Cars-n-Credit Inc

I am rejecting this response because: that is a flat out lie.  if I was making payment every two weeks for 57 weeks then I've paid over $10,000 for this vehicle. They led me to believe they were going to fix the car and put me on a payment plan.  Once they got the car they said they don't believe I would pay them so they kept my car didn't even allow me to pay them the down payment.  I don't believe that fighting breast cancer is an excuse for being late on my car note sometimes.  They have done this several times before to other people that I know.  They wait until you are almost done paying for the car then they give you an offer to buy it back for 3 times the amount of vehicle then they re-sale it for more money.  I refuse to buy back my car for an additional $6000 when I've already paid 10,000 for it.  I will retain  a lawyer at this point.

Initial Business Response /* (1000, 6, 2015/08/14) */
We are currently working with customer to get the vehicle into a shop, where problem can be identified and hopefully worked out. Due to customers schedule, there has been a delay in getting vehicle in to be looked at. We hope to have this issue...

resolved soon.

Response received via e-mail to Revdex.com. PDF's of original attached; text of response reads as follows: "The following is our knowledge of the vehicle in question.Purchase date: 06/26/2015Purchase Price: $11,595.00Sales Tax & License: $845.23Amount down: $100Amount Financed: $12,340.23Interest...

rate 14.95% APRPayment Schedule: 57 bi-weekly Payments of $180.00 starting on 10/27/2016Balance 5/25/17: $8252.18 Plus any expenses that haven't been posted This account started out with 5 payments on time and ended with a total of 11 payments on time out of 69. A problem account to say the least with one excuse after another and a complete lack of cooperation from customer. We pride ourselves on working with our customers, but it requires honesty and communication.This vehicle according to the customer needed repairs, she had it at a shop in LaCrosse, refused to pay them to fix it and eventually told us to pick it up she didn't want it. After we had recovered it, there was talk about us fixing it, but customer refused to pay for car or repair, so we were forced to take the action required to end the relationship. We have sent all the required notices and we consider this a closed account.We are not interested in payments. If the customer wants to redeem the car by paying in full, we will make an exception and allow her until the 10th of June, 2017 to pay in full. I will authorize a reduced payoff if paid by June 10th, 2017 of $6,000.00. This is a 25% off gift to help with the process.If the account remains unpaid after the 10th of June, we will sell the vehicle at auction, apply proceeds to the original balance and send the customer a 1099C as required by Federal Law. Sincerely,Robert S. [redacted], PresCars-N-Credit, Inc"