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America Lending

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Review: Have retained them for the mortgage refinance. Trying to reach them for several weeks now and no one responds to phone messages or emails. The person I was in contact is [redacted]. Unable to reach him or [redacted] whose name and email is there on Revdex.com site. Doesn't have any update on my application and not sure what is going on. [redacted]'s assistant (she says she is a contractor not employee) has been handling paper work and now she says she doesn't have any clue on what is going on.Desired Settlement: Need to know the status of the application transparently and also reimburse all the costs I put till date.

Business

Response:

We are working with **. [redacted] to try and submit his file to another bank for approval. The first bank we submitted his loan to denied the file because his debt ratio did not meet the guidelines. His wife was not disclosed as the owner of the business on his initial application and when underwriting discovered she was the owner they required 2 years of business returns. When underwriting reviewed the business returns there was a large liability that resulted in a high debt ratio. We have tried a numerous different ways to try and get this loan approved with the 1st lender, but the debt ratio remains to high. We are waiting for **. [redacted] to advise if he wants to proceed to another bank.

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Description: Mortgage Brokers

Address: 2337 Philmont Ave  Ste 206, Huntingdon Vy, Pennsylvania, United States, 19006

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