Chuck Hughes Inner Circle

I did sign up. They didn't run my credit card until the seven days cancel expired. I did request cancellation within the next seven days they refused
My mom doubled her money in the six months before Corona Virus. I signed up as we first heard about Corona Virus.
Chuck Hughes service casually mentions "get out of a trade with a small 20% loss". This service we subscribed to should have recognized how drastically the market changed.

As novice traders we didn't exit until down 60-70%.

The high pressure sales people are "Sub contractors". I signed up and gave my credit card number. No charge was made until after seven days. Within the next seven days I had a conversation with the number 2 in the organization and he agreed to put my account "on hold". Two weeks later I definitely wanted a refund, was told how unethical I am by the subcontractor. After that I filed with my credit card company. I lost because the request wasn't within the original seven days.

Here's a thought. Cancellations might (always will) be much higher once "consideration" (money) has been paid. And since Consideration (money) is ESSENTIAL for an agreement to be enforceable was this really a Contract.

Shouldn't the seven days right to cancel START after the money changes hands.

I'm appealing the decision by the credit card company and I'm no lawyer but I think that holding off the credit card charge until the cancellation expires constitutes fraud.

On June 24, 2019 I received a sales call from *** who introduced an opportunity to make a lot of money in options trading based on recommendations by a trader (Chuck Hughes) whose winning record is about 95%.I indicated I will be interested if I win, they win, if I lose, they lose or at least, I don't pay.*** did not accept and continued his aggressive sales pitch and the exorbitant price. I requested the conversation to be recorded but *** refused.That seemed very odd to me, taking a very high but not recording the call'A guarantee of refunding the money was mentioned if, within a year, the published recommendations lost money. This sounded to me like a money back guarantee.Finally, I agreed to enter 'the inner circle? for $*** per two years. Again, I requested a recording of the conversation and was refused. That night, I could not sleep, got sick and decided to cancel the subscription. I called back the next day to try and get out of the 'circle'. After several calls I was referred to ***. All my efforts to unsubscribe and get a refund were rejected.I tried one recommendation and lost money on it. Now, I got really stressed.I issued a dispute with AMEX ? it was rejected several times.Per AMEX advice I called back to try get a refund and was referred to *** ('***') who also refused to hear my reasoning that the service is not for me (I am unemployed and on Social Security), it is too stressful for me, etc.***, who initially refused refund as "the contract cannot be broken" offered a resolution by switching my service to "***" - an offer that DOES involve breaking the original contract.I refused as it did not address the issue.Following this saga, I got more stressed and depressed and my health started deteriorating noticeably - On October 3 I was hospitalized following a neurological episode.The web Inner Circle web site DOES indicate that the service is not for everyone, but the company DOES NOT follow this concept in practice.Product_Or_Service: Chuck Hughes Inner Circle subscription