Sign in

Bob's Power Equipment, Inc.

Sharing is caring! Have something to share about Bob's Power Equipment, Inc.? Use RevDex to write a review
Reviews Bob's Power Equipment, Inc.

Bob's Power Equipment, Inc. Reviews (4)

July 12, 2017Dear *** ***:I represent The Fairville Company, L.Pand its affiliated companies (collectively, the "Company’) and have been asked to respond to your letter of July 7, in the abovereferenced matter.The Company is a commercial lender and routinely requests credit reports for
prospective customersOn June 22, 2017, the Company received a call from *** *** *** (“*** ***') regarding the Company's credit report inquiryThe Company's general manager, John C***, took the call from *** ***, noted that she had not requested a loan and apologized for the mistaken credit inquiryHe noted that she was not on the Company's customer list, but had shown up on a list of recent Company credit inquiriesUpon investigation, it appears that a new Company employee had requested the Wrong credit report, based on a similar addressThat was the Company's error.On behalf of the Company, we apologize for the mistaken credit inquiryThe Company has had additional training with the employee regarding proper procedures and safeguards in connection with creditinquiries to prevent this from happening againIn addition, the Company has contacted Transunion, the credit bureau in question, to remove the erroneous credit inquiry from *** ***'s credit reportBy e-mail yesterday, a Transunion representative confirmed that the Company's request to remove the credit inquiry from *** ***'s credit report would be accomplished within hours.We will confirm the above actions with *** *** today, along with a copy of this letterWe again apologize for this mistake and we believe we have taken the steps necessary to correct it and prevent such mistakes in the future.Please feel free to call me if you have any further questions.Very truly yours,Christopher F

[A default letter is provided here which indicates your acceptance of the business's response. If you wish, you may update it before sending it.]
Revdex.com:
I have reviewed the response made by the business in reference to complaint ID ***, and find that this resolution is satisfactory to me.
Regards,
*** ***

[A default letter is provided here which indicates your acceptance of the business's response. If you wish, you may update it before sending it.]
Revdex.com:
I have reviewed the response made by the business in reference to complaint ID ***, and find that this resolution is satisfactory to me.
Regards,
*** ***

February 26, 2018Dear *** ***:I represent the Fairville Companies, CAG Truck Capital, Incand their af?liated companies(collectively, the “Company”) and have been asked to respond to the above-referencedcomplaint.The Company is a commercial lender that ?nances truck purchases and engine
overhauls forcommercial trucking businessesThe Company does not make, and does not solicit, consumerloans of any typeIn this matter, the Company received a loan application from ***, LLC(“***”) on September 4, (the “Application”)I have attached a copy of theApplication, from which I have redacted certain personal information*** *** *** thecomplainant in this matter (“***”), executed the Application electronically as the owner of*As a condition to making the Application, *** agreed that the Company couldcontact credit bureaus to verify the information in the Application, with the aim of making acredit decision for ***.Regarding ***’s factual allegations, she fails to state that the Application was for a commercialloan and not a consumer loan*** also fails to mention that she gave written consent to theCompany as a named borrower on the Application for the Company to contact credit bureaus tomake a credit decisionOnce the Company contacts the credit bureaus, the credit bureaus, as amatter of cotnse, note such inquiry, in this case as a “non-account holding hard inquiry.” TheCompany has no discretion in thisAt no point did the Company create an “account,” since theCompany declined to extend credit in this matterFinally, the Company does not have anyrecord of its receipt of any complaint by *** regarding her credit report until her letter datedFebruary 10, 2018.Further, ***’s understanding of the law is incorrectUnder the federal ESIGN Act and the Georgia Uniform Electronic Transactions Act, electronic signatures are valid for any purpose, including loan applications, and documents that are signed electronically have the same effect as ink originalsIn addition, given that this was an application for a commercial, and not a consumer, loan, the Fair Credit Reporting Act does not apply to this Application, since it applies only to “consumer reports” as de?ned in the FCRA.The Company believes that ***’s allegations in this complaint are unfoundedThe Company legally queried the credit bureaus in a commercial transaction to which *** consented in writingThe information regarding the Company’s legitimate query related to a commercial loan, if reported correctly, is beyond the Company’s powerF Luther, since the Application concerned a commercial loan, the FCRA does not apply.If, however, *** wishes the Company to make any clari?cation to any report, she will need to specify, in writing and with speci?city, what items she believes are incorrectAt that point, the Company will determine what, if any, clari?cations are necessary.Please feel free to call me if you have any further questions.Very truly yours,Christopher F

Check fields!

Write a review of Bob's Power Equipment, Inc.

Satisfaction rating
 
 
 
 
 
Upload here Increase visibility and credibility of your review by
adding a photo
Submit your review

Bob's Power Equipment, Inc. Rating

Overall satisfaction rating

Address: 4 Hillman Drive Suite 102-104, Chads Ford, Pennsylvania, United States, 19317

Phone:

Show more...

Web:

This website was reported to be associated with Bob's Power Equipment, Inc..



Add contact information for Bob's Power Equipment, Inc.

Add new contacts
A | B | C | D | E | F | G | H | I | J | K | L | M | N | O | P | Q | R | S | T | U | V | W | X | Y | Z | New | Updated