CopperLine Capital LLC

I am a home-based travel agent. This company never contacted me but they suddenly sent me an credit card on the mail. I never signed the agreement or received some phone call to ask me permission. They just made my account and sent it to me on the mail. I called and told them I am not comfortable what they did to me. The person said, "oh this is not a credit card, it is point card!" That is totally wrong. The card information said "Total Available: $77,796.77. I am very upset with them doing like this action to small companies.

I receive an unsolicited card in the mail describing their business financing program. It seemed promising as they claimed it was based on my business credit and not personal credit. The rates offered were competitive. After a brief application, I was contacted by their "partner" BFS Capital who asked for lots of information. Even after sending the information, they wanted more. After promising a quick response and no personal FICO score, they still ran my credit and could not provide a response in the time period specified. Moreover, I have no reason to believe that Copperline Capital is anymore than a clearinghouse that forwards your requests to an alternate funding source. This was disappointing and disturbing.

Underwriter not very helpful. Needed "paperwork" support exactly. No room for working out issues. Banks are more "forgiving" with less then critical documents..