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I have spoken with [redacted] and explained she is approximately 1 year and 10 months into a 5 years lease. There are options for her to get out of  this lease the current payoff on the BMW is 37049.25 plus TT&L if she buys it. Then she can sell it to anyone she wants the retail value is...

close to 32000 dollars this is one way to minimize the cost, another is   I will give her the trade-in value on the BMW which is close 26000 this way she won’t  have to pay the TT&L or be out any cash,  she would just bring the BMW back and terminate the lease 3 years year and 2 months early she can do that for approximately 11000 (assuming the BMW has normal wear and tear)  cutting the cost of making all her payments in half. Another option if she knows someone that the bank approves credit worthy the lease can be assumed but only with USB’s approval. Let me know I will be happy to help any of these option.

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