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AC Auto Sales II

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AC Auto Sales II Reviews (1)

Review: I had a contract to buy a 1999 Ford Expedition, I had a contract for the car that was told had 160,000 miles but odometer was not working at time of pick up, I gave them $700.00 total I had it set up to pay it off in march 2013, I found out the car had 209,000 on it and problems I had to fix in the amount of $3690.00 the manger told me it would be just fine to pay the $200.00 on April 1st 2013 then before the end of April 2013 I would be in with the difference, when I was in the car lots paying the down payment and getting the car, I dropped an old paper from an old job, I had no longer I told them that when they repo the car because I didn't work there I submitted fauls information I did not give them the paper the information fell out of my folder when I was there I am a truck driver and I have to keep all information on any driving jobs or log books for all jobs, The repo guy they sent pulled a gun on my brother and I when they repoed the car, on fauls pretenses, I am requesting they continue the agreement that they would take the $200.00 dollars till the end of April 2013 when my SSI back pay check comes in. or the return of the $700.00 dollars I paid to the vehicle, and including the repair money I have in the vehicle, for the repairs the manager said do the repairs and I can give them $200.00 on April 1st 2012 and pay them the rest at the end of April when my SSI back pay came in.Desired Settlement: I am requesting they continue the agreement that they would take the $200.00 dollars till the end of April 2013 when my SSI back pay check comes in. or the return of the $700.00 dollars I paid to the vehicle, and including the repair money I have in the vehicle, for the repairs the manager said do the repairs and I can give them $200.00 on April 1st 2012 and pay them the rest at the end of April when my SSI back pay came in.

Business

Response:

In regards to case Id #9497969, On 3/2/13 AC Auto Sales sold [redacted] a 1999 Ford Expedition St# 13289. It was sold as miles unknown, the price was $4995.00 plus tax and license, he gave us 500.00 down payment and signed a contract to pay us in full on 3/31/13 which totaled $5106.30. On 4/1/13 [redacted] came in and paid $200*00 and said he was having problems with the tranny but would pay it off by 4/20/13. This was brought to my attention on 4/4/13, it seemed kind of fishy to me so I pulled his deal jacket and found what he gave us as his employment verification. I called the company that he supposedly worked for when he purchased the Expedition and they told me that Mr. [redacted] was employed with them from 11/29/12 until 01/4/13 at that time I knew he fraudulently led us to believe he was employed at [redacted] so we would finance him. After finding this out I did not believe he was going to follow through with his verbal or contractual agreement with us, so on 4/4/13 I turned him over to a repossession company. It was repossessed that day,

Mr. [redacted] misled us when he financed the Expedition, he signed that he knew that the miles were unknown. He signed a Washington Retail Installment Contract Simple Interest form that says on the back:

Default Means. A default means and includes; (a) I do not pay any payment on time; (b)

I give false, incomplete, or misleading information on a credit application or otherwise, at any time; (o) I start a proceeding in bankruptcy or one is started against me or my Property, a receiver h appointed for me or any of my property. I become insolvent or I die; (d) you deemed yourself insecure or I suffer a material adverse change n my financial condition, (e) any instrument given as down payment is dishonored or any trade-in is subject to a lien or adverse claim other than as described in this contract or (f) I break any agreement in this contract not otherwise set forth in this section entitled “Default Means”.

Election of Remedies Upon Default, If I default, you may elect to sue me for the amount 1 owe, judicially foreclose on the security interest, repossess the Property from me and dispose of it as permitted by law, or undertake any combination of the foregoing remedies.

I will hold this Expedition until 4/25/13 to give him 5 more days then he said he needed to pay in full. I won't even charge him the $650.00 it cost me to have the Expedition repossessed and then dollied from Ellensburg Wa. To Yakima Wa.

[redacted] Majority Owner AC Auto Sales

Consumer

Response:

[To assist us in bringing this matter to a close, you must give us a reason why you are rejecting the response. If no reason is received your complaint will be closed Administratively Resolved]

I have reviewed the response made by the business in reference to complaint ID 9497969, and have determined that this does not resolve my complaint. For your reference, details of the offer I reviewed appear below.

[To assist us in bringing this matter to a close, we would like to know your view on the matter.]

Regards,

The employment paper they found was not given to them but when I opened my folder the paper fell out the payment in full was based on my wifes school leftover money she gets from her loans, and I didnt come in at time payment was owned, I called and sent information 2 weeks before payment was owned and a deal was maid that I would come in on 4/1/2013 to make a $200.00 pament and at the end of April I would pay the remaning ballance. on March 29th was the order to repoe my vehicle about three days before the Aprile 1st when I brought the $200.00 in, when they sent the repoe guy out he was carrying a gun and by Washington/Federal law states that when a repoe man brings a wepone to a repo the repo is not leagle and the whole repoe was based on the fact of the employment paper they have I did work for them and fauls information, well I never gave them that paper, I was a truck driver all information on employment and log books have to sty on person for 6 months minimum, the paper fell out of my folder when I took information out on my address and my wife's school money so the repo was complected on fails pretenses.

So at this time I do not agree with this response from the car lot, and by law they have to give letter by mail that I have to get contract up to agreement ten days pryer to repo but they didnt do that, and the police report shows that the repo men didnt even have the repo papers he only had the copy of the contract, so with no papers for repo and for having a weapon makes the repo illegal.

Anyone who meets the basic federal guidelines and state requirements

where they live can carry a gun. If the debtor (the one that he's trying

to get the car from) sees the gun prior to the car being repossessed

and it was not because the repo man was defending himself, it makes the

repossession unlawful. Carrying the gun wouldn't be unlawful but it

makes the repo unlawful. It is called undue duress. Judges LOVE making

repo companies and lenders pay big for such violations of the FDCPA. If

you carry, get a concealed carry permit and carry it concealed and the repo man cunfessed to the office that he had no permit and no concealed wepons permite. so with this evidence the repo was not lawfull. and them haveing that paper and using it against me is fraud becouse the paper was not ever at anytime given to them. showing that at time of getting this car I was working there the date of letter is last year, and they have nothing in contract that I sighnd showing I said I was working at this companey at the time of sail.

Business

Response:

In eregards claim # 949769 [redacted].

I tried to be optomistic about Mr [redacted] and his intintions. He has called me personally last week and promissd to pay in full and or have his case worker call us to verify the funds he and his wife are sopposedly revieving by 4/25/2013, no call has been recieved. As far as I'm concerned this matter is closed. If he happens to come in with the full amount plus costs I've incurred in the next five days he is more than welcome to retreive the property this is a full 30 days longer than the law allows. The law is for us (dealer) to hold a auto 21 days to give them time to come up with a sulution. This auto was reppossed 4/4/2013 WE'VE GIVIN HIM 30 DAYS . THE POLICE WERE CALLED DURRING THE REPOSSING OUR REPO COMPANY HAD ALL THE PROPER PAPPER WORK TO REPOSSES OR THEY WOULD HAVE LET THEM DO THEIR JOB.

owner A.C. Autosales

Consumer

Response:

[To assist us in bringing this matter to a close, you must give us a reason why you are rejecting the response. If no reason is received your complaint will be closed Administratively Resolved]

I have reviewed the response made by the business in reference to complaint ID 9497969, and have determined that this does not resolve my complaint. For your reference, details of the offer I reviewed appear below.

[To assist us in bringing this matter to a close, we would like to know your view on the matter.]

Regards,

I did call but I didnt say anything about being paid on the 4/25/2013 I have a week to 12 days before I get the money I will pay it in full, I had the car repoed for fauls information you found I dropped with witness of the paper, so if you cant wait till the week to 12 days, then I will get a small claims cass and stop the resell of the car till after the court hearing last attempted to contatct you, I will wait till you respond to this to further proceed.

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Description: Auto Dealers - Used Cars

Address: 8 E Valley Mall Blvd, Union Gap, Washington, United States, 98903

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