I tried to explain to the lady today when she called the first time that we do not buy accounts Water, gas & Light turned the account over to us for collections Apparently shave believes that Collection accounts are installment accountsThe onlt time when we have someone setup installments after the individual is served with a "complaint" issued from court house and a "consent" form is signed to avoid a "defaut judgment I asked to please come by the office tomorrow morning (thursday) with a copy of her credit file so that I can explain it to herShe called back again within a few hours and I told the collector that I have already spoken to her [redacted] ** ***, President
It is our company policy that when a new account is placed n our office for collections we allow days for a payment in full to keep off the credit file; however, within that day period if an agreeable payment plan is established and kept we will keep of the fileOne of the accounts in
question we received on 7/8/A $payment plan was establishedPayments were made in for $in Sept, Oct, Nov Dec, and January and the next payment was made on September 10, The payment plan was broken by her. A second account was placed in our office on 9/8/and not paid until September 10, (one year later) at which time it was paid in full Just like any tradeline that goes into defaultf she had maintained her payment plan of $50/month the collections would never have appeared on her credit file We have a company policy and we will not bendThese bad debts are treated just like a trade line that has been written of* ***, owner
Revdex.com:
I have reviewed the response made by the business in reference to complaint ID ***, and have determined that this proposed action would not resolve my complaint. For your reference, details of the offer I reviewed appear below.While I appreciate what has been stated, Union Credit did not explain their policies prior to nor after paymentWhen I called inquiring about having the submission removed from my credit report, I was told it was illegal to do soI was not told it was not their policyI was told this was an illegal practice and they would not do thisI was also told this prior to anyone checking on my specific account to determine its' statusThis is a violation of the FCRA.
Regards,
*** ***
MSCAME TO OFFICE AND SHOWED ME WHAT SHE WAS TALKING ABOUTSHE WAS RIGHT I CALLED EXPERIAN AND AFTER THEY LOOKED AT THE ACCOUNT IN DEPTH THEY TOLD ME THAT MY CLIENT GAVE IT TO ME LIKE THAT AND THAT I NEEDED TO GO INTO e-OSCAR AND REMOVE THE SO ACCOUNT WILL NOT REPORT tHIS WE HAVE DONE; HOWEVER, BECAUSE SHE HAS DISPUTED THE ACCOUNT AND THE ACCOUNT HAS BEEN REPORTED TO THE BUREAUS MOST OF THE TIME THE ACCOUNT WILL NOT UP DATE BECAUSE OF THIS FACTOR WE HAVE REQUESTED FROM E-OSCAR TO DELETE THIS ACCOUNT iT CAN TAKE A FEW WEEKS FOR THIS TO OCCURWE HAVE A COPY OF OUR REQUEST IN THE OFFICE IF mS*** WOULD LKIE TO COME B Y OUR OFFICE yESTERDAY I DID ASK HER TO CALL ME BACK THE BEGINNING OFNEXT WEEK ON THIS
[A default letter is provided here which indicates your acceptance of the business's response. If you wish, you may update it before sending it.]
Revdex.com:
I have reviewed the response made by the business in reference to complaint ID [redacted], and find that this resolution would be satisfactory to me. I will wait for the business to perform this action and, if it does, will consider this complaint resolved.
Regards,
[redacted]
I tried to explain to the lady today when she called the first time that we do not buy accounts. Water, gas & Light turned the account over to us for collections. Apparently shave believes that Collection accounts are installment accounts. The onlt time when we have...
someone setup installments after the individual is served with a "complaint" issued from court house and a "consent" form is signed to avoid a "defaut judgment. I asked to please come by the office tomorrow morning (thursday) with a copy of her credit file so that I can explain it to her. She called back again within a few hours and I told the collector that I have already spoken to her.
[redacted], President
Revdex.com:
I have reviewed the response made by the business in reference to complaint ID [redacted], and have determined that this proposed action would not resolve my complaint. For your reference, details of the offer I reviewed appear below.[Provide details of why you are not satisfied with this resolution.]
Regards,
[redacted]
I went Union Credit Corporation on 07/09/2015, I spoke with Mr.[redacted] he stated that they are not reporting the 51 month Term. He stated that this error must be on Experian behalf. I call Experian on 07/09/2015 they stated that Union Credit Corporation is in fact reporting this account as a 51 month term installment . This account should be removed ASAP due to this company verifying incorrect information Twice. They have violated the Fair Credit Report act twice by verifying incorrect information. They are misleading make this account look as an installment when it's not. This account should be removed from my credit report.
I tried to explain to the lady today when she called the first time that we do not buy accounts Water, gas & Light turned the account over to us for collections Apparently shave believes that Collection accounts are installment accountsThe onlt time when we have someone setup installments after the individual is served with a "complaint" issued from court house and a "consent" form is signed to avoid a "defaut judgment I asked to please come by the office tomorrow morning (thursday) with a copy of her credit file so that I can explain it to herShe called back again within a few hours and I told the collector that I have already spoken to her [redacted] ** ***, President
It is our company policy that when a new account is placed n our office for collections we allow days for a payment in full to keep off the credit file; however, within that day period if an agreeable payment plan is established and kept we will keep of the fileOne of the accounts in
* ***, owner
question we received on 7/8/A $payment plan was establishedPayments were made in for $in Sept, Oct, Nov Dec, and January and the next payment was made on September 10, The payment plan was broken by her. A second account was placed in our office on 9/8/and not paid until September 10, (one year later) at which time it was paid in full Just like any tradeline that goes into defaultf she had maintained her payment plan of $50/month the collections would never have appeared on her credit file We have a company policy and we will not bendThese bad debts are treated just like a trade line that has been written of
Revdex.com:
I have reviewed the response made by the business in reference to complaint ID ***, and have determined that this proposed action would not resolve my complaint. For your reference, details of the offer I reviewed appear below.While I appreciate what has been stated, Union Credit did not explain their policies prior to nor after paymentWhen I called inquiring about having the submission removed from my credit report, I was told it was illegal to do soI was not told it was not their policyI was told this was an illegal practice and they would not do thisI was also told this prior to anyone checking on my specific account to determine its' statusThis is a violation of the FCRA.
Regards,
*** ***
MSCAME TO OFFICE AND SHOWED ME WHAT SHE WAS TALKING ABOUTSHE WAS RIGHT I CALLED EXPERIAN AND AFTER THEY LOOKED AT THE ACCOUNT IN DEPTH THEY TOLD ME THAT MY CLIENT GAVE IT TO ME LIKE THAT AND THAT I NEEDED TO GO INTO e-OSCAR AND REMOVE THE SO ACCOUNT WILL NOT REPORT tHIS WE HAVE DONE; HOWEVER, BECAUSE SHE HAS DISPUTED THE ACCOUNT AND THE ACCOUNT HAS BEEN REPORTED TO THE BUREAUS MOST OF THE TIME THE ACCOUNT WILL NOT UP DATE BECAUSE OF THIS FACTOR WE HAVE REQUESTED FROM E-OSCAR TO DELETE THIS ACCOUNT iT CAN TAKE A FEW WEEKS FOR THIS TO OCCURWE HAVE A COPY OF OUR REQUEST IN THE OFFICE IF mS*** WOULD LKIE TO COME B Y OUR OFFICE yESTERDAY I DID ASK HER TO CALL ME BACK THE BEGINNING OFNEXT WEEK ON THIS
[A default letter is provided here which indicates your acceptance of the business's response. If you wish, you may update it before sending it.]
Revdex.com:
I have reviewed the response made by the business in reference to complaint ID [redacted], and find that this resolution would be satisfactory to me. I will wait for the business to perform this action and, if it does, will consider this complaint resolved.
Regards,
[redacted]
I tried to explain to the lady today when she called the first time that we do not buy accounts. Water, gas & Light turned the account over to us for collections. Apparently shave believes that Collection accounts are installment accounts. The onlt time when we have...
someone setup installments after the individual is served with a "complaint" issued from court house and a "consent" form is signed to avoid a "defaut judgment. I asked to please come by the office tomorrow morning (thursday) with a copy of her credit file so that I can explain it to her. She called back again within a few hours and I told the collector that I have already spoken to her.
[redacted], President
Revdex.com:
I have reviewed the response made by the business in reference to complaint ID [redacted], and have determined that this proposed action would not resolve my complaint. For your reference, details of the offer I reviewed appear below.[Provide details of why you are not satisfied with this resolution.]
Regards,
[redacted]
I went Union Credit Corporation on 07/09/2015, I spoke with Mr.[redacted] he stated that they are not reporting the 51 month Term. He stated that this error must be on Experian behalf. I call Experian on 07/09/2015 they stated that Union Credit Corporation is in fact reporting this account as a 51 month term installment . This account should be removed ASAP due to this company verifying incorrect information Twice. They have violated the Fair Credit Report act twice by verifying incorrect information. They are misleading make this account look as an installment when it's not. This account should be removed from my credit report.