247 Lending Group

This company leads you to believe that they are going to find a lender that will possibly provide a loan but their application leads you to a site to sign up for a membership that gives you your credit scores that has a monthly fee for 40 dollars a month. A typical bait and switch.","neg-1

possibly stole my identity thru falsifying potential good news of a loan They sent me an email to ask for more information of my idenity with my social security number that they had potential lenders for me and immediatly after submitting my social security number they sent an email saying they didnt have any lenders, so now I'm feeing they stole my idenityDesired Settlementassurance of not having my social security number used for any purposes now that they have obtained itBusiness Response We process several thousand apps/day. We don't store any data whatsoever regardless if consumers are approved or declined. Your info is 100% safe. I hope your concerns are alleviated. I request that this case be closed and removed from the Revdex.com system.

I received an email regarding a loan application, which I did not apply for. I have left several messages to contact me regarding this.I received an email from 24/7Lending Group, "Thanks for using our service. We hope we've been able to help you achieve your financing" My concern is that I have not applied for any loans in over a year, and am concerned about a possible identity theft case. I have followed their instructions on their website and emailed my concern and contact number. I have also left 3 messages for someone to contact me in regards to this, without any success. I have given them every opportunity to assist me to determining whether this is an issue I need to be concerned with or not. If someone has applied for a loan using my personal information, this needs to be addressed immediately. Desired SettlementI need to speak to someone to determine if there was legitimate application submitted with my personal information, if so, then there are measures that I need to take to protect my personal identity and financial responsibilities.I have spoken with the company and they have resolved my concerns, Thank youThey handled my situation with respect and apologetic for not returning my call earlier, due to family related issues.

This company received a fraudulent loan application. I notified them of this fact, three times, and they told me that all my information was removed from the system. They persist in processing this fraudulent application by sending it out to other personal loan companies. I sent them another e-mail today, December 30, 2013, requesting them to stop. Normally, I receive a response back, but have not received one. I feel as though I am being harassed at this point.Desired SettlementI want them to stop sending any further fraudulent information to any other personal loan companies, as they told me that they were going to do. Business Response Contact Name and Title: [redacted]Contact Phone: XXX-XXX-XXXXContact Email: [redacted]@247lendinggroup.comWe've communicated directly with this consumer via telephone on Monday 12/30. The consumer indicated that they were satisfied with our response and actions. Prior communication was via email due to not being in the office for the holidays. We removed the consumers information from our system as soon as we received contact from them regarding their information being fraudulently input on our app. However, when their info was input, we did match them with a lender and that lender did contact the consumer. We put the request in with the lender to halt contact, but fulfillment of that request can take a day or two. During our call with the consumer, we assured them that their personal info may have been used to apply for a loan on our site, but that we do not collect any sensitive info like SSN or banking info.

False advertizement. Deceptive sale practice. Sale of other product such as Credit monitoring and lots of junk, more scam emials.I was told to apply on the web 247lendinggroup to get loan which they will match lender. I have Everage credit score of 713, but was told there was no lending. I was told to apply membership at [redacted] to get credit report but I cost extra 29.95. Subsequently there was massive scam emails.Bottom line is the business group is lying to make money. There is no loanDesired SettlementStop fraudulent business practices.Business Response There is deceptive practice going on. We do help people of all credit types but unfortunately cannot help everyone. We do not guarantee approval. There are several key variables lenders look at when determining approval including but not limited to loan amount compared to your total debt and income (can't apply for a loan you aren't going to be able to afford payments on), your employment history, residence history, open credit lines, payment history (lates and/or defaults), use of payday loans, etc..

Delivery of service they claim to provideI applied to be matched with a lender to this company on 12/15/14 and was told there werre no matches. I realized I put my monthly salary in where it was asking for my annual so I applied again on 12/16/14. I was no t matched with a lender I was matched to another loan search website who does the same thing they claim to do called [redacted] the search is endless they refer you to other places such as winship. This is such false advertisement. Im changing my bank information as I do not trust these places. The ridiculousness of having someone put in the credit score then boom no matches although you help people with bad credit is misleading.Desired SettlementState your actual purpose of having people apply because from the complaints I read no one has qualified.Business Response I apologize we were unable to help. Unfortunately, your first app was declined because of the income input and your second application was not even processed as a result of our system receiving the same user info two days in a row. Since our lenders are not performing a hard credit check, we are unable to process/present users to lenders (as per their request) more than once within a 30 day window. This stop-check was put in place as a result of people applying many times (sometimes five or more times within hours) and changing their info each time in an attempt to fool for an approval. Not only were false approvals being generated, seeing the same app multiple times costs the lenders unnecessary money. This is why we request that users input their info accurately when applying. We do partner with websites that work with their own, different network of lenders that we will refer consumers to if we can not help them. We do not endorse or are responsible for the accuracy of these sites, their privacy policies, etc. You are not obligated to use these services being offered to you and/or any of the offers they may refer you to. This is all stated in our Privacy Policy. It is important to note, that we are very careful and selective with whom we work with on all levels of our business. We only work with reputable, reliable sources that abide by all CAN-SPAM Act and applicable industry-related laws, online and offline. If you do proceed with any third party offers anywhere on the Internet it is important that you review all Privacy Policies of any third party website/s / offer/s you utilize.

Complaint10/20/14. Scammers. Guaranteed loan approval. They contacted me by email said I was selected because I qualified for personal loan or credit card free247loangroup.com of faLlsofneuse road raleigh contacted me via email. Stated I qualified for personal credit card or loan unsecured due to score qualifications. I read all rules, completed app. Was sent enail congrats many lenders want to finance you.Desired SettlementI expect 247loangroup to phone all three credit reporting agencies and tell them to remove their credit inquiry off my credit profile immediately! I want my money refunded immediately for credit scores they charged me for when I had current ones done, the company they sign you upto automatically for theft protection, credit reporting and so forth I want them to cancel it immediately or it will be reported as fraud! I want A statement for all three credit reporting agencies that this company after stating on their site does no credit check, to send me personally by mail that this company and all associated companies they have had do the same have been removed from my credit report! Again I shall report it to the government as fraud. I want their website information corrected to be accurate and true or I shall report it to the Internet cyber crimes division! I want a mailed letter of apology for their inaccurant false information leading people to sign up to profit them by kickbacks from this credit score reporting companies they use! I am a licensed web design/developer in Durham,NC and I know exactly what to do to have their site banned from[redacted] unless all the above demands are met immediately! Thank you Revdex.com for looking out for consumers this company is a complete scam artist! And take advantage by initiating contact on their own. I will settle for no less than the above demands as they are not going to hurt my current credit score by the mess they create in bulk reporting access! Business Response We do not guarantee approval anywhere on our site. We match consumers with lenders based on the information they input on their application. One of the most important variables when determining where we route applications to is the consumer's credit scores. ALL of our lenders are able to make credit decisions without doing a hard credit pull. Therefore, when applying with us, there will not be any impact whatsoever on your credit score. Nor will there be any information listed on any of your credit reports as though having applied with us or any of our lenders. This is clearly stated on our website.Since we route application based on credit scores, we provide an option for applicants to obtain their current, up-to-date credit scores. Many applicants either do not know their credit scores or haven't viewed their credit in quite some time. Therefore, providing a trusted on site option for consumers to obtain their credit scores and reports from is a logistic part of our business model. We do not handle any of the transactions related to the [redacted] offer. Any requests for cancellation need to be communicated directly with [redacted]. This is clearly stated on every page of their sign-up process.In conclusion, there is no fraud here. There is no scam. We process several thousand applications/day. I am requesting that this case be closed. Consumer Response Your emails sir are targeted audience emails! It just so happens that I am not a " bad credit" rated client! I have a current medium score and qualified for a [redacted]! Now you state you match your " Lenders" with companies associated to your " company based on accurate information placed in the credit application, Then I would not first off have been charged for an already current full credit report and score that I have, and secondly you site information links verified, loans for people who are on social security! You did not by proof of your own site email response for more information on employment you sent, my info to companies who work within in the categories in opposition to categories, that I clearly placed on the application! Your site in fact bulked it out to high rate lending sites who required employment and verify employment and you sent a second email regarding asking for further information on employment which I have saved as well as your two initial emails! So that is the digital proof your site did not and does not in fact follow the protocol that you stated in your response nor on you web site period! So your response as it is proved as well your site does not direct the application information status to the particular groups that they fit but to a bulk of sites that are more or less payday loan type ventures! Maybe you should research the more than 10000 complaints on the Internet about your services because believe me they are all not simply excusable! And your site does not let you move beyond the forced sign up for secure source! When a personal already has their current full score so this is in fact proof again of you strict connection to a program that still did not provide any documentation to me personally of any score that they ever obtained! I am going forward with my complaint and as I stated, My next move from here is to notify [redacted]. As a developer/ designer and optimization person I know what move needs to happen next visa vi you will not accept accountability and responsibility! For scammer people.Final Business Response We do not target only bad credit people. We help people of all good and bad credit types but unfortunately cannot help everyone. We do not guarantee approval. We absolutely have lenders that work with individuals that receive benefits. There are several key variables lenders look at when determining approval including but not limited to loan amount compared to your total debt and income (can't apply for a loan you aren't going to be able to afford payments on), your employment history, residence history, open credit lines, payment history (lates and/or defaults), use of payday loans, etc.. We are not privy to the info as to why you were declined. Lenders do not provide that info. Btw, qualifications for an unsecured loan are VERY different than an FHA loan. Obtaining your credit score from our trusted third party is totally optional and is provided for convenience for those that either do not know their scores or haven't viewed in some time. We've addressed your complaints/concerns in your original filing as well as this one. I do apologize your experience was not what you were looking for and you didn't receive the financing you expected. We process several thousands apps/day. Our service is trusted and reliable with many of our clients are referrals and repeat clients. Regards,[redacted]

Receiving harrassing phone calls on my cell phone for "[redacted]" (not me) from lenders. Cannot contact 247 to stop the calls. I have received hundreds of phone calls from 247 referred lenders asking for someone other than me. 247 has no legitimate phone number and has not responded to my emails asking to be removed from their sales list. Desired SettlementHave their associated lenders quit calling my cell phone. XXXXXXXXXXBusiness Response My apologies for not addressing this complaint sooner. The email notice was in my SPAM. We have no record of the name '[redacted]' or [redacted] in our system. Nor do we have the phone number [redacted] listed above in our system. I am not sure who is contacting [redacted] or why they are saying they go his number from us, but it is definitely not anyone from our end or any of the lenders that we work with. I believe what is going on is that someone by the name of [redacted] filled out an application at website/s that illegally use our name in their address and/or on-page content [redacted] and erroneously input the wrong phone number. These example sites are all payday loan sites, which we are not. It is very common for payday loan buyers to contact consumers relentlessly once their info is received. In conclusion, we process several thousand apps/day. We, as well as all of the lenders we work with, abide by all TCPA and spam laws. None of the lenders we work with contact consumers in the described aggressive manner. I wish I could offer assistance to [redacted], but as indicated we have no record of him, [redacted] or the phone number XXXXXXXXXX. We have never received any phone or email contact from [redacted] prior to this complaint. If we have, we would have contacted to try and help/explain/resolve. I respectfully request that this complaint be closed and removed from the Revdex.com system.