Cobalt Credit Services LLC

Complaint: [redacted] I am rejecting this response because: it was not true my credit score went from to My credit score has never been to (not even below in the last months)It is one reason I filed this complaintBusiness owner is dishonest and never tells the truth because this can easily be verified who is telling the truthFurthermore, this company, with the exception of Transunion that it managed to remove collection accounts, and from Equifax, my credit score went from to because I took out a loan of $5,from my 401K to pay off all my outstanding credit card bills to reduce my credit utilization from 97% to 17% (which weighs 30% of my credit score calculation) and even before his could remove the collection accounts, my score had jumped to I dare this scammer to show proof of his claim that my credit score went from to with removing collection account on my Transunion file when collection accounts only account for 10% of total credit score weightThe math even shows you don't get nearly points if EVEN you remove collection accountHe is exposed!!! Here's what he is not telling all, total amount of collection account removed was $but by then I had paid nearly $to him and counting with no end in sightWhat a scam!! Attached are screenshots of my credit reports for Equifax and Transunion as of March 8, when I contacted this businessLies exposedThe 3rd report shows my credit report with clearl message beneath collaborating my statements that I have kept my credit balances low I also have email evidence telling this firm the the I took loan to pay all my credit card debts way before one delete was realizedI will expose his deceptions and lies as I have done herePlease disregard his continual statements and downgrade his ratings to warn innocent folksThank you Sincerely, [redacted]

[redacted] has been issued a full refund and my attorney send him a request to cease and desist [redacted] keeps harassing myself and our company and has been issued a full refund after achieving amazing resultsThis is a sad sad scam artist that wasn't able to maintain his own credit for years until he came to our companyWe have sent him a full refund and he is not legally allowed to have contact with our company, even through a 3rd partyThis is a scammer and we will not continue to cater to his uneducated complaints

This client's credit score went from to in daysThe client was upset because they heard they could do this on their ownSo they received a full refund and we will be reversing the work we did on their account
We are 100% compliant with Federal and State Credit Repair LawsWe are one
of companies in WA state that are registered with NACSO
This complaint was 100% unfounded and I'd like to request it be removed

[redacted] has been issued a full refund and my attorney send him a request to cease and desist. [redacted] keeps harassing myself and our company and has been issued a full refund after achieving amazing results. This is a sad sad scam artist that wasn't able to maintain his own credit for years until he came to our company. We have sent him a full refund and he is not legally allowed to have contact with our company, even through a 3rd party. This is a scammer and we will not continue to cater to his uneducated complaints.

Complaint: [redacted]
I am rejecting this response because: Jesse R[redacted], self-acclaimed number one credit repairer in the nation and who believes removing 1 collection account from his client's Equifax report shoots his client's credit from 519 to 699 is a fraud, liar, grossly unprofessional and highly unethical sales man. I have exposed him with my earlier detailed report about his attempt to bribe, and which he did, by issuing me full refund against my wishes in exchange for me to reverse this complaint and others. I have submitted prove so I stand by my statements. I also say to all, that, he is a a con artist who says in one email that he charges $7,500 per hour training companies yet in another email he tells me he operates as NGO and makes nothing. Also, he keeps slandering [redacted] law firm in his private videos to me and his emails unsolicited so as to dissuade others for going there. Let's face it, he says he has been in business for 11yrs (this number has changes 2x in his emails to me because he has also quoted 8yrs), and he tells others in has staff he handles but then says to me he does this by himself with ONE staff yet he wants us to believe he is bigger, better and most loved by the nation than [redacted] law firm, a firm I will reach out to with his slander about them. I have submitted evidence so please, Revdex.com read and draw conclusions who is lying. And in his last minute resort to try to stop me or force me to withdraw this cause has been to hire an attorney to threaten me with letters and lawsuit which I am glad he did because it is an opportunity for him to taste the bitterness of paying money to someone for doing nothing. Please Revdex.com, my statements and supporting evidences are in my earlier report to you and I request review and immediate downgrade of this business. Finally, he is huge prove of his lies again. Per his lies that his work shot my credit score up, and that he would reverse his work after issuing full refund, he went through this threat. And earlier, he showed prove that he removed a collection account on my Equifax file - the only account he removed - but as of this morning that account has been reinstated as in collection. With this development, one will expect that my credit score will be back to 519 (or the 619 he corrected) but the truth is in the pudding, my credit score dropped by 1 insignificant point! What an exposed FRAUDSTER and LIAR!! Please see attachments. Let's take note that this scammer has not provided Revdex.com with a single evidence to support his attacks on me, at least I have proven his bribing act, lies, and unprofessional conduct which I fully intend to share with [redacted] Law firm.Sincerely,[redacted]

Complaint: [redacted]I am rejecting this response because: it was not true my credit score went from 519 to 699. My credit score has never been to 519 (not even below 600 in the last 12 months). It is one reason I filed this complaint. Business owner is dishonest and never tells the truth because this can easily be verified who is telling the truth. Furthermore, this company, with the exception of Transunion that it managed to remove 4 collection accounts, and 1 from Equifax, my credit score went from 619 to 698 because I took out a loan of $5,000 from my 401K to pay off all my outstanding credit card bills to reduce my credit utilization from 97% to 17% (which weighs 30% of my credit score calculation) and even before his could remove the 4 collection accounts, my score had jumped to 698. I dare this scammer to show proof of his claim that my credit score went from 519 to 699 with removing 4 collection account on my Transunion file when collection accounts only account for 10% of total credit score weight. The math even shows you don't get nearly 200 points if EVEN you remove 10 collection account. He is exposed!!! Here's what he is not telling all, total amount of collection account removed was $320 but by then I had paid nearly $700 to him and counting with no end in sight. What a scam!!
Attached are screenshots of my credit reports for Equifax and Transunion as of March 8, 2016 when I contacted this business. Lies exposed. The 3rd report shows my credit report with clearl message beneath collaborating my statements that I have kept my credit balances low ... I also have email evidence telling this firm the the I took loan to pay all my credit card debts way before one delete was realized. I will expose his deceptions and lies as I have done here. Please disregard his continual false statements and downgrade his ratings to warn innocent folks. Thank you.
Sincerely,[redacted]