Aegis Encorpus Inc

Homan is worse in answering the phone or replying messages or emails, he didn't work on time and never bring the result on the table, he always let it go to the treasury and clinent adds up more cost and more painful result.Iwill not recommend any one to hire him.

COVER MESSAGEAttached please find our response in this matter. Weapologize for the delay, but Mr. Homan has been out of theoffice for the past several days with a severe upperrespiratory infection that required complete bed rest. Hejust returned to the office on a part-time...

basisyesterday. He was the only party in our office fullyaware of the details of this matter.We would appreciate a return fax or email confir.mingreciept of this response. You may fax us at 888-829-9867or email to [redacted]@aegisencorpus.com
 
 Tuesday, March 17,2015Ms.[redacted]Revdex.comofSan Diego and Imperial Counties47 4 7Viewridge Ave .#200San Diego, CA 92123-1688Sent via fax: 8[redacted]Subject: Response to complaint of [redacted] on 2/24/2015,10# [redacted] From: [redacted]Summary of response: This Client~ first engaged in March~ 2014 and re-engaged in May~ 2014~ultimately failed to live up to their commitment to pay our firm as agreed~ additionally theyfailed to provide required documentation for us to perform the work/or which we wereengaged. Of the $17,500contractuallyagreed to~ we receivedjust$3~300 with $5~ 700now pastdue. Now the Client would like to blame us for their inability to live up to their financial andpersonalresponsibilitiesin this matter. While we would be happy to conclude this work/orthem~ it would require them to bring their account current plus prove that they have theresources to pay the Department ofTreasury the amount that is being offered to settle thismatter.DetailedResponse: AegisEncorpusisa consultingfirm co-founded by [redacted] Homan in2012,though he is not an ownerorshareholder in that company. One specific areaofconsultingrelates to the modification and/ortermination ofSBAguaranteed loans. We were retained by[redacted] &Associates to provideSBAioan modification and Offer In Compromise {Ole}servicesthroughthatfirm. On or about March 5, 2014, the [redacted]{Client} entered into a retaineragreement presented by[redacted] of Aegis En corpusrequiringthe initial paymentof$3,500to [redacted] and monthlypaymentsof$1,000 permonth forfourteen months. At the point of the engagementthrough [redacted], Client'sbusinesshadfailed; Client had previously unsuccessfullyattemptedan OIC and had sixty days to resolvethe loan or the file was going to be transferred to the U.S. Department of the Treasury forcollection. Uponengagement,Aegisimmediatelytookaction.lnadditiontostoppingthecollection activities, weprovidedfor the sale and release of the collateral and informed Clientofexactlywhatwasexpected of him. On April8, 2014, the bankreleasedthecollateral, whichsetthestage for the next phase, the preparation and submission oft he OICpackage. Atthatstage, the value of ourworkgreatlyexceeded the amount that had been paid to date.On May8, we ceased ourrelationshipwith R.D. [redacted] &Associatesleavingallfileswiththatcompanyregardinganyworkdoneforclients. On May22, 2014and based upon a phone callfromtheCiientconcerned that hisaccount was beingtransferred to ajuniorstaff memberat[redacted],weinformedtheCiientthat, while we had ceasedourassociationwith [redacted], if
specificallyrequestedbytheclient,wewouldcontinuerepresentingthemunderthesameterm...⇄ Client requested ourretaineragreementforreview and on oraboutJune 21, a fullmonthafterrequested, Clientsubmittedtheexecutedretaineragreement, though it had beendated June 13. That agreement required eleven payments of $1,000 each on or about the 13th_____ ,ofeachmonth. ThefirstpaymentwasmadeonJune23. Thesecondpayment,while-ultimately
 
made, was made nearly a month late. The third payment was not forthcoming as Clientwas"awaitingtheclose of an escrow" to bring the account current. We suspended work on theaccountawaitingfurtherpayment.In October, the Client received notification from theSBA thattheiraccountwould be referredto the DepartmentofTreasurywithin sixty days if not resolved, thesecondsuchnotificationfrom theSBA. This notification motivated Client to contact us pleading for help and wishingtoestablish apaymentplan. As a result, we agreed to do additional work on the account baseduponacommitmentfrom Client to make partial "good faith" paymentsof$500 perweekuntilthe phantom "escrow" closed ortheaccountwascaughtup. A$500paymentwas made onOctober27followed by an additional$500paymenton NovemberS. Additional requiredpaymentswerenevermade.Aegishonoreditscommitmentworkingontheaccount,gathe...⇄ OIC offer based upon the facts provided. We were, however,continuallyfrustrated bytheCiient'sfailureto provide required documents inatimelymanner.Many received were incomplete and/orcontained inaccurate information. Afteran inordinateamou ntofeffort caused bythese issues, we did complete the work. However the final requireddocuments were not received until mid-December,morethan oneweekbeyondthe SBAdeadline and in the middleoftheChristmas holidayswhen ourofficewas closed. A final $300paymentwasmadeon December26, six weeks laterthan agreed and hundredsshortofwhathad been promised. The file had been forwarded to the Department of the Treasurywellbeforethecompleted OIC package could be delivered to the bank.lnJanuary 2015, after submission to the bank, Clientrequestedthatwe do more work on thismatter. We agreed thatwewould continuesettlementeffortseven at Treasury, but could onlydo so on two conditions. First, by provingfunds availabilityto complete the offer. Second, topromptlybringingtheiraccountwithuscurrentbypayingthe$3,700balancethendue. Whileone partnerwas seemedshocked that we had not been paid by his partneras promised andwas willing to move forward, the otherwas not so inclined.A majorpartofourworkin resolving these matters is based upon trust. Trust that ourclientwill live up to his/herpromises. Trust we have earned overyears dealingwith this type ofsituationfromthe banks and the SBA that we will present afairsettlement falling withinthepublished SBA guidelines. We lost trust in this client. His business had failed, he botched his 
commitments to us. Further, failuretodeliverrequired information in atimelymanner,quitefrankly, ran out the clock. Whilewe had been abletosettlewiththe bankoverthecollateral,freeing up cash for Client to settle otheraccounts, we were unable to properlypresentthe OICduetothosefailures. But for Client'sinability/unwillingnessto payforourservicesand providetherequireddocumentationinatimelymanner,we quite likely wouldhave been able to-settlethisdebt successfullyth rough the OIC process as we have done manytimes before and since.Goingforward, we may even be able to settle this debt through the Department of theTreasury. We are ready, willing and able to attempt this. To do so would require a substantialpaymentoftheamountpastdue which nowtotals $5,700. In addition, Clientwould need toprove to usthattheofferthatwewould be making on theirbehalfisnotfrivolous. They needtodemonstratethatthey have the $23,000 total offer available in cash for us to have anyconfidence in theirabilityto resolve this matter.Our finding: We settle a large number of these SBA guaranteed loans. We don't work on acontingent fee basis. We do work on a fixed fee regardless of how much work or how longresolution of these matters may take. And we do provide our financially distressed clientsmonthly payment terms. In this matter, Client was unable to meet their original finandalcommitment, or the two modifications that we granted to those original payment terms. Tofurther exacerbate the situation, Qient was unable to deliver required information in a timelymanner, even when a vety definite, government imposed timetable was established. It wouldbe impossible for us to consider a refund as the value of our work on this matter far exceedswhat we have been paid. We would consider concluding this work should Client agree,among other things, to bring their account current.Availablesupportingjocumentation forth is response is available u pan request. If you haveanyadditional questions, pleasecontact[redacted] at619-279-7522 or by email at[redacted]@aegisencorpus.com.Warmly,[redacted] J.D.Sen iorVicePresidentP:

Review: John Homan owner of Aegis was previously employed by RD [redacted] to represent me for resolution of a Small Business loan work out.He "resigned" from RD [redacted] for "ethical differences" with [redacted]. He contacted myself and my business partner Mark Aichele to inform us of his decision and if we would like to utilize his services at his newly formed company Aegis and continue with our SBA loan work out. We agreed to this and his fee structure of $18K with credit give for the fees already paid to [redacted]. This occurred at the end of May 2014.over the next few months we called Homan to request guidance and input as to the extent ad content of the paperwork needed to put our Offer In Compromise for the SBA. MY partner Mark Aichele was emphatic as to his paperwork as he had special circumstances around his case. I also was persistent with call and emails to get guidance to assemble my file.I September 2014 we received a letter form SBA informing us we had 2 Months to complete our Offer In Compromise (OIC). More conference calls, more emails.Limited response of substance. We furnished Homan with all supporting documents pertaining to a financial statement that we filled out with little or no guidance or instruction on his part unless pressed due to the sense of urgency.Because of Homan's delay and procrastination our deadline for submital to SBA was missed. As a result of this our case was the moved to US Treasury. We are now faced with a much harder process and as such we are forced to hire another attorney and consider Bankruptcy as a result of Homan's actions. With the time frame available to us there was no reason to miss our deadline under Homan's legal service that he was paid for.Homen was very persistant on asking for payment of his fees. We were reluctant to pay as often as he requested as he was failing to help us and answer out questions to put our pakage together in a timely manner.We feel as though there was enough time to complete the service agreed to. He just put us off till to late.Desired Settlement: Complete refund of all fees. Minus $500 for a three ring binder that he put together of all the paperwork and supporting documents we had supplied.

Business

Response:

COVER MESSAGEAttached please find our response in this matter. Weapologize for the delay, but Mr. Homan has been out of theoffice for the past several days with a severe upperrespiratory infection that required complete bed rest. Hejust returned to the office on a part-time basisyesterday. He was the only party in our office fullyaware of the details of this matter.We would appreciate a return fax or email confir.mingreciept of this response. You may fax us at 888-829-9867or email to [redacted]@aegisencorpus.com Tuesday, March 17,2015Ms.[redacted]Revdex.comofSan Diego and Imperial Counties47 4 7Viewridge Ave .#200San Diego, CA 92123-1688Sent via fax: 8[redacted]Subject: Response to complaint of [redacted] on 2/24/2015,10# [redacted] From: [redacted]Summary of response: This Client~ first engaged in March~ 2014 and re-engaged in May~ 2014~ultimately failed to live up to their commitment to pay our firm as agreed~ additionally theyfailed to provide required documentation for us to perform the work/or which we wereengaged. Of the $17,500contractuallyagreed to~ we receivedjust$3~300 with $5~ 700now pastdue. Now the Client would like to blame us for their inability to live up to their financial andpersonalresponsibilitiesin this matter. While we would be happy to conclude this work/orthem~ it would require them to bring their account current plus prove that they have theresources to pay the Department ofTreasury the amount that is being offered to settle thismatter.DetailedResponse: AegisEncorpusisa consultingfirm co-founded by [redacted] Homan in2012,though he is not an ownerorshareholder in that company. One specific areaofconsultingrelates to the modification and/ortermination ofSBAguaranteed loans. We were retained by[redacted] &Associates to provideSBAioan modification and Offer In Compromise {Ole}servicesthroughthatfirm. On or about March 5, 2014, the [redacted]{Client} entered into a retaineragreement presented by[redacted] of Aegis En corpusrequiringthe initial paymentof$3,500to [redacted] and monthlypaymentsof$1,000 permonth forfourteen months. At the point of the engagementthrough [redacted], Client'sbusinesshadfailed; Client had previously unsuccessfullyattemptedan OIC and had sixty days to resolvethe loan or the file was going to be transferred to the U.S. Department of the Treasury forcollection. Uponengagement,Aegisimmediatelytookaction.lnadditiontostoppingthecollection activities, weprovidedfor the sale and release of the collateral and informed Clientofexactlywhatwasexpected of him. On April8, 2014, the bankreleasedthecollateral, whichsetthestage for the next phase, the preparation and submission oft he OICpackage. Atthatstage, the value of ourworkgreatlyexceeded the amount that had been paid to date.On May8, we ceased ourrelationshipwith R.D. [redacted] &Associatesleavingallfileswiththatcompanyregardinganyworkdoneforclients. On May22, 2014and based upon a phone callfromtheCiientconcerned that hisaccount was beingtransferred to ajuniorstaff memberat[redacted],weinformedtheCiientthat, while we had ceasedourassociationwith [redacted], ifspecificallyrequestedbytheclient,wewouldcontinuerepresentingthemunderthesamete...⇄ Client requested ourretaineragreementforreview and on oraboutJune 21, a fullmonthafterrequested, Clientsubmittedtheexecutedretaineragreement, though it had beendated June 13. That agreement required eleven payments of $1,000 each on or about the 13th_____ ,ofeachmonth. ThefirstpaymentwasmadeonJune23. Thesecondpayment,while-ultimately made, was made nearly a month late. The third payment was not forthcoming as Clientwas"awaitingtheclose of an escrow" to bring the account current. We suspended work on theaccountawaitingfurtherpayment.In October, the Client received notification from theSBA thattheiraccountwould be referredto the DepartmentofTreasurywithin sixty days if not resolved, thesecondsuchnotificationfrom theSBA. This notification motivated Client to contact us pleading for help and wishingtoestablish apaymentplan. As a result, we agreed to do additional work on the account baseduponacommitmentfrom Client to make partial "good faith" paymentsof$500 perweekuntilthe phantom "escrow" closed ortheaccountwascaughtup. A$500paymentwas made onOctober27followed by an additional$500paymenton NovemberS. Additional requiredpaymentswerenevermade.Aegishonoreditscommitmentworkingontheaccount,gathe...⇄ OIC offer based upon the facts provided. We were, however,continuallyfrustrated bytheCiient'sfailureto provide required documents inatimelymanner.Many received were incomplete and/orcontained inaccurate information. Afteran inordinateamou ntofeffort caused bythese issues, we did complete the work. However the final requireddocuments were not received until mid-December,morethan oneweekbeyondthe SBAdeadline and in the middleoftheChristmas holidayswhen ourofficewas closed. A final $300paymentwasmadeon December26, six weeks laterthan agreed and hundredsshortofwhathad been promised. The file had been forwarded to the Department of the Treasurywellbeforethecompleted OIC package could be delivered to the bank.lnJanuary 2015, after submission to the bank, Clientrequestedthatwe do more work on thismatter. We agreed thatwewould continuesettlementeffortseven at Treasury, but could onlydo so on two conditions. First, by provingfunds availabilityto complete the offer. Second, topromptlybringingtheiraccountwithuscurrentbypayingthe$3,700balancethendue. Whileone partnerwas seemedshocked that we had not been paid by his partneras promised andwas willing to move forward, the otherwas not so inclined.A majorpartofourworkin resolving these matters is based upon trust. Trust that ourclientwill live up to his/herpromises. Trust we have earned overyears dealingwith this type ofsituationfromthe banks and the SBA that we will present afairsettlement falling withinthepublished SBA guidelines. We lost trust in this client. His business had failed, he botched his commitments to us. Further, failuretodeliverrequired information in atimelymanner,quitefrankly, ran out the clock. Whilewe had been abletosettlewiththe bankoverthecollateral,freeing up cash for Client to settle otheraccounts, we were unable to properlypresentthe OICduetothosefailures. But for Client'sinability/unwillingnessto payforourservicesand providetherequireddocumentationinatimelymanner,we quite likely wouldhave been able to-settlethisdebt successfullyth rough the OIC process as we have done manytimes before and since.Goingforward, we may even be able to settle this debt through the Department of theTreasury. We are ready, willing and able to attempt this. To do so would require a substantialpaymentoftheamountpastdue which nowtotals $5,700. In addition, Clientwould need toprove to usthattheofferthatwewould be making on theirbehalfisnotfrivolous. They needtodemonstratethatthey have the $23,000 total offer available in cash for us to have anyconfidence in theirabilityto resolve this matter.Our finding: We settle a large number of these SBA guaranteed loans. We don't work on acontingent fee basis. We do work on a fixed fee regardless of how much work or how longresolution of these matters may take. And we do provide our financially distressed clientsmonthly payment terms. In this matter, Client was unable to meet their original finandalcommitment, or the two modifications that we granted to those original payment terms. Tofurther exacerbate the situation, Qient was unable to deliver required information in a timelymanner, even when a vety definite, government imposed timetable was established. It wouldbe impossible for us to consider a refund as the value of our work on this matter far exceedswhat we have been paid. We would consider concluding this work should Client agree,among other things, to bring their account current.Availablesupportingjocumentation forth is response is available u pan request. If you haveanyadditional questions, pleasecontact[redacted] at619-279-7522 or by email at[redacted]@aegisencorpus.com.Warmly,[redacted] J.D.Sen iorVicePresidentP: