All consumer credit agreements are presented and reviewed for each applicant prior to signing The customer alleged he did not know the Annual Percentage Rate or the finance charges until after signing the loan agreement The customer was well aware of the costs of the loan, as underwriting indicated prior loans of the same loan product were received and paid in full Additionally, the customer stated that, “ after I signed the papersI now owe them $” This statement is also inaccurate The customer could have returned the $on the same day and $finance charges would have been accrued, making the total payoff $ Interest charges are not all due upon signing the agreement The annualized rate is applied daily, and charges are applied daily The customer may pay the loan in full at any time, only paying interest for the number of days since the loan was received, without any prepayment penaltiesWe are a legally licensed lender, and comply with all laws and regulations required by local, State and Federal agencies [redacted] Chief Operations Officer Compliance Director (405)341-ext(405)513-facsimile
Customer service is alright BUT my concern is that I initially borrowed ***Out of that [redacted] goes towards the principalAs with most customers this was an emergency loan My payments are ***/per checkFour payments were already made ( [redacted] )How is it that I want to pay this loan off on Friday and I still owe $ [redacted] It's like they are getting their interest off top, whether or not I pay early or according to the contractMaybe my math is off, but this doesn't seem rightJust saying
All consumer credit agreements are presented and reviewed for each applicant prior to signing. The customer alleged he did not know the Annual Percentage...
Rate or the finance charges until after signing the loan agreement. The customer was well aware of the costs of the loan, as underwriting indicated prior loans of the same loan product were received and paid in full.
Additionally, the customer stated that, “…after I signed the papers. I now owe them $712.50…” This statement is also inaccurate. The customer could have returned the $250.00 on the same day and $0.00 finance charges would have been accrued, making the total payoff $250.00. Interest charges are not all due upon signing the agreement. The annualized rate is applied daily, and charges are applied daily. The customer may pay the loan in full at any time, only paying interest for the number of days since the loan was received, without any prepayment penalties.
We are a legally licensed lender, and comply with all laws and regulations required by local, State and Federal agencies.
Customer service is alright BUT my concern is that I initially borrowed [redacted]. Out of that [redacted] goes towards the principal. As with most customers this was an emergency loan. My payments are [redacted]/per check. Four payments were already made ([redacted]). How is it that I want to pay this loan off on Friday and I still owe $[redacted]. It's like they are getting their interest off top, whether or not I pay early or according to the contract. Maybe my math is off, but this doesn't seem right. Just saying...
All consumer credit agreements are presented and reviewed for each applicant prior to signing The customer alleged he did not know the Annual Percentage Rate or the finance charges until after signing the loan agreement The customer was well aware of the costs of the loan, as underwriting indicated prior loans of the same loan product were received and paid in full Additionally, the customer stated that, “ after I signed the papersI now owe them $” This statement is also inaccurate The customer could have returned the $on the same day and $finance charges would have been accrued, making the total payoff $ Interest charges are not all due upon signing the agreement The annualized rate is applied daily, and charges are applied daily The customer may pay the loan in full at any time, only paying interest for the number of days since the loan was received, without any prepayment penaltiesWe are a legally licensed lender, and comply with all laws and regulations required by local, State and Federal agencies [redacted] Chief Operations Officer Compliance Director (405)341-ext(405)513-facsimile
Customer service is alright BUT my concern is that I initially borrowed ***Out of that [redacted] goes towards the principalAs with most customers this was an emergency loan My payments are ***/per checkFour payments were already made ( [redacted] )How is it that I want to pay this loan off on Friday and I still owe $ [redacted] It's like they are getting their interest off top, whether or not I pay early or according to the contractMaybe my math is off, but this doesn't seem rightJust saying
All consumer credit agreements are presented and reviewed for each applicant prior to signing. The customer alleged he did not know the Annual Percentage...
Rate or the finance charges until after signing the loan agreement. The customer was well aware of the costs of the loan, as underwriting indicated prior loans of the same loan product were received and paid in full.
Additionally, the customer stated that, “…after I signed the papers. I now owe them $712.50…” This statement is also inaccurate. The customer could have returned the $250.00 on the same day and $0.00 finance charges would have been accrued, making the total payoff $250.00. Interest charges are not all due upon signing the agreement. The annualized rate is applied daily, and charges are applied daily. The customer may pay the loan in full at any time, only paying interest for the number of days since the loan was received, without any prepayment penalties.
We are a legally licensed lender, and comply with all laws and regulations required by local, State and Federal agencies.
[redacted]
Chief Operations Officer
Compliance Director
(405)341-2860 ext. 3
(405)513-5632 facsimile
Customer service is alright BUT my concern is that I initially borrowed [redacted]. Out of that [redacted] goes towards the principal. As with most customers this was an emergency loan. My payments are [redacted]/per check. Four payments were already made ([redacted]). How is it that I want to pay this loan off on Friday and I still owe $[redacted]. It's like they are getting their interest off top, whether or not I pay early or according to the contract. Maybe my math is off, but this doesn't seem right. Just saying...