American Consulting Group Inc

To the Revdex.com, This letter is in response to your finding on my complaint regard American Consulting Group, Inc., San Diego, CAIt is my understanding that you closed the case based on their response listed below"Mrs*** did turned down the loan that was offered to him because he did not want to pay a daily paymentHe want to termed loan of a monthly paymentAttached was the letter sent to him from American Consulting Group, In, of all the lenders responses to his loan applicationWe can't provide any loan documents until he commits to the approval from the lenderOnly then , we would contact the lender and let them know that our client twill take the offerOnce the offer has been accepted by the client, the lender would then provide with the documents for the client to signWe expressed to Mr*** the fee he paid was a processing fee and build business credit
We have a signed document that the acknowledged that this fee is nonrefundableIt also states on the business agreement that we will be working on his business credit which he refused since he only wanted a business loan." EVERYTHING THAT ACGI SAID IN THEIR RESPONSE TO YOU IS A LIE, JUST LIKE EVERYTHING THEY EVER SAID TO ME WAS A LIEFrom before I ever even sent them the authorization to withdraw the $399, they told me that I was APPROVED for a multi-year term loan in the neighborhood of 5.25%Because I made the naïve mistake of giving them my checking information, they had the $deducted from my account before they even had my authorization/business agreementBecause they ASSURED me that they already had approval, I then sent the authorization/business agreement to themHere is the email that I sent to them with that agreement: Hello ***, I want to confirm that the $is not for you to look for funding, but instead is your fee for funding that has already been approved at I believe you told me 5.25% interestIf you do not secure funding, that the $will be returnedIf any of that is incorrect, please let me knowI will send you over the authorizations as soon as you confirm that my understanding is correctThank youOf course, like everything they did, they would always call and would never put anything in writingThe only thing I ever received in writing from them was the attached Business AgreementYou will notice that they named it “FUNDING AGREEMENT”
They told me that I was APPROVED for a $185,term loan at a rate of approximately 5.25% (I don’t remember exactly) with monthly payments and another $75,revolving line of credit that I didn’t even requestALL THAT I NEEDED TO DO TO GET THE LOAN WAS TO SEND THEM A CASHIER CHECK FOR $12,Their email to which the funding agreement was attached to read: Saturday, April 09, Page of Hello Mr***, Enclosed is the Business Agreement that you and your Business Advisor had discussedPlease make sure everything is correctPrint your name and sign your name at the bottom of the agreement you can either email it back to us signed or fax it back to (*** *** along with a copy of the receipt for the paymentIf the payment will be in the form of a cashier's check, make the cashier's check out to AMERICAN CONSULTING GROUP INCYou can overnight the cashier's check to *** ** *** ** *** *** *** *** *** *** Please email a copy of the cashier's check and provide the tracking number for the overnightIf you have any questions, please feel free to give us a call at ***Best Regards, *** *** *** *** *** *** *** ***
The whole thing stunk of fraud so I didn’t send them the $12,They already had the $399, but to be conned out of another $12,would have been devastatingNow they come back to you with a pack of liesDo the two email example listed above look anything like what they said in their response to you?? Of course it does not because everything they said in their response to you is a LIE!!!! I produced proof of my side of the storyAsk them to provide even one email to me supporting the story that they told to youThey cannot because it does not existThese people are con artist who are preying on people’s financial desperationThey lie to them, telling them what they want to hear to scam money out of themYou should not close this case based solely on the lies they tell youI look forward to hearing back from you

To the Revdex.com, This letter is in response to your finding on my complaint regard American Consulting Group, Inc., San Diego, CAIt is my understanding that you closed the case based on their response listed below"Mrs*** did turned down the loan that was offered to him because he did not want to pay a daily paymentHe want to termed loan of a monthly paymentAttached was the letter sent to him from American Consulting Group, In, of all the lenders responses to his loan applicationWe can't provide any loan documents until he commits to the approval from the lenderOnly then , we would contact the lender and let them know that our client twill take the offerOnce the offer has been accepted by the client, the lender would then provide with the documents for the client to signWe expressed to Mr*** the fee he paid was a processing fee and build business creditWe have a signed document that the acknowledged that this fee is nonrefundableIt also states on the business agreement that we will be working on his business credit which he refused since he only wanted a business loan." EVERYTHING THAT ACGI SAID IN THEIR RESPONSE TO YOU IS A LIE, JUST LIKE EVERYTHING THEY EVER SAID TO ME WAS A LIEFrom before I ever even sent them the authorization to withdraw the $399, they told me that I was APPROVED for a multi-year term loan in the neighborhood of 5.25%Because I made the naïve mistake of giving them my checking information, they had the $deducted from my account before they even had my authorization/business agreementBecause they ASSURED me that they already had approval, I then sent the authorization/business agreement to themHere is the email that I sent to them with that agreement: Hello ***, I want to confirm that the $is not for you to look for funding, but instead is your fee for funding that has already been approved at I believe you told me 5.25% interestIf you do not secure funding, that the $will be returnedIf any of that is incorrect, please let me knowI will send you over the authorizations as soon as you confirm that my understanding is correctThank youOf course, like everything they did, they would always call and would never put anything in writingThe only thing I ever received in writing from them was the attached Business AgreementYou will notice that they named it “FUNDING AGREEMENT”They told me that I was APPROVED for a $185,term loan at a rate of approximately 5.25% (I don’t remember exactly) with monthly payments and another $75,revolving line of credit that I didn’t even requestALL THAT I NEEDED TO DO TO GET THE LOAN WAS TO SEND THEM A CASHIER CHECK FOR $12,Their email to which the funding agreement was attached to read: Saturday, April 09, Page of Hello Mr***, Enclosed is the Business Agreement that you and your Business Advisor had discussedPlease make sure everything is correctPrint your name and sign your name at the bottom of the agreement you can either email it back to us signed or fax it back to (*** *** along with a copy of the receipt for the paymentIf the payment will be in the form of a cashier's check, make the cashier's check out to AMERICAN CONSULTING GROUP INCYou can overnight the cashier's check to *** ** *** ** *** *** *** *** *** *** Please email a copy of the cashier's check and provide the tracking number for the overnightIf you have any questions, please feel free to give us a call at ***Best Regards, *** *** *** *** *** *** *** ***The whole thing stunk of fraud so I didn’t send them the $12,They already had the $399, but to be conned out of another $12,would have been devastatingNow they come back to you with a pack of liesDo the two email example listed above look anything like what they said in their response to you?? Of course it does not because everything they said in their response to you is a LIE!!!! I produced proof of my side of the storyAsk them to provide even one email to me supporting the story that they told to youThey cannot because it does not existThese people are con artist who are preying on people’s financial desperationThey lie to them, telling them what they want to hear to scam money out of themYou should not close this case based solely on the lies they tell youI look forward to hearing back from you

Mr. [redacted] did turned down the loan that was offered to him because he did not want to pay a daily payment.  He wanted to termed loan of a monthly payment.  Attached was the letter sent to him from American Consulting Group, Inc. of all the lenders responses to his loan application.  We...

can't provide any loan documents until he commits to the approval from the lender.  Only then, we would contact the lender and let them know that our client will take the offer.  Once the offer has been accepted by the client, the lender would then provide with the documents for the client to sign.  We expressed to Mr. [redacted] the fee he paid was a processing fee and build business credit.  We have signed document from Mr. [redacted] that he acknowledged that this fee is nonrefundable.  It also states on the business agreement that we will be working his business credit which he refused since he only wanted a business loan.

Ms. [redacted] became a client of American Consulting Group, Inc. to help her with her business credit and help achieve a business loan on March 15, 2016.  Ms. [redacted] paid $425.00 for our service regarding business credit so that she can be credit worthy with then lenders.  Attached is the...

signed agreement showing Ms. [redacted] fully understood that the fee is nonrefundable.  The business agreement she signed clearly shows the fee she paid was for Building Business Credit.  We also submitted Ms. [redacted] to 3 lenders all of which has declined her application because her business does not meet the required business revenue.  They all stated she was declined her business application because of low revenue.  All documents have been attached.