Initial Business Response /* (1000, 5, 2015/01/23) */
Hi ***, As promised we do have a lower interest rate for you, your credit has improved since your purchasewe have talked to the bank about refinancing your existing vehicle and the bank will not give us the total amount owing on your loan
Occasionally we do run into this, not all finance deals are the sameNo one is trying to take advantage of you I assure you of that especially *** *** he is trying to work with your current credit situation, interest rate and the bankThe bank dictates to us the amount of money they are willing to lend against your vehicleGiven the year, and the model the bank is only willing to finance 80% of your total loan, this means you would have put 20% cash into the deal to move it from where you are now to the new lenderThe other option is to trade up to a newer vehicle and we don't need any money down and that's the option that *** was trying to show youMost people don't have this amount of cash to put in, and are willing to trade in what they have for a newer model yearIn your case I know you like the vehicle you'r in and want to stay in it, the only way this is possible is with some money downWe value you as a customer and look forward to continuing doing business with you, we are willing to work with you if you would like to proceed in either directionSincerely *** ***
Initial Business Response /* (1000, 5, 2015/01/23) */
Hi ***, As promised we do have a lower interest rate for you, your credit has improved since your purchasewe have talked to the bank about refinancing your existing vehicle and the bank will not give us the total amount owing on your loan
Occasionally we do run into this, not all finance deals are the sameNo one is trying to take advantage of you I assure you of that especially *** *** he is trying to work with your current credit situation, interest rate and the bankThe bank dictates to us the amount of money they are willing to lend against your vehicleGiven the year, and the model the bank is only willing to finance 80% of your total loan, this means you would have put 20% cash into the deal to move it from where you are now to the new lenderThe other option is to trade up to a newer vehicle and we don't need any money down and that's the option that *** was trying to show youMost people don't have this amount of cash to put in, and are willing to trade in what they have for a newer model yearIn your case I know you like the vehicle you'r in and want to stay in it, the only way this is possible is with some money downWe value you as a customer and look forward to continuing doing business with you, we are willing to work with you if you would like to proceed in either directionSincerely *** ***