As stated earlier, this debt was paid years ago without this issue arising, despite the fact that the claim was always in an individual's name If he would like to provide us some evidence we would certainly reconsider our opinion He has not attempted to explain why he is raising this issue now for the first timeHe has not even provided the name of the business or what type of entity it is
This account was paid in September, We no longer have a copy of the lease that the debt was based upon We would not have entered ***'s name on the account if he had not been a party to the lease I don't know why he claims we cannot put this on his credit report if it was related to a business If he claims he did not sign the lease, that is one thing But I do not believe he denies signing the lease, he is just under the misunderstanding that credit reporting is only for consumer transactions It is for all debt owed by individuals, whether for a business purpose or consumer purpose
The debt we are attempting to collect is for the Stone Canyon Apartments. We are basically a messenger from the landlord. If Ms*** believes she is being wrongfully charged, then her complaint should be directed to the company that asked us to collect the money. There is not a
law in Colorado that gives you days to change your mind on a lease. I don't even know if the claims she is making are relevant to the debt we are trying to collect. We know of no reason to close this account. We are not acting illegally
Revdex.com:
I have reviewed the response made by the business in reference to complaint ID ***, and find that this resolution is satisfactory to me
Sincerely,
*** ***
We first attempted to contact this person in 2011. We were successful in reaching her in at which time she and the other responsible person sent us a letter threatening to sue us for attempting to collect the debt but never said why the money was not owing. We did send them
documentation of the debt at that time. Since then, they have never contacted our office or sent us any documentation as to why the money is not owing. They have notified the credit bureaus that the debt arose as a result of identity theft, but that is a change in the story from when they first contacted us, and no evidence has been provided. Normally, someone asserting identity theft will send us an example of their signature so we can compare it to the one on the contract we are collecting on. Tell us why here
The business is its own entity and it is not a personal Debt, the owner of the original debt called the company to ask them to correct the informationShe explained to me that she was told that the collection company this is a business Debt not mine, she was told it would remainThis is not mine and as my understanding of the law is unlawfully reporting on my credit Business debts should be reported to *** *** *** and *** *** *** not onto my credit.
Complaint: ***
I am rejecting this response because:
Sincerely,
*** ***
As stated earlier, this debt was paid years ago without this issue arising, despite the fact that the claim was always in an individual's name. If he would like to provide us some evidence we would certainly reconsider our opinion. He has not attempted to explain why he is raising this issue now for the first time. He has not even provided the name of the business or what type of entity it is.
We have a valid court judgment against this person, and we do have a right to attempt to verify her employment. We do take steps to avoid improper use of her social security number. If she is so concerned about this, perhaps she should pay her judgment so we will not have to continue...
with our investigation work. Isn't it interesting that even though she claims she never worked at the company we contacted, she immediately knew of our contact.
Complaint: [redacted]
I am rejecting this response because: What Mr. [redacted] stated over the phone is not true. He told me I had written and signed a letter stating I would agree to all payments to be made and Inwould find this at the [redacted] County court house. I went too retrieve all court documents and original leasing documents, the court had no letter written by me on file ever, and they also did not have an original Leasing agreement. I also have in the written statement I did not reside at this residence neither was I aware my name was on any of these documents. I was told by [redacted] to send proof he said nothing about the decision being made by a judge. Thank you.
Sincerely,
[redacted]
This account was paid in September, 2014. We no longer have a copy of the lease that the debt was based upon. We would not have entered [redacted]'s name on the account if he had not been a party to the lease. I don't know why he claims we cannot put this on his credit report if it was...
related to a business. If he claims he did not sign the lease, that is one thing. But I do not believe he denies signing the lease, he is just under the misunderstanding that credit reporting is only for consumer transactions. It is for all debt owed by individuals, whether for a business purpose or consumer purpose.
As we have repeatedly tried to explain to [redacted], a judgment against him was entered in [redacted] county back in 2012. That judgment was then assigned to our company for collection. [redacted] would need to ask the court to remove him from the judgment. It is true that [redacted] did...
not sign the lease that lists him and another person as tenants. However, there is evidence that [redacted] did live at the rental property and there are legal reasons that someone could be held liable on a lease even if they did not sign it. For instance, if a court finds that it is was the landlord and tenants' intention to have him be bound by the lease, and he took occupancy based upon that intention, [redacted] could be liable without ever signing the lease. It all depends on the circumstances. That is why [redacted] needed to go to court when he was sued back in 2012 if he did not think he was liable for this claim. The argument that he never signed the lease may or may not be enough to get him out of the judgment. It is up to the judge, not us.
Initial Business Response /* (1000, 5, 2015/11/16) */
We have on numerous occasions sent Ms. [redacted] documentation of the debt. In our last conversation with her on Nov. 11, 2015, we again agreed to send her documents, and we did mail them to her again. Our conversations with her have all been...
recorded. We can prove her claims about what we told her are simply lies. In Colorado, a spouse is jointly liable for all family expenses, such as rent. The information we have, which we have told Ms. [redacted] more than once, is that she was married and living at the rental property. That makes her liable on the lease even if she did not sign it.
As stated earlier, this debt was paid years ago without this issue arising, despite the fact that the claim was always in an individual's name If he would like to provide us some evidence we would certainly reconsider our opinion He has not attempted to explain why he is raising this issue now for the first timeHe has not even provided the name of the business or what type of entity it is
This account was paid in September, We no longer have a copy of the lease that the debt was based upon We would not have entered ***'s name on the account if he had not been a party to the lease I don't know why he claims we cannot put this on his credit report if it was related to a business If he claims he did not sign the lease, that is one thing But I do not believe he denies signing the lease, he is just under the misunderstanding that credit reporting is only for consumer transactions It is for all debt owed by individuals, whether for a business purpose or consumer purpose
We have already closed the account and notified MsBriggs The report of the claim to the credit bureaus has been deleted.Tell us why here
The debt we are attempting to collect is for the Stone Canyon Apartments. We are basically a messenger from the landlord. If Ms*** believes she is being wrongfully charged, then her complaint should be directed to the company that asked us to collect the money. There is not a
law in Colorado that gives you days to change your mind on a lease. I don't even know if the claims she is making are relevant to the debt we are trying to collect. We know of no reason to close this account. We are not acting illegally
Revdex.com:
I have reviewed the response made by the business in reference to complaint ID ***, and find that this resolution is satisfactory to me
Sincerely,
*** ***
We first attempted to contact this person in 2011. We were successful in reaching her in at which time she and the other responsible person sent us a letter threatening to sue us for attempting to collect the debt but never said why the money was not owing. We did send them
documentation of the debt at that time. Since then, they have never contacted our office or sent us any documentation as to why the money is not owing. They have notified the credit bureaus that the debt arose as a result of identity theft, but that is a change in the story from when they first contacted us, and no evidence has been provided. Normally, someone asserting identity theft will send us an example of their signature so we can compare it to the one on the contract we are collecting on. Tell us why here
The business is its own entity and it is not a personal Debt, the owner of the original debt called the company to ask them to correct the informationShe explained to me that she was told that the collection company this is a business Debt not mine, she was told it would remainThis is not mine and as my understanding of the law is unlawfully reporting on my credit Business debts should be reported to *** *** *** and *** *** *** not onto my credit.
Complaint: ***
I am rejecting this response because:
Sincerely,
*** ***
As stated earlier, this debt was paid years ago without this issue arising, despite the fact that the claim was always in an individual's name. If he would like to provide us some evidence we would certainly reconsider our opinion. He has not attempted to explain why he is raising this issue now for the first time. He has not even provided the name of the business or what type of entity it is.
We have a valid court judgment against this person, and we do have a right to attempt to verify her employment. We do take steps to avoid improper use of her social security number. If she is so concerned about this, perhaps she should pay her judgment so we will not have to continue...
with our investigation work. Isn't it interesting that even though she claims she never worked at the company we contacted, she immediately knew of our contact.
Complaint: [redacted]
I am rejecting this response because: What Mr. [redacted] stated over the phone is not true. He told me I had written and signed a letter stating I would agree to all payments to be made and Inwould find this at the [redacted] County court house. I went too retrieve all court documents and original leasing documents, the court had no letter written by me on file ever, and they also did not have an original Leasing agreement. I also have in the written statement I did not reside at this residence neither was I aware my name was on any of these documents. I was told by [redacted] to send proof he said nothing about the decision being made by a judge. Thank you.
Sincerely,
[redacted]
This account was paid in September, 2014. We no longer have a copy of the lease that the debt was based upon. We would not have entered [redacted]'s name on the account if he had not been a party to the lease. I don't know why he claims we cannot put this on his credit report if it was...
related to a business. If he claims he did not sign the lease, that is one thing. But I do not believe he denies signing the lease, he is just under the misunderstanding that credit reporting is only for consumer transactions. It is for all debt owed by individuals, whether for a business purpose or consumer purpose.
As we have repeatedly tried to explain to [redacted], a judgment against him was entered in [redacted] county back in 2012. That judgment was then assigned to our company for collection. [redacted] would need to ask the court to remove him from the judgment. It is true that [redacted] did...
not sign the lease that lists him and another person as tenants. However, there is evidence that [redacted] did live at the rental property and there are legal reasons that someone could be held liable on a lease even if they did not sign it. For instance, if a court finds that it is was the landlord and tenants' intention to have him be bound by the lease, and he took occupancy based upon that intention, [redacted] could be liable without ever signing the lease. It all depends on the circumstances. That is why [redacted] needed to go to court when he was sued back in 2012 if he did not think he was liable for this claim. The argument that he never signed the lease may or may not be enough to get him out of the judgment. It is up to the judge, not us.
We have already closed the account and notified Ms. Briggs. The report of the claim to the credit bureaus has been deleted.Tell us why here...
Initial Business Response /* (1000, 5, 2015/11/16) */
We have on numerous occasions sent Ms. [redacted] documentation of the debt. In our last conversation with her on Nov. 11, 2015, we again agreed to send her documents, and we did mail them to her again. Our conversations with her have all been...
recorded. We can prove her claims about what we told her are simply lies. In Colorado, a spouse is jointly liable for all family expenses, such as rent. The information we have, which we have told Ms. [redacted] more than once, is that she was married and living at the rental property. That makes her liable on the lease even if she did not sign it.