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Cash Yes

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Cash Yes Reviews (19)

Review: has come to my attention that cashyes.com is not licensed to lend in the State of Ohio. In August 2012 I applied for and received a loan from cashyes.com in the amount of 800.00 unaware that the company did not have a license to lend or solicit loans to residents of the State of Ohio. I learned this through the State of Ohio Attorney General's office. I received the 800.00 and paid back the sum of $2,815.00.

At this time, I am requesting an immediate refund of the overpayment of the excessive interest rate illegally charged by cashyes.com

Please issue a check in the amount of $2,015.00 and mail to my home address of:Desired Settlement: I emailed my concerns to www.cashyes.com and received an email back from a company called [redacted] in [redacted] ND stating that cashyes acted within the laws of Belize and they are a legal entity and will not refund my overpayment ([email protected]

Review: I called a different company for a short term loan and they got on the phone. I thought I was talking to the other company. I noticed on the first debit it said a different name. They told me the total loan was for 920.00. they would take 120.00 out a week until paid. No invoices were sent and I called today thinking it was almost paid and they told me I still owe 805.00...That is not possible that I paid 805.00 and I owe 115. and I want them to take it out today and close. They wouldn't and said it was all processing fees with extensions. I have no idea what they are talking about and I don't know what to do. The first payment was 5/23/13 and I paid every week. my next payment is due 7/5/13 and that would make it 920.00 exactly. They say I still have to pay 805.00Desired Settlement: I just want to pay the 115.00 and close out the loan for 920.00

Review: I took a loan online/over the phone with company called CASH YES on 5/25/2013, they approved me to take a loan of $500.00 the customer service representative from CASH YES said that INTEREST ONLY fees for this amount of loan was $75.00 bi-weekly and they would take this fee electronically from my account as an autorized debit, this fee is only to roll over the loan for another two weeks, and that when I am ready to pay off I could call them and have them withdrawal the full amount plus any fees due, I agreed to these terms and they direct deposit the $500.00 in my checking account a couple days after. The first payment was taken out on 6/5/2013 when I got my direct deposit from work as we had agreed CASH YES took payment of $75.00. On my second due date on 6/19/2013 CASH YES took $150.00 out of my checking account and I called to see why they had taken so much out, they told me that it was because my fee goes up if I dont make the payment in full by the first due date, I was NEVER told this when I originally took the loan out, I am paying $150.00 dollars bi-weekly INTEREST ONLY on a $500.00 dollar loan, I NEVER agreed to these terms and I belive that if I would of known the fee was that high I would of never taken out this loan on the first place. I have called CASH YES numerous times regarding this matter but they will not help me, they never provided me with a copy of my contract which they said they would email and they wont provide me with the recording when I agreed to the terms of the loan, they are very unprofessional and I can hear the customer service representatives and supervisors laugh on the other end of the line when I called to complain and resolve this matter, I asked for a copy of my contract and recording numerous times and they refuse to give those to me. I believed that I was lied to by CASH YES. I cannot afford to pay so much interest. They lied and wont provide me with a copy of my contract.Desired Settlement: I would like for CASH YES to follow our over the phone agreement when I first took out he loan, and charge me the amount I was told I would be charged which is $75.00 bi-weekly, Interest only, until I can afford to pay my $500.00 loan off. And I would like for CASH YES to refund me the EXTRA amount they have already withdrawal from my checking account, or apply this EXTRA FEES to the principal of the loan. Thank you.

Review: Over changing for a payday loan. We paid over 500 dollars on a 750 dollar loan. We requested payments.

But the term and condition changed as we went along. This company would tell you one thing by phone

but write something else on paper. We tried to pay off the entirement of 975 dollars which this was on 03/14/2013

we could not get a confirmation number that this amount was paid in full. Just on March 01/2013

we paid this company 275 out of our checking account. But this matter is still not settle.Desired Settlement: We want a refund of 250 back in our account!!

Review: When you fisrt go onto this company website it does not state that they are a Pay Day Loan Business. They say that they are a loan company. I went through the application process and asked for a $500 loan. This loan was only because I needed a good faith deposit for a home that I wanted and I thought that by my next pay period it would have another offer. The young lady told me "oh, you qualify for $650" at first I was reluctant to accept it because I only needed $350 to handle my business. They didn't deposit the money the same or next day, instead they waited until two days later. I asked the young lady what was the total of the loan? She told me $840 after taxes and fees. I recieve a message that $97 would be taken out of my bank account three days after I received the money. I called and asked " Why am I paying for a loan that I have only had 72 hours"? I was told that I was getting a discount and that $197 would be taken out of my bank account every pay period. I asked, how much so does that pay my balance down to $650? The representative told me , No! That comes out every two weeks and that just for interest and fees. I called again after I almost hit the floor and asked if a [redacted] shop charges $120 month on that amount why are you'll charging that outrageous amount every two weeks and it doesn't pay for anything? $400 a month on a $650 loan is USURY. I read over the contract and it gives you a chart but the chart doen't tell the consumer that they charges are every two weeks if they did tell people that then they business wouldn't exist. I have good enough credit to go to my three personal banks and get a loan. I'm not the kind of person that can't obtain anything. I'm the person that leaves my house at 6am and get home from work at 4:45/5 Monday thru Friday and everything is closed when I get off. I should have just waited those 4 days and went somewhere else. If I have to give someone my new house payment bill a month for a $650 loan that I could have got from a relative for free or a check cashing place. I called yesterday and asked various questions and the first thing told to me in my payment arrangements clause it stated that no partial payment excepted when I didn't even ask about a partial payment. I was told that this was a quick fix place not a real extended loan establishment. My point exactually why don't the website nor the representative exert that to protential customers. They are a scam establishment and the are also swithing and baiting.Desired Settlement: I want to pay the $650 back in a 4week installment without those USURY service charges and fees. They have already got $97 in fees and interest within the first 72 hours of given a loan that was suppose to be the same day and was three that should count for something. They charge me interest and fees for days that I didn't even have the money it was still being processed. CHARGES FILED IN COURT FOR SWITHING AND BAITING AND USURY!

+1

Review: I agreed to a loan with cash Yes whom I though was a legit lending service operating out of California. I recieved an e-mail, no other written form of communication, that my loan was sold to [redacted] which claims to be a tribal lending services located on tribal grounds some where in the United states of America. This company address states that it is located North Dakota, However after doing some digging the contact numbers are the same. I have read previous complaints against them and I feel as though they are being dishonest and are never going to go away even thouugh I have uphelad my oriiginal loan contract with Cash Yes. This companies are one in the same and are using different names to get around the law.Desired Settlement: I would like to recieve an invoice for settlement and no further contact.

Review: There are several issues. This company is calling me at work. This company is overcharging me and pulling funds from my checking account that have not been agreed upon. This companies billing practices are completly unethical. I have already paid them 200% of what I originallyborrowed and the amout remains unchanged! I have called their office to ask them to be fair and collect what I agreed upon and they refused. Now they are calling me at my office all times of day and leaving threatening messages on my work phone. I am being harrassed day and night at my office. I never gave them permission to call me at work.Desired Settlement: I am asking that they contact my lawyer and not me at this point.

Review: Cash yes is an online lender that is not licensed in the state of RI. Therefore, it is not allowed to charge interest and fees on loans. I received a loan from them in the amount of $1250 and paid a total of $3347.50 in fees/interest. I requested they send that money to me via check and they have not refunded anything. They claim to operate out of Belize but clearly that is not true.Desired Settlement: I want all money that I over paid refunded immediately!!

Review: Cash yes forward my account to a collection agency [redacted] and I made payment arrangements with the collection agency and the debt was paid and settle last year with the collection agency. Since that time I have had three different people from legal departments calling threatening legal action agaist me regarding the debt with cash yes. Each time I fax the letter from the collection agency stating the debt is settled, when I think its over here is someone else calling on behalf of cash yes threatening legal action against me for fraud if I dont pay. The last person called 5/7/14 [redacted] phone number ###-###-#### stating the same thing threatening to take legal action against me regarding this debt. per the collection agency [redacted] no one should be contacting me regarding this debt. I am sick of Cash Yes forwarding my account to different collection agenicies when the account has been settled with the original collection agency they forward it too.Desired Settlement: For collection agencies to stop contacting on behalf of cash yes

Review: they have taken out more than they were supposed to after the loan was completly paid back. they took 125.00.Desired Settlement: I want the monies put back into my bank acct.

Review: I contacted this company because I was injuried at home with my wrist. I contacted this company and asked if they could help out because my check is not going to be very big because I lost 2 days pay. The company said we already helped you we can't help again. I feel this company is worthless and money hungry. This company is a payday loan which I have been paying on. All it collects is tons of interest and doesn't take much for the principle. I feel this company in no way is willing to help. I feel the public needs to be aware of their money hungry ways. I will not recommend people using them. I also contacted my bank in this matter.Desired Settlement: I would like them to work with me and not take so much interest instead of towards the principle. I used other payday loans and they have helped me in this situation.

Review: I had obtained a pay day loan through cash yes. I later found out that the company is not licensed to sell pay day loans and in the state of CT pay day loans are illegal. This is an unethical and illegal form of business. I would like to have extension fees reimbursed from this company.Desired Settlement: I would like to have extension fees reimbursed from this company.

Review: I borrowed $400.00 from this payday co.I had to pay first payment as a fee of $120.00 my next three payments were for $240.00 which I paid for three months.then I had to make a payment

for $290.00. monies had gotten tight and I contacted them in Nov.2013 to see if I was paid up,I was told no!then my acct.was hacked. so far I had

paid them $1,130.00 they cont. to call me and said they were sueing me and taking it to claims court. I had called them again and told them I paid them more then the loan,I was told it wasn't paid off yet.

thats when they got nasty and threaten us with lawyers and court/wage garnishments. I was also told they only see last payment of $290.00 BUT I HAVE ALL MY BANK STATEMENTS

they wanted me to settle in the amount $770.00Desired Settlement: I believe it's paid,want them to accept that and not harrase me and close this loan with letter stating that PAID IN FULL STOP threathing me

Review: Harassing phone call to me, my employer, famil members regarding an criminal lawsuit against and judgement. I am on disability I ask the representative [redacted] for their company address.he calls from a New York telephone number ###-###-####. He refused to give the address yelled and screamed at me I ended the call he called back several times and then call my father and brother.Desired Settlement: All correspondence through mail violation of my consumer and privacy rights.

Review: I agree to take a loan out with this company. The fees and unexpected chargers were different then the pay back amount that I agree to. I contacted this company for 3days and asked for a manager to return my call, this never happened. Every time I called the manager of course was not there, no matter what time I called. After I realized they were not concerned with my issue, I asked them to take out the entire amount that I owed from my checking account. Well that didn't happen, they only took out fees and extra charges that no one could explain,so that way I would owe them another $200 outside of my loan amount.Desired Settlement: I want the fees an other chargers that I did not agree to paying returned to me $181.00 . This company is a rip off! And should not be in business!

Review: I took out a 1000 dollar loan from Cashyes.com on june 15, 2012. They are continuing to takemoney out of my account monthly for the past year. They claim that I still owe them 600.00 dollars and will continue to pay over 300 in interest and fees monthly until I am able to pay the remaining balance, three days after they debit my account for the interest and fees. This is an impossible task. I have paid this company 6,520 dollars toward a 1000 dollar loan.Desired Settlement: I have paid this company 7 times what I owe them. I not only want to NOT have to pay them anymore, but I also a government sanction to be put on this company. This can not be legal. I understand pay day loans are risky and not a good fiancial choice, however, this is taking advantage of those that are struggling with this economy. And should not be acceptable

Review: Cash Yes is not licensed in the State of Florida. Company has debited account for $1,137.50 more than what the law allows for. Cash Yes has not responded to request to revoke ACH authorization and voluntary wage assignments.Desired Settlement: I request a refund in the amount of $1,137.50 and a paid in full letter on the account.

Review: I asked. Cash yes.for. A loan of. $300. And they gave it to me so I I so far I pay all the money back that I old them in but they still keep going into my account so so far they collected $645 offer me so far I tried to call him and asked him what was going on I could never get in contact with them I tried to call your phone number was the wrong number I tried to email them to never email me back I tried to [redacted] my balance date never gave me balance they have never did anything they never even try to get in contact withDesired Settlement: I tried to call him on the phone they never return my phone call I tried to email them they never return my email [redacted] never even gave me a balance there how much I owe anything you never gave me anything they won't call they won't email and every time I try to call them it's the wrong number or I get a computer or I get a number to someone's house him they never try to contact me so I don't know what's going on with them and they still take and they still taking money out of my checking account and [redacted] had a long company to go into my checking account which I did not approve open loan company I'm sorry not [redacted] me but a collection agency to go into my checking account which I did not approve of them but they did it anyway it's called first novel something I don't know the other name but they took money $95 out of my account

Review: I took out an loan for $800.00 and was told verbablly what my payment would be, they took the first payment out less than two weks after receiving funds. Now, they said my payment is now doubled from the amount. I asked for something in writing showing the the payment was. they sent ne a loan agreement form, which I never received prior to receiving funds. They said that I signed it, electonrically otherwise they would not have given the loan. I would not have gone through with this loan if I was told or it was disclosed to me upfront showing what the APR was. I don't know how they can get away with having that high of an APR, when the statue of limitation on real estate loans is aroung 16-18%. Now they transferred my account to their recovery dept., which I was not made aware of. I'm not trying to get out of paying them what I borrowered, but I think they should have disclosed this agreement to me, also, in the agreement I have a right to rescind, which I would have if I had received this agreement, or they should have made this aware to me over the phone.

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Description: Payday Loans, Loans

Address: PO Box 96503, #15050, Washington, District of Columbia, United States, 20090-6503

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