C S I

On January 30, 2014 Credit Systems International received my certified letter requesting validation of an account they are attempting to collect - 10865[redacted]. I have not received a response. While they are not required under federal law to respond, if they dont respond with proper validation then they are required to cease all collection activity. Proper validation consists of copies of some type of current creditor records, not records which only verify that the collector believes an account is valid. As of March 6, 2014, they are still reporting a collection account on my credit report. Under federal law, I could sue them and ask for $1000 in damages, since credit bureau reporting is considred a collection activity. However, I am confident that by channeling this dispute through the Revdex.com, a more simple resolution can be made. If they delete the account, cease reporting it to the credit bureau, and provide me written confirmation of the same, I will consider this matter resolved.