Barrett & Associates

My name is [redacted] *** I have no idea who you are talking about in your response Thank You! Revdex.com: I have reviewed the response made by the business in reference to complaint ID [redacted] , and have determined that this proposed action would not resolve my complaint For your reference, details of the offer I reviewed appear below Regards, [redacted] ***

Revdex.com: I have reviewed the response and am unsatisfied due to fact that I have been unemployed, when I have been in the past and payed debt collectors including loan consolidators, they have all been fake, and they said they would but they wont? I want it on my credit report Regards, [redacted]

Good Morning - The company was in the middle of an expansion and I was extremely busy the last weeksMy sincere apologies that this matter did not get the attention it deserved immediatelyI show that on 02/15/we mailed a paid letter to the address on the header of the attached letter I have attached it here so the Revdex.com may also forward the customer this copy in case she did not get the last oneI also show 03/23/the customer called in and spoke with her assigned representative Ms [redacted] - and the representative emailed her a copy of the letter that dayPlease call me directly with any questions at [redacted] Ext [redacted] Barrett Asset Recovery Services, LLCdba Barrett & Associates

To Whom It May Concern,We mailed Ms [redacted] a letter on 02/01/to an address of [redacted] ***The letter gave her days to dispute the validity of our claim in writing or by telephone and we never did receive a responseThis debt was purchased from a DC Financial Services and upon purchase her file came with the place of employment # as a valid contact number for herWe attempted on one occassion 3/17/to contact Ms [redacted] at her place of employment and we were not successfulWe received an email from her this morning asking us to cease calls to her place of employment and asking us to mail her a letterWe will respect her request with regard to ceasing contact by telephone and mail another letter placing a temporary hold on her account while waiting days for a responseIn her complaint I would like to address that she has not received repeated calls and attempts to harrass her at her place of employmentShe has never spoken to our company and we have only attempted to contact her at work on one occasionI understand her frustration but I know for a fact that we are not the only company contacting her or attempting to contact her about debts she may oweShe may have mistaken another company for our own if she received more than one call [redacted] PresidentBarrett & Associates [redacted]

Ms***,
After thoroughly investigating this issue I have found that we mailed you a demand letter asking for the balance due on 8-15-The letter gave you days to respond and it was sent to *** *** Drin Burlington, NCThe letter clearly stated the amount due, the
original creditors name, the original account #, the mini miranda notifying you we were attempting to collect a debt and finally our name and address was given to submit a written dispute within daysThe letter stated without a dispute the debt was assumed to be validAfter reviewing the notes I do not see we had a conversation with you other than advising you we need a copy of the letter showing you paid this debt and were released from it.
Once we have this we will close the account as paidAs far as the creditor's records and last owner's records the debt has yet to be paid so if you have something proving otherwise we would like to get it rectified for youWe do not like wasting our time any more than yours and I apologize for any inconvenienceYou may fax this letter to *** attn *** *** or you may email it to ***@barrettrecovery.com
I will be awaiting the copy of the letter -
Thank you -
*** Barrett
*** & Associates
619-334-Ext. *

Revdex.com:
I have reviewed the response made by the business in reference to complaint ID ***, and have determined that this proposed action would not resolve my complaint. For your reference, details of the offer I reviewed appear below
I was never informed there was any other entity between the debt collector and the debtorFurthermore being told that the client was the debtor, having it be known that they would only be notified once payment was made and not actually be receiving the debt threw me off and I believe I am not one to argue with a scammer/potential scammerTelling me a low amount and then changing your story, telling me you would need to approve anything by a manager, as if I need to tell you how to hustle somebody! I have always wanted low payments, but talk is cheap so long as you have access to my bank account. If I wasn't called so much I would have not been so hesitant, to converse with you(more), but, merely expecting me to get money from someone else should not be your only expectation of paying this debt, while its stated I'm unemployedI feel that you(as a debt collector) could have taken less steps to contact me besides trying to locate me by calling family, friends and whoever else that has not told me I've been requested for a personal debtAdditionally, giving me a substantial amount to pay in my present financial situation presents me with no choices though you are not allowing me to make any payment besides paying the entire debt. Giving me indications that the debt you represent is not going to my debtor told me I should do some research on you and looking at your website and reading the reviews on the web told me I better not give my bank account to anyone else anymoreLast summer for instance, I payed about 600$ for student loan consolidation, and not long after the loan holders inform me its a scam and I don't have a consolidated payment! I hope you understand that I need to walk away from any more phone calls asking for money Please ensure that I am able to see this debt on my credit report for my availability to pay this debt
Regards,
*** ***

Revdex.com:
I have reviewed the response and am unsatisfied due to fact that I have been unemployed, when I have been in the past and payed debt collectors including loan consolidators, they have all been fake, and they said they would but they wont? I want it on my credit report.
Regards,
[redacted]

Good Afternoon - If Mr. [redacted] would like we can surely put this on his credit report - but that would have an adverse reaction. We typically as a courtesy refrain from reporting an account to the credit reporting agencies until we know for sure a consumer wishes not to pay. This particular...

account has been validated as we have sent him an original letter offering him the ability to dispute the validity of the debt and we never did get a response. Once we did indeed have a verbal dispute we did send Mr. [redacted] a letter and the letter provided everything the law states we have to provide. The FDCPA states we legally have to provide the following information - Name of the creditorOriginal account #Balance due Our company name and addressa copy of a judgement if one exists Mr. [redacted] should further understand that the statute of limitations begins from the date the last payment or deposit was received and in some states the date of last activity or charge off on the account...not the open date on the account. We did call third parties in attempt to confirm location information and the law does allow us to do this when we do not have a valid form of contact. I would urge Mr. [redacted] to contact the office if he has any further questions. We would be happy to work out payment arrangements or a settlement with him. [redacted] Ext. *Barrett & Associates

Mr. [redacted],
 
It appears that the name [redacted] was the rep name at the Revdex.com that sent me this notice. It did not show your name originally. I do see a representative mailed you a letter on October * indicating you needed to contact our office and you never did respond. The letter gave you 30 days to respond and you never took advantage of that time period so the debt in our office was assumed to be valid. On November * your account was sold to Mass Recovery Group. You also spoke with us after the sale on November * advising you filed bankruptcy. You will need to provide your bankruptcy info to the new company when you get their letter in the mail or when they contact you. We do not conduct any business having to do with taxes. I am not sure where this came from. The law does provide us the right to run skip data reports and attempt to confirm your location with third parties in the event we cannot reach you by phone or mail. 
 
Nevertheless you will not receive another call from our company as your account is no longer in the office. Thank you and I apologize for any inconvenience. It could have been whatever relative we spoke with may have stated they were you and we may have asked them to verify the social security number and they could not. We do this for security purposes. This can possibly create an assumption we are affilliated with the IRS or a tax related entity. Again my apologies. 
 
[redacted]
President
[redacted] & Associates
6*9-[redacted] Ext. *

Good Morning - The company was in the middle of an expansion and I was extremely busy the last 2 weeks. My sincere apologies that this matter did not get the attention it deserved immediately. I show that on 02/15/2015 we mailed a paid letter to the address on the header of the attached letter....

I have attached it here so the Revdex.com may also forward the customer this copy in case she did not get the last one. I also show 03/23/2015 the customer called in and spoke with her assigned representative Ms. [redacted] - and the representative emailed her a copy of the letter that day. Please call me directly with any questions at [redacted] Ext. [redacted]Barrett Asset Recovery Services, LLC. dba Barrett & Associates

Good Morning - I apologize but I do not see what you are asking in this request. You state you are "unsatisfied" but there is no real resolution request in this complete message. I will be sending this account back to the client and they can proceed with however they see fit to recover this debt. My apologies for any inconvenience. We will cease collection activity at our end as a debt collector but I cannot guarantee the client will/will not proceed. That is not our decision to make. [redacted] Barrett & Associates[redacted]

My name is [redacted].  I have no idea who you are talking about in your response.  Thank You!
Revdex.com:
I have reviewed the response made by the business in reference to complaint ID [redacted], and have determined that this proposed action would not resolve my complaint.  For your reference, details of the offer I reviewed appear below.
Regards,
[redacted]

To Whom It May Concern,We mailed Ms. [redacted] a letter on 02/01/2015 to an address of [redacted]. The letter gave her 30 days to dispute the validity of our claim in writing or by telephone and we never did receive a response. This debt was purchased from a DC...

Financial Services and upon purchase her file came with the place of employment # as a valid contact number for her. We attempted on one occassion 3/17/2015 to contact Ms. [redacted] at her place of employment and we were not successful. We received an email from her this morning asking us to cease calls to her place of employment and asking us to mail her a letter. We will respect her request with regard to ceasing contact by telephone and mail another letter placing a temporary hold on her account while waiting 30 days for a response. In her complaint I would like to address that she has not received repeated calls and attempts to harrass her at her place of employment. She has never spoken to our company and we have only attempted to contact her at work on one occasion. I understand her frustration but I know for a fact that we are not the only company contacting her or attempting to contact her about debts she may owe. She may have mistaken another company for our own if she received more than one call. [redacted]PresidentBarrett & Associates[redacted]

Good Morning,
 
I have just personally searched our data base of over 35,000 customers and we do not have a [redacted]. We actually do not have any customer with the first name [redacted] or even [redacted] at all. We do not conduct business having to do with taxes. I am not sure who called you...

but I do not believe it was from our company nor do I believe you will hear from our company in the future. If someone should contact you again and you can verify it is from our company please call me at 6*9-[redacted] ext. *.
 
[redacted]
President
[redacted] & Associates