Bull City Financial Solutions, Inc.

I live in Texas and have Two accounts on my. Experian Credit Report one for 255.00 in 2016 and one for 185.00 in 2015. These accounts were paided by My Medicare and private insurance with Humana I . I have called Bill City and advised them of this and These accounts are Paided in full. Bull City is not removing g these accounts even with Medicare has contacting them as well...Bull Coty is a Company that gives false information.. I have never been treating like I was A Crimanial,. Please remove these accounts. Thank you Sheri Segle Texas ,,

PAID CLOSED ACCOUNT # [redacted] CREDIT LIMIT $142 STILL SHOWING NEGATIVE!!!I JUST RECEIVED A COPY OF MY CREDIT FILES AND FOUND BULL CITY ON THEM FOR A COLLECTION FOR $142 THAT WAS PAID BACK IN 2-12 BEFORE IT WAS IN COLLECTIONS I HAVE ATTACHED A COPY TO THIS COMPLAINT FOR THE RECORD. Desired SettlementI WOULD LIKE THIS ACCOUNT REMOVED IMMEDIATELY FROM MY CREDIT FILES IT IS NOT PART OF MY CREDIT HISTORY.. IF THIS COMPANY SHOULD REPLY WITH THERE STANDARD REPLY In accordance with 15 USC 1692c we are unable to disclose any information about consumers to third parties. Our Help Desk is available to assist consumers and may be reached directly via telephone at - 1-800[redacted]I GIVE THEM NOTICE TO VALIDATE UNDER FDCPA 809 AND GIVE PERMISSION HERE FOR THEM TO DISCLOSE INFORMATION. BE ADVISED SHOULD THIS COMPANY TRY TO NOT DISCLOSE. I SHALL CONCLUDE THEY ARE UNWILLING TO DELETE THIS INFORMATION TO THE CREDIT REPORTING AGENCIES TO WHOM THEY REPORTED THIS ERRONEOUS INFORMATION TO. SHOULD THEY NOT HAVE IT DELETED I WILL FILE COMPLAINTS WITH THE FEDERAL TRADE COMMISSION FTC AND ATTORNEY GENERAL AS WELL AS FILING LAWSUIT DAMAGES AND ATTORNEY FEES!! Business Response In accordance with 15 USC 1692c we are unable to disclose any information about consumers to third parties. Our Help Desk is available to assist consumers and may be reached directly via telephone at 1-[redacted]Consumer Response I received a letter today (in the mail) . Thank you for the response of deletion on my reports. I appreciate your cooperation in this mater.Final Consumer Response

BILLING BEEN REMOVED FROM CREDIT REPORT AND HAS BEEN REPLACED BACK ONTO MY CREDIT REPORTS, NEED THEM BACK REMOVED! THIS IS INCORRECT INFORMATION!MY NAME IS [redacted]; THERE ARE TWO INQUIRES ON MY CREDIT REPORT WHICH [redacted] WAS REMOVED BETWEEN 6/12/2016 - 6/28/2016 AND THE SAME THING WAS REMOVED ON 6/28/2016 - 7/9/2016 THAT HAVE BULL CITY NAME ON THERE. HOWEVER THIS INFORMATION IS INCORRECT AND NEEDS TO BE REMOVED.HOW CAN SOMETHING BE REMOVED AND THEN BE REPLACED BACK ON YOUR CREDIT REPORT! THAT IS UNLAWFUL! ONE SAY $117.00 AND THE OTHER ONE STATES $252.00 ! I CALLED TODAY AND SPOKE TO [redacted] AND SHE WAS IMMEDIATELY RUDE AND HUNG ON ME WHEN I WAS TRYING TO RESOLVE THIS ISSUE. I ALSO HAVE COPIES ON WHEN [redacted] BULL CITY ALLEGEDLY ACCOUNT WAS REMOVED AND [redacted]. THIS ISSUE NEEDS TO BE RE-REMOVED OFF MY CREDIT REPORT! Desired SettlementI WOULD LIKE THIS ACCOUNT REMOVED IMMEDIATELY FROM MY CREDIT FILES IT IS NOT PART OF MY CREDIT HISTORY..THIS HAVE BEEN REMOVED! IF THIS COMPANY SHOULD REPLY WITH THERE STANDARD REPLY In accordance with 15 USC 1692c we are unable to disclose any information about consumers to third parties. I GIVE THEM NOTICE TO VALIDATE UNDER FDCPA 809 AND GIVE PERMISSION HERE FOR THEM TO DISCLOSE INFORMATION. BE ADVISED SHOULD THIS COMPANY TRY TO NOT DISCLOSE. I SHALL CONCLUDE THEY ARE UNWILLING TO DELETE THIS INFORMATION TO THE CREDIT REPORTING AGENCIES TO WHOM THEY REPORTED THIS ERRONEOUS INFORMATION TO. SHOULD THEY NOT HAVE IT DELETED I WILL FILE COMPLAINTS WITH THE FEDERAL TRADE COMMISSION FTC AND ATTORNEY GENERAL AS WELL AS FILING LAWSUIT DAMAGES AND ATTORNEY FEES!! Business Response Thank you for your inquiry. In accordance with 15 USC 1692c we are unable to disclose any information about consumers to third parties. Our Help Desk is available to assist consumers and may be reached directly via telephone at [redacted]. Consumer Response Your help desk is not available.. I will not call and be disrespected again by anyone of your employee such as like [redacted]. I clearly asked for you to remove this off my credit which u have failed to do regarding my previous statement "IF THIS COMPANY SHOULD REPLY WITH THERE STANDARD REPLY In accordance with 15 USC 1692c we are unable to disclose any information about consumers to third parties. I GIVE THEM NOTICE TO VALIDATE UNDER FDCPA 809 AND GIVE PERMISSION HERE FOR THEM TO DISCLOSE INFORMATION. BE ADVISED SHOULD THIS COMPANY TRY TO NOT DISCLOSE. I SHALL CONCLUDE THEY ARE UNWILLING TO DELETE THIS INFORMATION TO THE CREDIT REPORTING AGENCIES TO WHOM THEY REPORTED THIS ERRONEOUS INFORMATION TO. SHOULD THEY NOT HAVE IT DELETED I WILL FILE COMPLAINTS WITH THE FEDERAL TRADE COMMISSION FTC AND ATTORNEY GENERAL AS WELL AS FILING LAWSUIT DAMAGES AND ATTORNEY FEES!", therfore I'm taking action if this is not resolved when you receive this!Final Business Response Thank you for your inquiry. In accordance with 15 USC 1692c we are unable to disclose any information about consumers to third parties. Our Help Desk is available to assist consumers and may be reached directly via telephone at [redacted].

This company has filed a negative report on my credit for a bill that was pulled from them by [redacted]. Original bill is from 2012.[redacted] Specialists use this company as their collections agency. I visited this doctor office one time in 2012 and my visit was covered by insurance at 100%, however due to their incorrect filing, they were never paid despite my instructions to them on three separate occasions on how to file correctly. I never received any other statements or bills until 2015 when Bull City Financial calls me. I called and called and hunted down the right people to finally find me in [redacted]'s system (remember this is from 2012) and they saw the mistake and acknowledged it was their filing error. I was advised by the woman I spoke with in June 2015 to not pay anything on this bill and to cancel any checks or charges I had made toward the company because she was pulling it back from collections. I left it at that until I just checked my credit report and saw where there was a negative complaint from Bull City Financial for this bill. The correct solution and outcome of this is to remove this incorrect information from my credit report and speak with [redacted] to see where the disconnect is between your businesses. When you are told by the people you owe the money to that it is ok, they will take care of it, that should be the end of it, not a surprise credit shock to perfect credit. Desired SettlementRemove the negative, false information from all of the credit agencies you reported it to. If you need further information, please speak with your customer company [redacted]. They are the ones who specifically told me they were pulling the bill and it was their mistake on insurance filing. Business Response Thank you for your inquiry. In accordance with 15 USC 1692c we are unable to disclose any information about consumers to third parties. Our Help Desk is available to assist consumers and may be reached directly via telephone at [redacted]

Bull City Financial is making random harrasing phone calls to my cell phone using up minutes when I check my voice mail. I have no outstanding bills.Bull City Financial began calling me today on my cell phone. There is a recorded message stating that we are Bull City Financial and we are a bill collector and if you need help call us back at 1 (800) [redacted]. I have no outstanding bills and the company refuses to talk unless I give them my full name and contact information. Very rude and this is no doubt a scam that needs to stop. I filed a complaint with the [redacted] today. I insist that these calls cease at once. Desired SettlementStop calling me at once. Good morning, I just got off the telephone with Bull City Financial Solutions and resolved the issue. The company was calling my telephone number and leaving messages trying to reach someone not related to me. They had the wrong number and agreed to remove my telephone number from their system. Should the problem continue, I will contact the Revdex.com again to report it. Thank you, [redacted]

Have never heard of not dealt with this company until ran my credit report and found collections from them multiple times in the same day...I don't even live in north Carolina.","neg-1

Bull City took care of me and saved my credit. They were respectful of feelings and help me get my debt taken care of and did not harass or badger me.","pos-1

my credit report is showing a collections account dated 12/14 I didnt live in the residence I had service with them at that timemy credit report is showing a collections account dated 12/14 I didnt live in the residence I had service with them at that time. I moved out of fl nov 2014 so its impossible for me to owe them money when they first reported to my credit on 12/14 a month AFTER I moved from fl. ive disputed this account tons of times and they refuse to remove it from my credit report causing me issues to get an apartment.Desired Settlementi want this account removed from ALL of my credit reports immediatelyBusiness Response Thank you for your inquiry. In accordance with 15 USC 1692c we are unable to disclose any information about consumers to third parties. Our Help Desk is available to assist consumers and may be reached directly via telephone at 1-800-[redacted].Consumer Response This account is still on my credit.I have just filed a complaint wit the state attorneys officeFinal Business Response Thank you for your inquiry. In accordance with 15 USC 1692c we are unable to disclose any information about consumers to third parties. Our Help Desk is available to assist consumers and may be reached directly via telephone at 1-800-[redacted].

This company contacted me stating that I had a past-due balance with [redacted] and demanding payment for $60.26 and threatened to disconnect my service if I did not pay.
However, I contacted [redacted] and they confirmed that I was current and had a $0 balance.
This company fraudulently contacted me in attempt to extort money. I do believe that's illegal, now isn't it?
Nice try.","neg-2

Bull city has listed a false address on my credit report. I called to inform them of this and was told, "It would not be removed".This is unlawfull!!Bull City listed that I lived at, [redacted] XXXXX-XXXX from 02/27/13. I never lived there it is the address for [redacted] Bank of [redacted] Buy doing this, I was refused a Home loan. I called to inform Bull City,(Mr. [redacted] at XXX-XXX-XXXX)of there misstake and was told by Mr. [redacted] that this would not be removed!! It's my belife that it is "unlawfull" to place "false" infomation on anyones credit report!! I am doing my best to "repair" my credit and this is the ONLY BAD MARK ON MY CREDIT REPORT!! I am on disabilty and on a fixed income. Please Help me!!??!!Desired SettlementI would like for then to remove there lies on my Credit Report.Business Response In accordance with 15 USC 1692c we are unable to disclose any information about any consumers. Consumer Response I was informed that the false address was removed from my credit report. Thank you for you help.

company put negative iteams on my credit they were very rude when I called they will not remove this from my credit and the information they have is nmy credit dropped 14 points due to a item that was put on my credit report the information the comany has is not even mine the only correct info they have is somehow they got my soscial they are very rude and would not even listen to what I had to say Desired Settlementremove this from my credit and a written applogy from this companyBusiness Response Thank you for your inquiry. In accordance with 15 USC 1692c we are unable to disclose any information about consumers to third parties. Our Help Desk is available to assist consumers and may be reached directly via telephone at [redacted]

Bull City Financial made an agreement with me that they would not report my account to credit bureaus and they have and it is negative and false.I spoke to Bull city Financial and made an agreement with a representative named [redacted], the verbal agreement was that as long as I made on time monthly payments the account would not be reported to the credit bureaus. She advised me that she could not send me this in writing but that she was making notes in the computer to state such. I have made consecutive on time payments and I just received a notification from all three credit bureaus that this account has been added as a collection account and that I am late on two payments, one for January which payment is not due till the 21st and for December. I was furious, I called Bull City and spoke to [redacted] who advised me that she didn't see any notes stating our agreement and I said well I spoke to you and she said well I can see that you have made all your payments on time so after the final payment is made, as a courtesy I will go ahead and send a letter to the credit bureaus to remove the account. That's great and all but this is completely unacceptable that she out right lied to me and its being negatively reported with false information. I will pursue this to the Attorney Generals Office and The Consumer Affairs Division if it is not removed immediately. Desired SettlementComplete account removal sent in writing.Business Response The account has been removed from the consumer's credit file. Final Consumer Response Thank you

This company continues to place this on my credit file. The account has been disputed several times however they continue to place on my file.This account is not my account. I called to the company and was told that the ssn number on file was not mine. The woman that I spoke with was very rude. I asked for proof of validation and she advised that they do not not to provide any information to me. I have filed a complaint withe the CFPB and if this is not resolved I will continue to file a complaint with the FTC. Desired SettlementI want this to be deleted and for them to stop reading it several months laterBusiness Response Thank you for your inquiry. In accordance with 15 USC 1692c we are unable to disclose any information about consumers to third parties. Our Help Desk is available to assist consumers and may be reached directly via telephone at [redacted].Consumer Response I give you permission to speak to them. either speak with the Revdex.com or speak to the Consumer Financial Protection Bureau. Your agents are rude and will not provide information. I give the Revdex.com full authority to act on my belf. Final Business Response Thank you for your inquiry. In accordance with 15 USC 1692c we are unable to disclose any information about consumers to third parties. Our Help Desk is available to assist consumers and may be reached directly via telephone.