Initial Business Response / [redacted] (1000, 6, 2015/06/30) */ Contact Name and Title: [redacted] Contact Phone: XXX-XXX-XXXX Contact Email: [redacted] @gmail.com This is a customer that makes it difficult for other honest consumers to get car loansMr [redacted] was full advised upfront that the vehicle he wanted was a little above his means and was a stretch to get a lender to approve that amount but we would be willing to attempt to get him approved on it as long as he was willing to take a lesser priced vehicle if it came to thatHe agreed and signed several documents acknowledging that up to and including a video that outlined thisHe signed an acknowledgement after watching the video that he saw it and agreed that everything was subject to the lender approving the financingThe lender subsequently sent an approval back for a lesser priced vehicleAt the time of delivery Mr [redacted] signed a deferred downpayment agreement because he had nothing down at the time of deliveryHe is scamming and trying the use the ultimate amount he was supposed to bring in for the downpaymentHe has lied about the entire situation and the money downWe have a deferred downpayment agreement where he acknowledged he was supposed to bring money in on a later dateThis type of customer makes it difficult for honest customers to get car loans OFFER: Return my car before we repo it
So I went to Any Credit Auto expecting that even they couldn't help me with my creditAfter many test drives I found a car that I likedThe lady who helped me, [redacted] was awesome and very nice, same with the Finance guy (I can't remember his name)I signed the agreements for a Chrysler PT Cruiser Touring and found all details acceptableI was floored they were able to work with me, as I do have aweful creditThe next day I went in to turn in my proof of insurance and pay them a portion of my down payment and I'm told I can no longer have said vehicleI was crushed because I thought that car was mine for sure and I was on my way to re-building my creditBut regardless I was told they would work with meThey told me the car was placed on a "lender black list"I told the salesman who was also a very nice guy that I had just put $in the gas tankTo which he replied that the next owers would be happy about thatThat being said after I was told it was black listed? Anyway after each test drive I was unhappy about various issues with the cars I triedI think part of that would be that I just really wanted that Chrysler PT Cruiser Touring! But that is besides the point, I understand when you have no money and less then bad credit you shouldn't expect much at all, I get thatBut the whole deal seemed a little shady to me, I could be wrongBut maybe what happend was a good thing for me? Most of the cars I tested had sounds like grinding breaks for example, or when the car would go to shift it would jerk really badlyI'm not trying to hurt their business, but on the same hand I felt that I was lied toI could be wrong, but I think what happend was the bank rejected my credit and they gave me the car before they knew itIf they did lie to me I don't understand why they felt the need to lieAnyway just because I had a negative experience I wouldn't let that stop anyone from checking the place outI wish them the business the best of luck, they did atleast try to work with my crappy credit
Initial Business Response / [redacted] (1000, 6, 2015/06/30) */ Contact Name and Title: [redacted] Contact Phone: XXX-XXX-XXXX Contact Email: [redacted] @gmail.com This is a customer that makes it difficult for other honest consumers to get car loansMr [redacted] was full advised upfront that the vehicle he wanted was a little above his means and was a stretch to get a lender to approve that amount but we would be willing to attempt to get him approved on it as long as he was willing to take a lesser priced vehicle if it came to thatHe agreed and signed several documents acknowledging that up to and including a video that outlined thisHe signed an acknowledgement after watching the video that he saw it and agreed that everything was subject to the lender approving the financingThe lender subsequently sent an approval back for a lesser priced vehicleAt the time of delivery Mr [redacted] signed a deferred downpayment agreement because he had nothing down at the time of deliveryHe is scamming and trying the use the ultimate amount he was supposed to bring in for the downpaymentHe has lied about the entire situation and the money downWe have a deferred downpayment agreement where he acknowledged he was supposed to bring money in on a later dateThis type of customer makes it difficult for honest customers to get car loans OFFER: Return my car before we repo it
So I went to Any Credit Auto expecting that even they couldn't help me with my creditAfter many test drives I found a car that I likedThe lady who helped me, [redacted] was awesome and very nice, same with the Finance guy (I can't remember his name)I signed the agreements for a Chrysler PT Cruiser Touring and found all details acceptableI was floored they were able to work with me, as I do have aweful creditThe next day I went in to turn in my proof of insurance and pay them a portion of my down payment and I'm told I can no longer have said vehicleI was crushed because I thought that car was mine for sure and I was on my way to re-building my creditBut regardless I was told they would work with meThey told me the car was placed on a "lender black list"I told the salesman who was also a very nice guy that I had just put $in the gas tankTo which he replied that the next owers would be happy about thatThat being said after I was told it was black listed? Anyway after each test drive I was unhappy about various issues with the cars I triedI think part of that would be that I just really wanted that Chrysler PT Cruiser Touring! But that is besides the point, I understand when you have no money and less then bad credit you shouldn't expect much at all, I get thatBut the whole deal seemed a little shady to me, I could be wrongBut maybe what happend was a good thing for me? Most of the cars I tested had sounds like grinding breaks for example, or when the car would go to shift it would jerk really badlyI'm not trying to hurt their business, but on the same hand I felt that I was lied toI could be wrong, but I think what happend was the bank rejected my credit and they gave me the car before they knew itIf they did lie to me I don't understand why they felt the need to lieAnyway just because I had a negative experience I wouldn't let that stop anyone from checking the place outI wish them the business the best of luck, they did atleast try to work with my crappy credit