[To assist us in bringing this matter to a close, you must give us a reason why you are rejecting the responseIf no reason is received your complaint will be closed as Assumed Answered] Complaint: [redacted] I am rejecting this response because:First of all, as I stated previously, I never received Credit World Services, Incresponse to my request for validation There is no evidence they mailed or that I received such documentation In addition, the postal service does not guarantee percent delivery on standard mailTo ensure proper delivery to Credit World Services, I sent my request by traceable mail At this point, Credit Worlds mere reporting the account as disputed does not satisfy the Texas Finance Code or Federal Debt Collection Practices Act I respectfully requesting that Credit World cease collection activity on account in question Also, I am making every effort to resolve this matter without presenting this case in a courtroom before a jury in my community Regards, [redacted] ***
Account was referred to CWS on 05/31/as a 2nd placement (that means it was at another agency prior to our placement) first initial validation letter was mailed to [redacted] Ln Mcalester, OK 74501, on 06/03/we were notified by the US Postal Service that they forwarded the letter to [redacted] * [redacted] McAlester, OK Other letters were mailed to the address on [redacted] on 07/5/16, 08/19/16, 09/20/16, and 10/21/no return mailPhone attempts were made to ###-###-#### until a party advised us that we had the wrong #01/06/CWS recveived an electronic dispute notification from Equifax credit reporting agency consumer claims "unaware", verification of the name, address, ss, dob, amount was sent back to Equifax credit reporting agency to communicate back to the consumerThe account was also updated to report as a dispute 03/22/CWS received another electronic dispute notification from Equifax credit reporting agency consumer claims "dispute current balance" "claims paid the original creditor before collection status" verification of the name, address, ss, dob, and verification that the amount was still owing (after clarification from the original creditor)was sent back to Equifax credit reporting agency to communicate back to the consumerNo change will be made to the credit reporting agency at this time [redacted] ***, Collection Manager Credit World Services, Inc
[To assist us in bringing this matter to a close, you must give us a reason why you are rejecting the responseIf no reason is received your complaint will be closed as Assumed Answered] Complaint: [redacted] I am rejecting this response because:First of all, I never received any response to my request for validation from Credit World, and there is no evidence that they mailed anything, or that I received anything from them At this point they have indeed violated my rights as a consumer I am making every effort to resolve this matter without presenting my case to a courtroom before a jury in my community I respectfully request that Credit World do the right thing and request deletion of the invalidated item from my credit reports Regards, [redacted] ***
According to our records Credit World Services mailed responding information on 03/18/to the consumer's address which was the same address as indicated here under Customer InformationCredit World Services has not received any return mail from that mailingCredit World Services notified the credit reporting agency on 03/08/to report this item as "account information disputed by consumer", no other actions are necessary
I will need the account #'s that are referenced on the credit report to locate the accounts in questionThank you, [redacted] ***
[To assist us in bringing this matter to a close, you must give us a reason why you are rejecting the responseIf no reason is received your complaint will be closed as Assumed Answered] Complaint: [redacted] I am rejecting this response because:First of all, as I stated previously, I never received Credit World Services, Incresponse to my request for validation There is no evidence they mailed or that I received such documentation In addition, the postal service does not guarantee percent delivery on standard mailTo ensure proper delivery to Credit World Services, I sent my request by traceable mail At this point, Credit Worlds mere reporting the account as disputed does not satisfy the Texas Finance Code or Federal Debt Collection Practices Act I respectfully requesting that Credit World cease collection activity on account in question Also, I am making every effort to resolve this matter without presenting this case in a courtroom before a jury in my community Regards, [redacted] ***
Account was referred to CWS on 05/31/as a 2nd placement (that means it was at another agency prior to our placement) first initial validation letter was mailed to [redacted] Ln Mcalester, OK 74501, on 06/03/we were notified by the US Postal Service that they forwarded the letter to [redacted] * [redacted] McAlester, OK Other letters were mailed to the address on [redacted] on 07/5/16, 08/19/16, 09/20/16, and 10/21/no return mailPhone attempts were made to ###-###-#### until a party advised us that we had the wrong #01/06/CWS recveived an electronic dispute notification from Equifax credit reporting agency consumer claims "unaware", verification of the name, address, ss, dob, amount was sent back to Equifax credit reporting agency to communicate back to the consumerThe account was also updated to report as a dispute 03/22/CWS received another electronic dispute notification from Equifax credit reporting agency consumer claims "dispute current balance" "claims paid the original creditor before collection status" verification of the name, address, ss, dob, and verification that the amount was still owing (after clarification from the original creditor)was sent back to Equifax credit reporting agency to communicate back to the consumerNo change will be made to the credit reporting agency at this time [redacted] ***, Collection Manager Credit World Services, Inc
[To assist us in bringing this matter to a close, you must give us a reason why you are rejecting the responseIf no reason is received your complaint will be closed as Assumed Answered] Complaint: [redacted] I am rejecting this response because:First of all, I never received any response to my request for validation from Credit World, and there is no evidence that they mailed anything, or that I received anything from them At this point they have indeed violated my rights as a consumer I am making every effort to resolve this matter without presenting my case to a courtroom before a jury in my community I respectfully request that Credit World do the right thing and request deletion of the invalidated item from my credit reports Regards, [redacted] ***
According to our records Credit World Services mailed responding information on 03/18/to the consumer's address which was the same address as indicated here under Customer InformationCredit World Services has not received any return mail from that mailingCredit World Services notified the credit reporting agency on 03/08/to report this item as "account information disputed by consumer", no other actions are necessary