegations and responds as follows:The file is based on a judgment that was obtained by a previous creditor, [redacted], T.I.C f/k/a/ [redacted] Receivables. [redacted], Lj.C f/k/a/ [redacted] Receivables LLC purchased the debt from the charge of creditor, [redacted]. [redacted], LLC flk/a/ [redacted] Receivables LLC obtained a Judgment against Mr. [redacted], on March 14, 2011. On or about July 2, 2013 To ualable [redacted], LLC flk/a/ [redacted] Receivables LLC assigned all right and title to the judgment to [redacted] SPV , i.I.C. The file was placed in our office, and a demand letter was mailcd to both consumers that the judgment was obtained against, including Mr, [redacted], No response to the mailings were made,On or about August 1, 2016 our office proceeded to attempt to have Mr. [redacted]' bank account lcvied, by having the Court issue a Writ of Ixecution. The Court issued thc Writ of Exccution on August 22, 2016. On or about September 20, 2016 our office proceeded with requesting for the Sheriff to serve the Writ on the Mr. [redacted]'s bank: [redacted]. The requestincludes Mr. [redacted]'s social security number for the bank to confirm the correct person is being levied. On or about October 11, 2016 Mr. [redacted] contacted our office, confirmed thc last 4 of his social security number and provided an updated mailing address, Mr. [redacted].cz disputed thc judgment debt and requestcd for vcrification.On or about October 12, 2016 our office received a Clair us Exemption that was filed by Mr. [redacted]. Based on the consumer's dispute, our office did not oppose the claim of cxcmption. On or about October 13, 2016 our office prepared a verification of the debt and nailed a copy to Mr. [redacted].cz, On or about December 29, 2016 our officc mailed another verification packet to Mr. [redacted] which indicated that the debt was owed and our office was resuming collections activity.Our office has reviewed Mr. [redacted]' complaint with our client, and our client has authorized Winn Law Group, APC to work with Mr. [redacted] to come to a reasonable resolution. If Mr. [redacted]y, would like to discuss a resolution of his account he can contact [redacted], a 74-446-6686 cxtension [redacted].

Revdex.com:
I have reviewed the response made by the business in reference to complaint ID [redacted], and have determined that this proposed action would not resolve my complaint.  For your reference, details of the offer I reviewed appear below.
As we've stated before that is not our bill- we don't have any accounts with ** either, we have request ALL Clear an identity theft protection to file a validation of debt- we have not received any response from them yet- our understanding is Winn Law has 30days to provide that or this claim becomes void-I will attempt to call Mr. [redacted] but I've tried several times to call them an I've yet to get a live person. ] 
Regards,
[redacted]

Review: Collection Company is sueing me for a past due bill that is 14yrs old they also Garnished my personal accounts, as well as my Wife accounts, that Iam not listed onDesired Settlement: Want the processed stopped and all funds returned, and taken off my credit history

Business

Response:

Hello,Please see our office's response to Mr. [redacted]'s Revdex.com complaint below:Thank you for giving Winn Law Group, APC the opportunity to respond to thiscomplaint. Our office represents the Creditor, Cavalry SPV I, LLC. In thecomplaint, Mr. [redacted] alleges the following: that our firm is suing Mr. [redacted]on a past due bill that is 14 years old and levying his bank accounts, andhe is requesting for the levy to be stopped and money to be returned.Winn Law Group, APC has investigated Mr. [redacted]’s allegations and responds asfollows:The file was opened in our office on December 19, 2011. A demand letter wasproduced and mailed on December 20, 2011. The address we have in our systemhas not changed since placement: [redacted] Ave [redacted], CA [redacted].The consumer confirms that this is his proper address in his Revdex.com complaint.According to our records the original creditor for this debt was Bank ofAmerica/FIA Card Services, the account was opened on October 6, 2004 andcharged off on August 31, 2009, and the last payment made to the originalcreditor was on May 29, 2009. Cavalry SPV I, LLC purchased the debt onApril 27, 2011.Our office filed the lawsuit on March 12, 2012 and Mr. [redacted] was personallyserved at his current address on April 7, 2012. On or about June 18, 2012a judgment was entered in favor of our client. After obtaining thejudgment, our office mailed letters attempting settlement negotiations. Noresponse to the letters was made.On or about February 25, 2015 our office proceeded to attempt to levy Mr.[redacted]’s Golden One Credit Union account. The levy was successful and ouroffice levied a total of $36.62. On or about March 20, 2015 the Defendantbegan to contact our office to attempt to settle this debt to avoid furthercollection attempts.On June 24, 2015 the consumer contacted our office attempting to negotiate asettlement, unfortunately our office was not able to accept Mr. [redacted]’soffer, and on June 29, 2015 the consumer contacted our office and provided acounter offer. Our office indicated that his offer would be submitted forapproval.Our office has reviewed Mr. [redacted]’s complaint and offer with our client, andour client has authorized Winn Law Group, APC to accept Mr. [redacted]’s offer.If Mr. [redacted] would like to discuss his account and to finalize the offer thatwas previously made, he can contact [redacted], at 714-[redacted]extension [redacted].Sincerely,[redacted], Esq.Winn Law Group, APC714-[redacted]714-[redacted] (fax)