A R M Solutions

I was called by ARM Solutions saying that I owed WRISTBANDS.COM money. I asked them for proof as I had already done same in writing in response to their demand letter. I was told by one of the ARM Solutions associates that they would make this affect my credit if I did not pay. In fact WRISTBANDS.COM offered me a settlement refund in writing which never came, for defective product:From: [email protected]: Tue, 5 Nov 2013 12:38:13 -0600Subject: Re: Order Receipt From Wrist-Band.comTo: [email protected] refund is being processed. Once this process is completed, we will update youThank youannaThey then went on to fraudulently recharge my credit card a total of 3 times:10/01/2013WRIST-BAND COM HOUSTON TXCORY J MAUCKXXXX-XXXXXX-2[redacted]1/18/2013Dispute - WRIST-BAND COMCORY J MAUCKXXXX-XXXXXX-2[redacted]9-2[redacted]1/20/2013WRIST-BAND COM HOUSTON TXCORY J MAUCKXXXX-XXXXXX-2[redacted]2/30/2013WRIST-BAND COM HOUSTON TXCORY J MAUCKXXXX-XXXXXX-2[redacted]9293.41I accepted their settlement offer and now the have sent me to collections and had Fedex charge me for incoming customs fees and duties, threatened my credit several times and fraudulently billed me multiple times.