Cash Net USA

I had applied online for a payday loan. This company contacted me and said I was approved for $1000.00-$3000.00. They said I would have the money within 60 minutes. They asked for my bank information and then my password to my online account. Red lights went off. My password??? They then said they had to put a small amount into the account and then I had to withdraw it and send it person to person to Nevada. When I told them this was shady they cut off all communication with me. Please be aware and trust your instincts.

Review: I was approved to receive a $10.000.00 personal loan but they will not fund the loan and keep asking me for more money of which I can not get or borrow and I have asked them to cancel the loan and return to me all my money I have sent to them the sum of $4,000.00Desired Settlement: I want all my money sent back to me so I can pay my rent and buy food and get new plates on my truck

Review: I applied for a loan from cash net, before hitting the accept button after I filled out the application form and had read the terms the best I could I contacted there online chat customer service representative. The terms and conditions did not tell me when and how much I would be paying them for every payments. I asked the lady and she said my payments would be bi-weekly and an amount of 50 dollars which I agreed too. What she didn't tell me after further investigation after the payments began and an email sent to there customer service is that they charge a processing fee that was right around triple my agreed upon fifty dollars bi weekly payment. So the first payment was over 200 dollars. After they sent me the email containing all these fees I responded with another question and never heard back from them so now I am stuck paying way more then my agreed upon amount and interest combined just for there fees. I just want to get this out there so other people don't get suckered in the same way I did. I have payed off at least half of my loan amount already but none of it has actually gone to not only the principal amount or even the interest amount but there bogus fees.Desired Settlement: I am fully aware I have to repay the loan, all I ask is they get rid of the fees that do not apply to my loan or interest amount and honor there 50 dollar bi weekly amount the lady originally stated.

Review: I obtain an online $700 loan from Cashnetusa on 9/2014. Before consent to loan agreement, I spoke with cashnetusa representative for clarity of loan agreement and it was explain with fees and interest my loan will be paid of by end December 2014. well after $900 of unmissed payments on a $700 loan I discovered I still owe $300 on a $700 loan. This will make a total payment of $1,200 for a $700 loan. It was not explain or clear, also after speaking with cashnetusa representative did I understand my loan agreement to be a $500 payment on a $700 loan. I specifically ask the representative about the payoff to include fee etc and he put me on hold and return to phone and gave me a final payment date of December 2015. I feel and believe I was purposely mislead to agree to unfair loan agreement.Desired Settlement: Immediate Settlement of $700 loan agreement.And refund for payment that proceed after 12/**/14.

Review: I am being harassed weekly by people calling from this number, ###-###-####. I have informed them numerous times that I am not the person they are calling for and they caller then becomes rude, assisting that I am lying. I have asked them time after time not to contact my number. Today, again, at 1:12pm on November [redacted], they contacted me again.I heard the caller mentioned they were Cash Net USA, if that helps. I am tired of the harassing phone calls and am really frustrated. There has to be something that can be done.

Review: I was approved to get a $10,000.00 loan but I needed to send them money's to have this loan funded si I did all that they have asked for except this last time they want $400.00 more to send my money to me thru a money order or Western Union or to my bank account well the last 3 weeks and over $1000.00 more this has not happened they keep coming up with new charges I have to send them and I have already lost over $3000.00 in things I used to get [redacted] money to pay these people and still I do not have my money.Desired Settlement: I want all the money's I have sent these people back to me and I want an additional $3000.00 in money I have lost due to there never ending lies so that would make my claim in total of over $9000.00 due me now

Review: This is a Fake/Fraudulent Company offering loans and if you tell them your not interested they get mad and speak to you awful with bad language. They have even called me back telling me I'm in big big trouble and that they are attorneys. All the people speak foreign language and are difficult to understand. I have emails from these people with proof of there fraudulent loans offers. These people have multiple phones and call from all kinds of area code. Also note they are all foreign using English names. I will gladly forward all the emails and phone call logs I have to the state in effort to stop these people.Desired Settlement: Would like to see the company stopped and reimbursement for the overage's they have caused on my phone bill and restitution for the harassment they have put me through.

Review: I applied for a loan online. they asked for 240.00 processing fee and then kept asking for more money.. They finally got 823.00 from me and then never funded the loan for 7,000.00 they then asked me to send them an additional 699.00 to get my credit bureau cleared so they could post the funds, I refused and they said then the file would be closed. The person I was dealing with was [redacted] at ###-###-####. They refuse to send back the amount of 823.00Desired Settlement: To get the 823.00 back for fees that I paid them for and never received the loan.

Consumer

Response:

At this time, I have not been contacted by Cash Net USA regarding complaint ID [redacted].

Sincerely,

Review: this company told me I was approved for a loan for $5000. I needed to send them $255 by way of a [redacted] Visa Card. Sent that amount, then when they received that amount they needed $$420.00 for down payment and send it by way of another [redacted] Visa. They received that amount and then they needed $325.00 to cover the insurance to secure the loan amount.Once they received that then I was suppose to have the $5000.00 deposited into my checking account. Then they told me they needed another $250.00 and the $5000.00 would be in my account that same day. Well that did not happen, they called me and said they needed $150.00, because they had made a mistake. Well, that was it for me. By now they had received from me a total of $1250.00 I told them I wanted my money returned to me by cashiers check and send it by certified mail and they told me they couldn't do that that they would put the amount back on my other 2 cards that I had to purchase( which was 2 [redacted] mastercards from [redacted]), and it was gonna cost me $115.00 to get my money back. The names of the people I talk to were [redacted] and [redacted])and [redacted]. [redacted]'s extension is [redacted] and [redacted] is [redacted] and the number is ###-###-####. They told me I could pick my money up at the [redacted] Store in [redacted] by way of [redacted]. I checked with the store, and they don't have that kind of service. I just want to get my $1250.00 back.Desired Settlement: Refund my money in the amount of $1250.00 by cashiers check.

Consumer

Response:

At this time, I have not been contacted by Cash Net USA regarding complaint ID [redacted].Sincerely,[redacted]

Review: Predatory Payday Loan...CASHNETUSA dba ADVANCE AMERICA In order to prove that I had income I had to send them money via Green Dot in several different amounts. First amount was 500 then they said that the card was for wrong amount and asked for more money and it would be refunded when I receive loan. I proceded to buy several green dot cards in the amounts of 400,400,240,240,400. and the loan amount I would receive kept increasing. Finally this morning [redacted]notified me that IRS was wanting taxes on the loan at 16.5% of loan and then that money would be refunded back to me when I receive loan which would happen immediately in the next 10 minutes if I sent the additional tax he was requesting and my final loan would be 8970.50 I was initially getting a 5000. loan for sending 2180.Desired Settlement: I would like a refund for the amount I sent to CASHNETUSA dba ADVANCE AMERICA

Review: Cashnet told me I was approved for a 5000,$ loan but I had to western union thereinsurance company 250.00 plus the 24.00$ charge to send it I did that then he called me [redacted] senior loan officer said before they can put the money in my account. I now had to pay a 400.00 state to state transfer fee . I just want my 274.00$ and im just really mad that someone could do this to someone I dont have the money to have it taken from me I was trying to get a head and all this did was put futher behind. While im already down with health problems this is just sad.Desired Settlement: 274.00 repayment and some he told me he would pay me a 500.00 compinsation . I think he or they should be obligated to do that since there word isnt any good.

Review: I trusted that I would get a loan from this company if I would show &$400.00 verification. I put the money on a green dot card. They then asked for $395.00 to transfer to my Bank. I paid another $50.00 together it done with a promise of $10,000.00 put in my account. They then asked for another $100.00 to gt it done. I then asked to cancel loan and get money refunded, they asked for $100.00 to cancel.Desired Settlement: Get my original $450.00 they promised they wouldn't take. My refund.

Review: Applied for a loan with the company. Company called me and said I was approved for a loan of $4K. Then mentioned they needed to check my credit. After 20min, company said that my credit wasn't worthy for the loan but there are other ways they can help me. They can help me by looking at my financial status. They needed me to load $222 on a pre paid card. Once they verified funds on pre paid card then they can give me a loan worth $4222 ($4k amt including amt on pre paid card). After another 35 min of verification, I was told I was apporved and money will be in my checking account in 15-20. After 30min, company calls me and asks if money is in my acct. When I mentioned no, they placed me hold and said that there was a problem because something on my credit report is causing me not to get the loan. I need to put 10% down of the outstanding debt of $2800 on my credit report then I could get the loan. So they asked me for an additional $280 then I would be approved. This is not what we initially discussed. I feel like they are taking money from me and I am not seeing the loan. When I asked to speak to a supervisor, he put me on the phone with someone else. When I verified who they were by calling from another number, I realized that the same person I was speaking with now is saying he is someone else. I asked for my money back and I was told "do not call here anymore".Desired Settlement: I want the company to refund me the $222 back that they deducted from the pre paid card that I was told I needed to purchase. I told them I didn't want to do loan and they told me I cannot cancel when I know if it is a legitimate loan I have 3 days right of recission.

Review: I was attempting to secure a loan for myself to help pay some bills on 10/**/2014. I was contacted by persons stating that they were calling on behalf of CashNetUSA. During the application process I was asked to secure a card with my own funds from a local retailer in order to receive my loan. This sounded suspicious to me so I decided to end the application and cease contact with them. I was then informed that I would be charged a cancellation fee, even though no loan had been secured and no money had changed hands. The operator began to yell at me and tell me that this would be charged and hung up on me. I called back and asked to speak to a [redacted], a [redacted] at ###-###-####. He told me I would be charged as well and hung up on me. There was no information regarding this fee in the terms of service or any other company information . I was twice threatened to have my account debited in spite of no services rendered. If a 20 minute phone call constitutes services rendered, our society is in big trouble.Desired Settlement: I do not want to be charged by these people, they need much better customer service skills, and must be held to applicable U.S. laws. They should be prohibited from doing business here.

Consumer

Response:

At this time, I have not been contacted by Cash Net USA regarding complaint ID [redacted].

Sincerely,

Review: This company sent me a threatening email regarding a loan I know nothing about. They requested payment or legal action. I know nothing about a loan.Desired Settlement: I want them to stop emailing me and leave me alone. I do know these people.

Consumer

Response:

At this time, I have not been contacted by Cash Net USA regarding complaint ID [redacted].

Sincerely,

Review: receive a call from this co.lady by the name [redacted] n missed represent a loan took my acct number then the scam came in of purchase two pre-paid pak one of which was vanilla netork in the amount of $91.00 then another green dot in the amount of $109.00 n they fail to return my money trying to take me thru more scam speaking of my taxes n because I'm not bending.they spoke on this proof of 20% to get this loan. Just want my money return to me now the money was suppose to have sent to the other sub palace. PLEASE CAN YOU WORK THESE CO. TO GET MY MONEY RETURN TO ME.JUST MAKE IT RIGHT BUT THEY ASK ME TO CALL THE AUTHORITDesired Settlement: PLEASE I WANT MY MONEY RETURN TO ME.

Review: I went on to get a personal Loan. Cash net usa. call me an told me I need 200.00 dollar to activate the loan, that was on April **, and I sent the money to them. The said thank you and it would be 15 minutes , an they would process the paper work. An hour later they called me back an said they need 212.67 to transfer fee an I sent them that on April **. The same day they ask 189.00 for to put in my account. I told them I did not have it . They said I could Cancel for 103.00 an they would send my money back to me. An thats were we are today. I ask for a 4000.00 dollar loar with a 238.00 monthly payment. All I receive is them asking for more money.Desired Settlement: I wont my money back.

Review: Someone stole my identity and went online and filed for a loan thru this company. I had to go and close my bank account and file a fraud and police report. I then called this company and asked them why they did not ask for more info or a copy of a id to allow someone to get a loan from them. They gave a lame excuse that as long as the said person provides the basic info they need then they give them a loan. I then ask what info they had on the so called me. She told me the info and the address and email were wrong. I am very upset and scared that this company would allow some to get a loan in my name without a copy of a id or check stub as employment verification. I would like this looked in to. No company especially online. I now have thru go thru alot to change everything due to my identity being stolen. I believe they need to change how someone can lie and get a online loan.Desired Settlement: I want them looked into, this company seems shady to me. I also dont want them calling me. I didnt aply for such a loan and now I am having to go thru alot due to someone stealing my info.

Review: I had a loan through cash net they proceeded to call multiple times at my job after being told numerous times I could not take personal calls. We are talking 4 or 5 calls a dfay for weeks. They also called once and told an employee under me how much my lkoan was for.Desired Settlement: My loan should be forgiven as well as any monies paid to this company refunded. This is beyond breaking laws. I also seek an additional 5000 for brewaking privacy laws, I had to leave that job.

Review: I put a 160.00 on a money pack for a loan I want my 160.00 backDesired Settlement: Like my money back