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Degnan Insurance Agency, Inc.

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Degnan Insurance Agency, Inc. Reviews (2)

The claimants ex husband was selling his unit in a two unit/condex condominiumThe buyer's mortgage lender, relying on the clear language of the condominium association documents, required that the seller provide proof of a master condo insurance policy, which policy was sold to and paid by the
claimants ex husband on behalf of the condominium associationClaimants ex husband apparently chose not to seek reimbursement from the other unit ownerClaimant by her request to cancel the policy after the sale to circumvent and deceive the mortgage lender which was induced to make its loan to the new owner on the basis of the master condo insurance policythe policy itself is for benefit of the condominium association and does not belong to either unit owner individually; and absolutely does not belong to a former unit owner

Revdex.com:
I have reviewed the response submitted by the business and have determined that the response does not satisfy or resolve my issues and/or concerns in reference to complaint # [redacted]. Please add your rejection comments below. 
As I stated in my original complaint there IS NO CONDO ASSOCIATION. This policy was requested and paid for solely by myself and my ex-husband. This was part of the issue when obtaining an insurance policy. The owners of the other unit refused to obtain a policy and/or pay for half of the policy in question and therefore I was forced to pay for it individually. Degnan Insurance Agency was well aware of this fact as they had spoken to the owners of the other unit personally. Had the property not been sold when it came time for renewal of the policy I would once again be forced to pay for it individually. Degnan Insurance agency would not be able to bill a non-existent association. This is a clear cut case of requesting a policy, paying for it and then requesting to cancel it due to it no longer being needed. I see this as no different than requesting my car insurance be cancelled after I have sold the vehicle. I would not transfer my insurance policy to the new car owner. I am in no way attempting to circumvent or fraud any individual or company. Degnan Ins Agency has given me no legal reason they cannot call the insurance carrier and cancel this policy but instead continue to say I do not have the right to request the cancellation. I see nothing stopping them as an agency from calling to have this policy canceled. It is of my opinion that they are favoring the owners of the other unit as those individuals hold another policy with Degnan Insurance. In addition the title on the property in question was in both of our names, not just my ex-husband, and the loan on the property was solely in my name. As I previously stated I would like the policy cancelled as of the date I first requested cancellation and my money refunded as of that date.
Regards,
[redacted]

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Address: 85 Salem St, Lawrence, Massachusetts, United States, 01843-1619

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