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Collection Services, Inc.

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Collection Services, Inc. Reviews (1)

a.k.a. "GULF COAST COLLECTION BUREAU" (former name).

These people are snakes. I phoned them about a bill from Gulf Power that I wasn't aware existed until I checked my Experian credit report. I offered to pay the bill, in return for a courtesy deletion. The response was that they do not do courtesy deletions (pay for delete). I therefore went to the original creditor: Gulf Power and paid the bill in full. Gulf Power then reported to the credit bureau that the debt was paid.

At this point, the collection bureau added the debt which had already been paid AND reported to the collection agency as being paid to the other two credit bureaus as delinquent, causing a major hit to my credit score on both. I disputed the debt with all three bureaus and got the record deleted from all three. Apparently they were upset that I paid the original creditor, and this was the way they "got even." I reported them to the Florida Attorney General's office, as well as the Department of Business and Professional Regulation.

My advice to anybody who has a debt listed with this agency is to never contact them; if you intend to pay the debt, pay the original creditor. If they late-list you with other bureaus, dispute the listings and report them to the above two agencies. At some point in time, you have to stand up to malpractice.

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