Dear Sirs: In reply to the client's generic rejection of our very detailed response to the original concerns we submit the following for your review A copy of the [redacted] contract clearly stating in paragraph that the buyer shall purchase and keep in force fire and hazard insuranceThe same contract outlines in paragraph what remedies are available for the seller in the event the buyer does not insure the property A copy of the contract management agreement, signed and acknowledged by both the buyer (complainant) and the seller, which clearly shows on page in the section title "Disbursement of Funds" that 100% of the payment is paid to the seller ( [redacted] bank) and that the only withholding is the fee paid by the seller to American Money Loan Services, Inc Please note that American Money Loan Services, Inchas performed it's contracted duty as instructed and requiredThe complainant's claim is without merit
This complaint is completely without merit and is an attemptThe facts are as follows: The complainant purchased a home on a [redacted] contract from a reputable [redacted] in the State of [redacted] The [redacted] assigned the management of this contract to American Money Loan Services, Incas they do with ALL of their [redacted] contract sales The [redacted] contract and purchase agreement called for the complainant to have purchased and paid for a year of hazard insurance prior to closing and to impound for next year's insurance renewal The complainant did not pay a year's premium on his policyIt was later learned when he came back demanding American Money Loan Services, Incmake monthly payments on the policy that he instead paid only two months premium to start the policyIt was explained again this was not an option and a violation of the written agreements between the [redacted] and the complainant In [redacted] tax bills are routinely mailed to the owner of record for informational purposes even if taxes are impounded by the lender As with ALL [redacted] files impounds collected with payments are paid to the [redacted] on a monthly basis and no monies are held by American Money Loan Services, Inc The complainant filed for Chapter protection only after his default on the land contract (because his checks were bouncing) caused the [redacted] to file a forfeiture proceeding in 60th District Court against him We assume out of panic this complainant is engaged in a slanderous campaign and is scrambling in hopes of finding a way out of his situationThere is no merit to these claims and the United States Bankruptcy court will affirm our statements of fact listed above
I filed a previous complaint on March 13, against American Money Loan Services and President Tom Vanderlaan.My father (I have POA) sold a house on a land contractAmerican Money was contracted to receive payments from the purchaser and then to pay my fatherIn August my father moved from one assisted living facility to anotherConsequently the check sent in the mail for August was returned to American MoneyAmerican Money made no effort to obtain a forwarding address, they simply kept all future checks.In November I contacted Mr [redacted] and told him we had not received the previous paymentsHe assured me he would look into it and get back to me but never didOn November 27, 2013, our attorney sent American Money a letter terminating our services and demanding an accountingAmerican Money never responded to the attorney.March 11-12, I made several phone calls to American Money, left messages, and got no replyOn March 13, after Mr [redacted] received my Revdex.com complaint, he finally answered my callHe promised me the check would be in the mail the next dayIt is now over weeks later and it never cameYet he still insists it was mailed.March he said he would send an e-check to a representative in our area for the full amount due and that she would deposit it into my father's accountAt that time he owed us just over $5,The e-check he sent was only for a little over $1,- only 25% of what he owedAfter many more phone calls and what I feel are repeated lies and empty promises, he sent another $After calling him he said he actually did not know how much he owed us despite the fact that I had told him several timesTwo days ago he promised to finalize this and call me the next morningHe didn't call and now will not answer his phone, nor will anyone else in his organization I would like immediate full payment of all monies due to date
Complaint: [redacted] I am rejecting this response because: yes we did file bankruptcy because of other issues we told [redacted] thatwe were gonna have problems with a paymentAlso at closing we were never told to pay a year of insurance we were told to start it and they would pay for it from there and when we talk to him again we told him we could not pay for a year of insurance and we would have to startHe did the same thing with another house that we were buying and we have a witness that he did it to someone else Regards, [redacted]
Dear Sirs: In reply to the client's generic rejection of our very detailed response to the original concerns we submit the following for your review A copy of the [redacted] contract clearly stating in paragraph that the buyer shall purchase and keep in force fire and hazard insuranceThe same contract outlines in paragraph what remedies are available for the seller in the event the buyer does not insure the property A copy of the contract management agreement, signed and acknowledged by both the buyer (complainant) and the seller, which clearly shows on page in the section title "Disbursement of Funds" that 100% of the payment is paid to the seller ( [redacted] bank) and that the only withholding is the fee paid by the seller to American Money Loan Services, Inc Please note that American Money Loan Services, Inchas performed it's contracted duty as instructed and requiredThe complainant's claim is without merit
This complaint is completely without merit and is an attemptThe facts are as follows: The complainant purchased a home on a [redacted] contract from a reputable [redacted] in the State of [redacted] The [redacted] assigned the management of this contract to American Money Loan Services, Incas they do with ALL of their [redacted] contract sales The [redacted] contract and purchase agreement called for the complainant to have purchased and paid for a year of hazard insurance prior to closing and to impound for next year's insurance renewal The complainant did not pay a year's premium on his policyIt was later learned when he came back demanding American Money Loan Services, Incmake monthly payments on the policy that he instead paid only two months premium to start the policyIt was explained again this was not an option and a violation of the written agreements between the [redacted] and the complainant In [redacted] tax bills are routinely mailed to the owner of record for informational purposes even if taxes are impounded by the lender As with ALL [redacted] files impounds collected with payments are paid to the [redacted] on a monthly basis and no monies are held by American Money Loan Services, Inc The complainant filed for Chapter protection only after his default on the land contract (because his checks were bouncing) caused the [redacted] to file a forfeiture proceeding in 60th District Court against him We assume out of panic this complainant is engaged in a slanderous campaign and is scrambling in hopes of finding a way out of his situationThere is no merit to these claims and the United States Bankruptcy court will affirm our statements of fact listed above
I filed a previous complaint on March 13, against American Money Loan Services and President Tom Vanderlaan.My father (I have POA) sold a house on a land contractAmerican Money was contracted to receive payments from the purchaser and then to pay my fatherIn August my father moved from one assisted living facility to anotherConsequently the check sent in the mail for August was returned to American MoneyAmerican Money made no effort to obtain a forwarding address, they simply kept all future checks.In November I contacted Mr [redacted] and told him we had not received the previous paymentsHe assured me he would look into it and get back to me but never didOn November 27, 2013, our attorney sent American Money a letter terminating our services and demanding an accountingAmerican Money never responded to the attorney.March 11-12, I made several phone calls to American Money, left messages, and got no replyOn March 13, after Mr [redacted] received my Revdex.com complaint, he finally answered my callHe promised me the check would be in the mail the next dayIt is now over weeks later and it never cameYet he still insists it was mailed.March he said he would send an e-check to a representative in our area for the full amount due and that she would deposit it into my father's accountAt that time he owed us just over $5,The e-check he sent was only for a little over $1,- only 25% of what he owedAfter many more phone calls and what I feel are repeated lies and empty promises, he sent another $After calling him he said he actually did not know how much he owed us despite the fact that I had told him several timesTwo days ago he promised to finalize this and call me the next morningHe didn't call and now will not answer his phone, nor will anyone else in his organization I would like immediate full payment of all monies due to date
Complaint: [redacted] I am rejecting this response because: yes we did file bankruptcy because of other issues we told [redacted] thatwe were gonna have problems with a paymentAlso at closing we were never told to pay a year of insurance we were told to start it and they would pay for it from there and when we talk to him again we told him we could not pay for a year of insurance and we would have to startHe did the same thing with another house that we were buying and we have a witness that he did it to someone else Regards, [redacted]