Company ID: Complaint ID: Consumer: [redacted] Since various documents have been sent to Ms*** Due to no response from Ms***, litigation of Ms***’s account was initiated and our process server provided us with documentation showing Ms [redacted] was served with a summons on February 22, at her place of employment On March 8, Ms [redacted] called and requested an interest free settlement for the debt to be paid in payments On March 30, we received a voluntary payment from Ms [redacted] in the amount of $with a letter offering to pay $per month towards the debt; we have received no further voluntary payments from Ms [redacted] to date The account was found to be valid by the Superior Court of California, County of Contra Costa and Judgment was granted by the court on April 7, On April 28, an Abstract of Judgment was recorded for Ms [redacted] in Contra Costa County The Judgment was renewed by Superior Court of California, County of Contra Costa on September 28, and the Renewal of Judgment was recorded in Contra Costa County on October 15, Due to non-payment of her account a wage garnishment was initiated on August 12, from which we received one payment and another wage garnishment was initiated on April 19, We are following up with Ms [redacted] by sending her an account details letter with copies of documentation of this account to include a copy of the application that was used to open the account and a copy of the Judgment in this matter We are also requesting in our letter that she call us to discuss a possible payment arrangement for her account and informing her that due to the age of the debt it is no longer reportable to the credit bureaus
Complaint: I am rejecting this response because: There are no details regarding the original source of the debt (I.eWas this debt purchased from another party? If so, which company?), or company contact information so that I can call the company Regards, [redacted] ***
Complaint ID: Consumer: L [redacted] The account referenced by the consumer is a judgment on a loan taken out by her on June 1, (not 2004)The charge off date of the debt was April 30, and the debt was acquired by GCFS, Incon April 27, Correspondence has been sent to the consumer from April to current and she was served by personal service on April 8, 2010; she did not file an answer and the court awarded Judgment on May 27, The lawsuit was filed and obtained within the statute of limitations; the loan charged off date is April 30, and suit was filed March 10, 2010, well within the four-year statute of limitations The consumer did not respond to our correspondence nor did she respond to service of the suitThe letter with her right to dispute the debt was mailed to her April 30, and was not a mail return She disputed the account through EOSCAR in but she did not provide a specific item of disputeDuring an Earnings Withholding Order was in place for the consumer and warrant payments were received and applied to the judgment; she did not respond to the wage levyThe consumer has not responded to our efforts to contact her until now when she contacted us on November 3, in response to a levyDuring her call it was difficult to communicate to her the facts of the judgment due to her demeanorIn when courts in California were consolidating, the consumer’s case was reassigned from Southwest District Inglewood Courthouse to Southeast District Norwalk CourthouseAt the direction of the court the case number changed from ING 10C***to NOR 10Y***We have sent the consumer a letter with details of the judgment and support documentation of the judgment and encouragement to contact us to discuss resolutionWe encourage her to contact usWe are always willing to discuss needs she may have, accommodation she may need in paying the debt or proposing a settlement compromise She may contact us with any questions, concerns, or additional information she may need
Complaint ID: Consumer: N [redacted] We do not have a consumer with this name in our database nor do we have an employee with the name of P [redacted] The phone number ###-###-#### is not our phone number eitherWe believe this complaint is for a company with a similar name to ours as the consumer refers to the company as Greater Financial Group; we are Greater California Financial Services
Company ID: Complaint ID: Consumer: [redacted] As stated in our previous response we sent Ms [redacted] an account details letter and documentation of the account to include the application that was used to open the account Our account details letter provides Ms [redacted] with the name and address of the original creditor (Household Card Services, Inc.) and the original creditor’s address, the date the account was opened with Household Card Services, Inc., the date the account was charged-off by Household Card Services, Inc., the amount that was charged-off by Household Card Services, Inc., the date the account was sold to GCFS, Inc., the date that GCFS, Incfiled suit, the date that Judgment was entered, the amount of interest that has accrued, the amount of fees that were awarded by the court, the amount of payments that have been received and posted to her account and the current balance that is owed
Tell us why here Company ID: Complaint ID: Consumer: C [redacted] On January 2, our Day letter was sent to MrC [redacted] informing him his account had been forwarded to our legal department to evaluate its current intent to litigate and giving him ten days to respond and resolve his account prior to litigation; our letter was not returned by the USPS nor did the MrC [redacted] respond to our letter Litigation of MrC [redacted] ’s account was initiated and our process server provided us with documentation showing MrC [redacted] was served with a summons on April 14, at his place of residence On May 6, our letter was sent to MrC [redacted] informing him a lawsuit had been filed against him and requesting he call us to make payment arrangements for the account should he wish to avoid litigation; our letter was not returned by the USPS nor did MrC [redacted] respond to our letter The account was found to be valid by the Superior Court of California, County of San Bernardino and Judgment was granted by the court on June 19, and an Abstract was recorded for MrC [redacted] in San Bernardino County on July 17, In addition since various other documents have been sent to MrC [redacted] Due to non-payment of his account a wage garnishment was initiated on March 11, Should MrC [redacted] disagree with the wage garnish he can file a claim of exemption with the court or call us to make payment arrangements for his account
Company ID:
Complaint ID:
Consumer: C***, Deven
As stated in our previous response, letters and documents have been sent to MrC***. MrC*** has never contacted us and this is the first we have heard of his identity being stolen and used fraudulently.We are following up with MrC*** by sending him an account details letter with copies of the documentation for the account to include the documentation that was used to open the account. We are also requesting in our letter documentation of the fraud from MrC*** in order to complete our investigation of the account
\
Complaint:
I am rejecting this response because: I have never received any letter from your company nor have I ever been served a summonsMy Identity was stolen and used fraudulently.I also just got two credit accounts removed that were open around the same time your claiming this account was open.I shouldn't be paying for a debt that isn't mine, this garnishment is putting me in a financial hardshipIf you continue garnishing my wages I will be evicted from my residenceI'm a single father and work during the day, by the time I get off work the court house is already closed which is why I haven't file for an claim of exemption
Regards,
*** C***
The consumer’s complaint states attempts to collect debt that is not
valid and various additional complaints
GCFS,
Incdoes not have record of an account or a judgment against Loreta T***
The
address MsT*** provides as hers is the same address we
have for a
judgment consumer by the name of *** *T***There is a recorded
judgment lien against the same property address
Loreta
T*** is not our judgment consumer, which prevents us from providing further
responses to this complaint
We
encourage William TT*** to contact us and lift the Cease and Desist
demand in order for us to work with him towards resolution of the judgment
Consumer: L[redacted] The account referenced by the consumer is a judgment on a loan taken out by her on June 1, 2006 (not 2004). The charge off date of the debt was April 30, 2008 and the debt was acquired by GCFS, Inc. on April 27, 2009. Correspondence has been sent to the consumer from April 30 2009 to current and she was served by personal service on April 8, 2010; she did not file an answer and the court awarded Judgment on May 27, 2010. The lawsuit was filed and obtained within the statute of limitations; the loan charged off date is April 30, 2008 and suit was filed March 10, 2010, well within the four-year statute of limitations. The consumer did not respond to our correspondence nor did she respond to service of the suit. The letter with her right to dispute the debt was mailed to her April 30, 2009 and was not a mail return. She disputed the account through EOSCAR in 2012 but she did not provide a specific item of dispute. During 2015 an Earnings Withholding Order was in place for the consumer and warrant payments were received and applied to the judgment; she did not respond to the wage levy. The consumer has not responded to our efforts to contact her until now when she contacted us on November 3, 2016 in response to a levy. During her call it was difficult to communicate to her the facts of the judgment due to her demeanor. In 2013 when courts in California were consolidating, the consumer’s case was reassigned from Southwest District Inglewood Courthouse to Southeast District Norwalk Courthouse. At the direction of the court the case number changed from ING 10C[redacted]7 to NOR 10Y[redacted]7. We have sent the consumer a letter with details of the judgment and support documentation of the judgment and encouragement to contact us to discuss resolution. We encourage her to contact us. We are always willing to discuss needs she may have, accommodation she may need in paying the debt or proposing a settlement compromise. She may contact us with any questions, concerns, or additional information she may need.
Consumer: N[redacted] We do not have a consumer with this name in our database nor do we have an employee with the name of P[redacted]. The phone number ###-###-#### is not our phone number either. We believe this complaint is for a company with a similar name to ours as the consumer refers to the company as Greater Financial Group; we are Greater California Financial Services.
Since 2003 various documents have been sent to Ms. [redacted].
Due to no response from Ms. [redacted], litigation of Ms. [redacted]’s account was initiated and our process server provided us with documentation showing Ms. [redacted] was served with a summons on February 22, 2006 at her place of employment.
On March 8, 2006 Ms. [redacted] called and requested an interest free settlement for the debt to be paid in payments. On March 30, 2006 we received a voluntary payment from Ms. [redacted] in the amount of $25.00 with a letter offering to pay $25.00 per month towards the debt; we have received no further voluntary payments from Ms. [redacted] to date.
The account was found to be valid by the Superior Court of California, County of Contra Costa and Judgment was granted by the court on April 7, 2006. On April 28, 2006 an Abstract of Judgment was recorded for Ms. [redacted] in Contra Costa County. The Judgment was renewed by Superior Court of California, County of Contra Costa on September 28, 2015 and the Renewal of Judgment was recorded in Contra Costa County on October 15, 2015.
Due to non-payment of her account a wage garnishment was initiated on August 12, 2009 from which we received one payment and another wage garnishment was initiated on April 19, 2016.
We are following up with Ms. [redacted] by sending her an account details letter with copies of documentation of this account to include a copy of the application that was used to open the account and a copy of the Judgment in this matter. We are also requesting in our letter that she call us to discuss a possible payment arrangement for her account and informing her that due to the age of the debt it is no longer reportable to the credit bureaus.
On January 2, 2009 our 10 Day letter was sent to Mr. C[redacted] informing him his account had been forwarded to our legal department to evaluate its current intent to litigate and giving him ten days to respond and resolve his account prior to litigation; our letter was not returned by the USPS nor did the Mr. C[redacted] respond to our letter.
Litigation of Mr. C[redacted]’s account was initiated and our process server provided us with documentation showing Mr. C[redacted] was served with a summons on April 14, 2009 at his place of residence.
On May 6, 2009 our letter was sent to Mr. C[redacted] informing him a lawsuit had been filed against him and requesting he call us to make payment arrangements for the account should he wish to avoid litigation; our letter was not returned by the USPS nor did Mr. C[redacted] respond to our letter.
The account was found to be valid by the Superior Court of California, County of San Bernardino and Judgment was granted by the court on June 19, 2009 and an Abstract was recorded for Mr. C[redacted] in San Bernardino County on July 17, 2009.
In addition since 2009 various other documents have been sent to Mr. C[redacted].
Due to non-payment of his account a wage garnishment was initiated on March 11, 2016. Should Mr. C[redacted] disagree with the wage garnish he can file a claim of exemption with the court or call us to make payment arrangements for his account.
Complaint: 11492587
I am rejecting this response because: There are no details regarding the original source of the debt (I.e. Was this debt purchased from another party? If so, which company?), or company contact information so that I can call the company.
Regards,
[redacted]
Company ID: 10000321
Complaint ID: 11492587
Consumer: [redacted]
As stated in our previous response we sent Ms. [redacted] an account details letter and documentation of the account to include the application that was used to open the account.
Our account details letter provides Ms. [redacted] with the name and address of the original creditor (Household Card Services, Inc.) and the original creditor’s address, the date the account was opened with Household Card Services, Inc., the date the account was charged-off by Household Card Services, Inc., the amount that was charged-off by Household Card Services, Inc., the date the account was sold to GCFS, Inc., the date that GCFS, Inc. filed suit, the date that Judgment was entered, the amount of interest that has accrued, the amount of fees that were awarded by the court, the amount of payments that have been received and posted to her account and the current balance that is owed.
Company ID: Complaint ID: Consumer: [redacted] Since various documents have been sent to Ms*** Due to no response from Ms***, litigation of Ms***’s account was initiated and our process server provided us with documentation showing Ms [redacted] was served with a summons on February 22, at her place of employment On March 8, Ms [redacted] called and requested an interest free settlement for the debt to be paid in payments On March 30, we received a voluntary payment from Ms [redacted] in the amount of $with a letter offering to pay $per month towards the debt; we have received no further voluntary payments from Ms [redacted] to date The account was found to be valid by the Superior Court of California, County of Contra Costa and Judgment was granted by the court on April 7, On April 28, an Abstract of Judgment was recorded for Ms [redacted] in Contra Costa County The Judgment was renewed by Superior Court of California, County of Contra Costa on September 28, and the Renewal of Judgment was recorded in Contra Costa County on October 15, Due to non-payment of her account a wage garnishment was initiated on August 12, from which we received one payment and another wage garnishment was initiated on April 19, We are following up with Ms [redacted] by sending her an account details letter with copies of documentation of this account to include a copy of the application that was used to open the account and a copy of the Judgment in this matter We are also requesting in our letter that she call us to discuss a possible payment arrangement for her account and informing her that due to the age of the debt it is no longer reportable to the credit bureaus
Complaint: I am rejecting this response because: There are no details regarding the original source of the debt (I.eWas this debt purchased from another party? If so, which company?), or company contact information so that I can call the company Regards, [redacted] ***
Complaint ID: Consumer: L [redacted] The account referenced by the consumer is a judgment on a loan taken out by her on June 1, (not 2004)The charge off date of the debt was April 30, and the debt was acquired by GCFS, Incon April 27, Correspondence has been sent to the consumer from April to current and she was served by personal service on April 8, 2010; she did not file an answer and the court awarded Judgment on May 27, The lawsuit was filed and obtained within the statute of limitations; the loan charged off date is April 30, and suit was filed March 10, 2010, well within the four-year statute of limitations The consumer did not respond to our correspondence nor did she respond to service of the suitThe letter with her right to dispute the debt was mailed to her April 30, and was not a mail return She disputed the account through EOSCAR in but she did not provide a specific item of disputeDuring an Earnings Withholding Order was in place for the consumer and warrant payments were received and applied to the judgment; she did not respond to the wage levyThe consumer has not responded to our efforts to contact her until now when she contacted us on November 3, in response to a levyDuring her call it was difficult to communicate to her the facts of the judgment due to her demeanorIn when courts in California were consolidating, the consumer’s case was reassigned from Southwest District Inglewood Courthouse to Southeast District Norwalk CourthouseAt the direction of the court the case number changed from ING 10C***to NOR 10Y***We have sent the consumer a letter with details of the judgment and support documentation of the judgment and encouragement to contact us to discuss resolutionWe encourage her to contact usWe are always willing to discuss needs she may have, accommodation she may need in paying the debt or proposing a settlement compromise She may contact us with any questions, concerns, or additional information she may need
Complaint ID: Consumer: N [redacted] We do not have a consumer with this name in our database nor do we have an employee with the name of P [redacted] The phone number ###-###-#### is not our phone number eitherWe believe this complaint is for a company with a similar name to ours as the consumer refers to the company as Greater Financial Group; we are Greater California Financial Services
Company ID: Complaint ID: Consumer: [redacted] As stated in our previous response we sent Ms [redacted] an account details letter and documentation of the account to include the application that was used to open the account Our account details letter provides Ms [redacted] with the name and address of the original creditor (Household Card Services, Inc.) and the original creditor’s address, the date the account was opened with Household Card Services, Inc., the date the account was charged-off by Household Card Services, Inc., the amount that was charged-off by Household Card Services, Inc., the date the account was sold to GCFS, Inc., the date that GCFS, Incfiled suit, the date that Judgment was entered, the amount of interest that has accrued, the amount of fees that were awarded by the court, the amount of payments that have been received and posted to her account and the current balance that is owed
Tell us why here Company ID: Complaint ID: Consumer: C [redacted] On January 2, our Day letter was sent to MrC [redacted] informing him his account had been forwarded to our legal department to evaluate its current intent to litigate and giving him ten days to respond and resolve his account prior to litigation; our letter was not returned by the USPS nor did the MrC [redacted] respond to our letter Litigation of MrC [redacted] ’s account was initiated and our process server provided us with documentation showing MrC [redacted] was served with a summons on April 14, at his place of residence On May 6, our letter was sent to MrC [redacted] informing him a lawsuit had been filed against him and requesting he call us to make payment arrangements for the account should he wish to avoid litigation; our letter was not returned by the USPS nor did MrC [redacted] respond to our letter The account was found to be valid by the Superior Court of California, County of San Bernardino and Judgment was granted by the court on June 19, and an Abstract was recorded for MrC [redacted] in San Bernardino County on July 17, In addition since various other documents have been sent to MrC [redacted] Due to non-payment of his account a wage garnishment was initiated on March 11, Should MrC [redacted] disagree with the wage garnish he can file a claim of exemption with the court or call us to make payment arrangements for his account
Company ID:
Complaint ID:
Consumer: C***, Deven
As stated in our previous response, letters and documents have been sent to MrC***. MrC*** has never contacted us and this is the first we have heard of his identity being stolen and used fraudulently.We are following up with MrC*** by sending him an account details letter with copies of the documentation for the account to include the documentation that was used to open the account. We are also requesting in our letter documentation of the fraud from MrC*** in order to complete our investigation of the account
\
Complaint:
I am rejecting this response because: I have never received any letter from your company nor have I ever been served a summonsMy Identity was stolen and used fraudulently.I also just got two credit accounts removed that were open around the same time your claiming this account was open.I shouldn't be paying for a debt that isn't mine, this garnishment is putting me in a financial hardshipIf you continue garnishing my wages I will be evicted from my residenceI'm a single father and work during the day, by the time I get off work the court house is already closed which is why I haven't file for an claim of exemption
Regards,
*** C***
Complaint:
I am rejecting this response because this matter will be handled by my attorney.
Regards,
*** ***
The consumer’s complaint states attempts to collect debt that is not
valid and various additional complaints
GCFS,
Incdoes not have record of an account or a judgment against Loreta T***
The
address MsT*** provides as hers is the same address we
have for a
judgment consumer by the name of *** *T***There is a recorded
judgment lien against the same property address
Loreta
T*** is not our judgment consumer, which prevents us from providing further
responses to this complaint
We
encourage William TT*** to contact us and lift the Cease and Desist
demand in order for us to work with him towards resolution of the judgment
Complaint ID: 11833816...
Consumer: L[redacted] The account referenced by the consumer is a judgment on a loan taken out by her on June 1, 2006 (not 2004). The charge off date of the debt was April 30, 2008 and the debt was acquired by GCFS, Inc. on April 27, 2009. Correspondence has been sent to the consumer from April 30 2009 to current and she was served by personal service on April 8, 2010; she did not file an answer and the court awarded Judgment on May 27, 2010. The lawsuit was filed and obtained within the statute of limitations; the loan charged off date is April 30, 2008 and suit was filed March 10, 2010, well within the four-year statute of limitations. The consumer did not respond to our correspondence nor did she respond to service of the suit. The letter with her right to dispute the debt was mailed to her April 30, 2009 and was not a mail return. She disputed the account through EOSCAR in 2012 but she did not provide a specific item of dispute. During 2015 an Earnings Withholding Order was in place for the consumer and warrant payments were received and applied to the judgment; she did not respond to the wage levy. The consumer has not responded to our efforts to contact her until now when she contacted us on November 3, 2016 in response to a levy. During her call it was difficult to communicate to her the facts of the judgment due to her demeanor. In 2013 when courts in California were consolidating, the consumer’s case was reassigned from Southwest District Inglewood Courthouse to Southeast District Norwalk Courthouse. At the direction of the court the case number changed from ING 10C[redacted]7 to NOR 10Y[redacted]7. We have sent the consumer a letter with details of the judgment and support documentation of the judgment and encouragement to contact us to discuss resolution. We encourage her to contact us. We are always willing to discuss needs she may have, accommodation she may need in paying the debt or proposing a settlement compromise. She may contact us with any questions, concerns, or additional information she may need.
Complaint ID: 11876952...
Consumer: N[redacted] We do not have a consumer with this name in our database nor do we have an employee with the name of P[redacted]. The phone number ###-###-#### is not our phone number either. We believe this complaint is for a company with a similar name to ours as the consumer refers to the company as Greater Financial Group; we are Greater California Financial Services.
Company ID: 10000321
Complaint ID:...
11492587
Consumer: [redacted]
Since 2003 various documents have been sent to Ms. [redacted].
Due to no response from Ms. [redacted], litigation of Ms. [redacted]’s account was initiated and our process server provided us with documentation showing Ms. [redacted] was served with a summons on February 22, 2006 at her place of employment.
On March 8, 2006 Ms. [redacted] called and requested an interest free settlement for the debt to be paid in payments. On March 30, 2006 we received a voluntary payment from Ms. [redacted] in the amount of $25.00 with a letter offering to pay $25.00 per month towards the debt; we have received no further voluntary payments from Ms. [redacted] to date.
The account was found to be valid by the Superior Court of California, County of Contra Costa and Judgment was granted by the court on April 7, 2006. On April 28, 2006 an Abstract of Judgment was recorded for Ms. [redacted] in Contra Costa County. The Judgment was renewed by Superior Court of California, County of Contra Costa on September 28, 2015 and the Renewal of Judgment was recorded in Contra Costa County on October 15, 2015.
Due to non-payment of her account a wage garnishment was initiated on August 12, 2009 from which we received one payment and another wage garnishment was initiated on April 19, 2016.
We are following up with Ms. [redacted] by sending her an account details letter with copies of documentation of this account to include a copy of the application that was used to open the account and a copy of the Judgment in this matter. We are also requesting in our letter that she call us to discuss a possible payment arrangement for her account and informing her that due to the age of the debt it is no longer reportable to the credit bureaus.
Tell us why here..
Company...
ID: �...⇄ /> Complaint ID: 11420567
Consumer: C[redacted]
On January 2, 2009 our 10 Day letter was sent to Mr. C[redacted] informing him his account had been forwarded to our legal department to evaluate its current intent to litigate and giving him ten days to respond and resolve his account prior to litigation; our letter was not returned by the USPS nor did the Mr. C[redacted] respond to our letter.
Litigation of Mr. C[redacted]’s account was initiated and our process server provided us with documentation showing Mr. C[redacted] was served with a summons on April 14, 2009 at his place of residence.
On May 6, 2009 our letter was sent to Mr. C[redacted] informing him a lawsuit had been filed against him and requesting he call us to make payment arrangements for the account should he wish to avoid litigation; our letter was not returned by the USPS nor did Mr. C[redacted] respond to our letter.
The account was found to be valid by the Superior Court of California, County of San Bernardino and Judgment was granted by the court on June 19, 2009 and an Abstract was recorded for Mr. C[redacted] in San Bernardino County on July 17, 2009.
In addition since 2009 various other documents have been sent to Mr. C[redacted].
Due to non-payment of his account a wage garnishment was initiated on March 11, 2016. Should Mr. C[redacted] disagree with the wage garnish he can file a claim of exemption with the court or call us to make payment arrangements for his account.
Complaint: 11492587
I am rejecting this response because: There are no details regarding the original source of the debt (I.e. Was this debt purchased from another party? If so, which company?), or company contact information so that I can call the company.
Regards,
[redacted]
Company ID: 10000321
Complaint ID: 11492587
Consumer: [redacted]
As stated in our previous response we sent Ms. [redacted] an account details letter and documentation of the account to include the application that was used to open the account.
Our account details letter provides Ms. [redacted] with the name and address of the original creditor (Household Card Services, Inc.) and the original creditor’s address, the date the account was opened with Household Card Services, Inc., the date the account was charged-off by Household Card Services, Inc., the amount that was charged-off by Household Card Services, Inc., the date the account was sold to GCFS, Inc., the date that GCFS, Inc. filed suit, the date that Judgment was entered, the amount of interest that has accrued, the amount of fees that were awarded by the court, the amount of payments that have been received and posted to her account and the current balance that is owed.