Don't use Credit guard or be willing to hand over your moneyThis company uses all the classic sales techniques to get you to sign the agreement, including lies I used the program for months until I decided to terminate the agreement The intake "financial debt advisor" cleverly did not explain that my entire first payment goes to Credit guardI only found out after the first months payment to creditors was missed! The E-Signature docs are very easy, but beware of the fee breakdownsI was stuck with a $7/month fee for "coupon benefits"When I stated I never agreed to the fee, the supervisor said the fee was valid because the documents states I can cancel the benifits at any time Refunds take a day processing periodFor a company who helps those with debt, this period is rediculous CreditGuard will tell you they don't make any money from you, this is a lieyou will pay a fee depending on what state $25-$/ month for CG to process your payments Untrustworthy company and practices and will feed on those in need of debt assistanceBeware
Make sure they inform you that when they take your money, and close your Credit Card AccountsYou will have an (("" F - RATING ON YOUR CREDIT REPORT "")) , and you will not be able to get any credit for years to comeI went with them and they never told me that it will impossible to get any credit at all for yearsI stopped with them and paid my credit cards off myselfThey charged me $a month and only paid $on some of my credit cardsDo not believe they are Non Profit, that is a complete lie
I've been a participant with credit Guard of America for over a year now and the results have been very positive They have been very receptive to my questions and concerns I carefully monitor my account online And I am pleased with how things have progressed thus far I would recommend Credit Guard of America for any credit card/debt consolidation consideration
We have been a client since This company has officially helped us pay off all credit card debtThey also were helpful of giving us tips and guidance how to control our credit scores from here on outI have recommended, and will continue to recommend this company for those who do not have the knowledge/self control/ability to handle their own debt
This is a complete waste of timeCredit Guard of America works with 3rd party vendors who promises lots of things to enroll youThey promised to lower the interest rates for settlement however none of the creditors are accepting the offers to lower the interest rates however they close the accountsSo its a complete waste of time since they charge you for enrolling and you end with no benefits at allWhen I call the credit agencies they say account is closed and cant helpSome have said if you would have come directly to us we would have reduced the interest rateNow am paying the same interest rate with just paying service charge to credit guard of AmericaNo both dont take responsibilityNever go with credit guard of america or united credit solutions, their 3rd party
Don't use Credit guard or be willing to hand over your money. This company uses all the classic sales techniques to get you to sign the agreement, including lies.
I used the program for 22 months until I decided to terminate the agreement.
1. The intake "financial debt advisor" cleverly did not explain that my entire first payment goes to Credit guard. I only found out after the first months payment to creditors was missed!
2. The E-Signature docs are very easy, but beware of the fee breakdowns. I was stuck with a $7/month fee for "coupon benefits". When I stated I never agreed to the fee, the supervisor said the fee was valid because the documents states I can cancel the benifits at any time.
3. Refunds take a 65 day processing period. For a company who helps those with debt, this period is rediculous.
4. CreditGuard will tell you they don't make any money from you, this is a lie. you will pay a fee depending on what state $25-$60 / month for CG to process your payments.
Untrustworthy company and practices and will feed on those in need of debt assistance. Beware.
WORST COMPANY EVER. This company has absolutely ruined my credit. Every payment made to them they did not send promptly to the creditors, therefore putting me behind on 3 different credit cards. I canceled the first 2 months of joining as they didn't care to keep me by fixing issues.
Don't use Credit guard or be willing to hand over your moneyThis company uses all the classic sales techniques to get you to sign the agreement, including lies I used the program for months until I decided to terminate the agreement The intake "financial debt advisor" cleverly did not explain that my entire first payment goes to Credit guardI only found out after the first months payment to creditors was missed! The E-Signature docs are very easy, but beware of the fee breakdownsI was stuck with a $7/month fee for "coupon benefits"When I stated I never agreed to the fee, the supervisor said the fee was valid because the documents states I can cancel the benifits at any time Refunds take a day processing periodFor a company who helps those with debt, this period is rediculous CreditGuard will tell you they don't make any money from you, this is a lieyou will pay a fee depending on what state $25-$/ month for CG to process your payments Untrustworthy company and practices and will feed on those in need of debt assistanceBeware
Make sure they inform you that when they take your money, and close your Credit Card AccountsYou will have an (("" F - RATING ON YOUR CREDIT REPORT "")) , and you will not be able to get any credit for years to comeI went with them and they never told me that it will impossible to get any credit at all for yearsI stopped with them and paid my credit cards off myselfThey charged me $a month and only paid $on some of my credit cardsDo not believe they are Non Profit, that is a complete lie
ive been with them for about months no complaints yet
I've been a participant with credit Guard of America for over a year now and the results have been very positive They have been very receptive to my questions and concerns I carefully monitor my account online And I am pleased with how things have progressed thus far I would recommend Credit Guard of America for any credit card/debt consolidation consideration
We have been a client since This company has officially helped us pay off all credit card debtThey also were helpful of giving us tips and guidance how to control our credit scores from here on outI have recommended, and will continue to recommend this company for those who do not have the knowledge/self control/ability to handle their own debt
This is a complete waste of timeCredit Guard of America works with 3rd party vendors who promises lots of things to enroll youThey promised to lower the interest rates for settlement however none of the creditors are accepting the offers to lower the interest rates however they close the accountsSo its a complete waste of time since they charge you for enrolling and you end with no benefits at allWhen I call the credit agencies they say account is closed and cant helpSome have said if you would have come directly to us we would have reduced the interest rateNow am paying the same interest rate with just paying service charge to credit guard of AmericaNo both dont take responsibilityNever go with credit guard of america or united credit solutions, their 3rd party
Don't use Credit guard or be willing to hand over your money. This company uses all the classic sales techniques to get you to sign the agreement, including lies.
I used the program for 22 months until I decided to terminate the agreement.
1. The intake "financial debt advisor" cleverly did not explain that my entire first payment goes to Credit guard. I only found out after the first months payment to creditors was missed!
2. The E-Signature docs are very easy, but beware of the fee breakdowns. I was stuck with a $7/month fee for "coupon benefits". When I stated I never agreed to the fee, the supervisor said the fee was valid because the documents states I can cancel the benifits at any time.
3. Refunds take a 65 day processing period. For a company who helps those with debt, this period is rediculous.
4. CreditGuard will tell you they don't make any money from you, this is a lie. you will pay a fee depending on what state $25-$60 / month for CG to process your payments.
Untrustworthy company and practices and will feed on those in need of debt assistance. Beware.
WORST COMPANY EVER. This company has absolutely ruined my credit. Every payment made to them they did not send promptly to the creditors, therefore putting me behind on 3 different credit cards. I canceled the first 2 months of joining as they didn't care to keep me by fixing issues.
Excellent