Butte County Credit Bureau, Inc.

We are limited on the information we can supply due to 3rd party discloser laws.  If you can have Mr. [redacted] call Mr. [redacted] at [redacted] he would like to go over some additional information with Mr. [redacted].

I've been trying to reach [redacted] by cell phone and it always goes to his voice mail and it says that is mail box is full and can't receive any further messages.  Have him call me.  [redacted]

I am rejecting this response because: Mr [redacted] has my contact...

information, I have spoken to this agency at least three times, I have gave my contact information as I was waiting for a response from the first lady I contacted. She basically gave me the run around until the day I called after my second dispute coming back as VERIFIED by this agency. I am not hiding, I am right here. They state they want me to call them due to 3rd party privacy laws, but yet they put false debt in my name for any creditor, employer to see. If Mr [redacted] has something he wants to share he has my number. I am holding this agency accountable for their fraudulent reporting of a debt in my name, to a mysterious business that does not exist. they couldn't even answer who would get the money if I paid this. The claim of having my name and a date of birth as verifiable validation of a debt and to tarnish a persons credit is outrageous and illegal.

Review: This Company is reporting a false Debt on my credit report. After disputing it, it came back verified. Puzzled by this, I called The collection Agency. The lady was pleasant to speak too and informed me they never got the dispute, the company they are collecting for has been out of business, so please dispute again so they can remove this as they had no information about the debt. Today I got my dispute back from [redacted], which stated they VERIFIED the debt. So I called the collection agency back, which the pleasant woman quickly transferred me to a man named [redacted]. He stated he had my name and date of birth which is all he needed. I asked him if he had a contract or my signature due to this being some sort of gym membership in 2010. He stated no he did not have anything like that. I explained to this man, this debt does not belong to me. Obviously a person disputing a debt would mean having a name or date of birth is not verifying anything, as anyone can get this sort of information. He refuses to do the right thing, either provide a signature or contract (which would be impossible, as I never belonged to a gym in my life) or delete this off my credit. He refuses which leaves me with complaints before I file suite for damages hurting my familys credit.Desired Settlement: Deleted from Credit report right away, and this file with my name on it shredded. An apology would help too, as dealing with Mr [redacted] felt like I was speaking to my 14 year old, who always thinks he is right. This company has no business reporting false information on my credit. If they believe I owe a debt, show me. Simply saying my name is far from any sort of validation.

Business

Response:

We are limited on the information we can supply due to 3rd party discloser laws. If you can have Mr. [redacted] call Mr. [redacted] at [redacted] he would like to go over some additional information with Mr. [redacted].

Consumer

Response:

I am rejecting this response because: Mr [redacted] has my contact information, I have spoken to this agency at least three times, I have gave my contact information as I was waiting for a response from the first lady I contacted. She basically gave me the run around until the day I called after my second dispute coming back as VERIFIED by this agency. I am not hiding, I am right here. They state they want me to call them due to 3rd party privacy laws, but yet they put false debt in my name for any creditor, employer to see. If Mr [redacted] has something he wants to share he has my number. I am holding this agency accountable for their fraudulent reporting of a debt in my name, to a mysterious business that does not exist. they couldn't even answer who would get the money if I paid this. The claim of having my name and a date of birth as verifiable validation of a debt and to tarnish a persons credit is outrageous and illegal.

Business

Response:

I've been trying to reach [redacted] by cell phone and it always goes to his voice mail and it says that is mail box is full and can't receive any further messages. Have him call me. [redacted]

Review: I have lived in Morganton , NC for over 40 years. These people are trying collect a bill for North State Radiology for a chest X-Ray. The bill is 100.43. I have never been in Chico Ca. nor have I heard of North State Radiology. [redacted] has called twice asking for my age and SSN. I feel that this borders on a scam if it is not a scam.Can you please help me out?Thank you.[redacted]Desired Settlement: My credit is precious to me. [redacted] says she found my name thru Goggle. They do not even have my middle name or middle initial.Thank you for your help.

Business

Response:

We realize this is not your bill and we will no longer pursue you for it. We will also make sure that it doesn't affect your credit file as well. If you should have any questions feel free to contact me directly.

Consumer

Response:

I have reviewed the response made by the business in reference to my concern, and find that this resolution is satisfactory to me.

Review: This business accepted a claim from my previous landlord, that is not a ligitimate claim. There is no proof of reciepts given to the collection agency that provides stability for this claim. When I went into the office, the collection agent that I spoke to made me write out 2 different dispute letters. I was told that I would hear back on my dispute within 30 days, which I have not. I spoke to a supervisor there and advised him that the things my previous landlord is trying to collect on were against the law to collect. The supervisor told me that he would contact my old landlord and and see if he and her felt like I owed the debt. I explained to him that she would need to provide me proof in reciepts of the amount due in collection, which is my right as a tenent and that she had 14 days to provide it to me by law. I feel that I may not be the first person someone has taken a word document with some numbers on it and has been forced to be collected on. I have contacted them several times to find out what the status is on the account before it hits my husband and I's credit, with no return call or the run around of they haven't heard anything and there is no status change to the account.Desired Settlement: I want this establishment looked into, as I they are trying to collect a false claim on my husband and I. Along with ruining our credit. I want the collection that is in our name to be removed and our credit restored. Otherwise I will go an file a small claims against my old landlord and attach them as well.

Business

Response:

This account has been canceled out of our office and given back to the Landlord due to the Landlord not furnishing me documentation regarding the account. It will not affect there credit as well.

Manager