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I apologize for the delay in responding.I just read the response from Spartan loans.? There are a few details in their response which I consider untrue and make it clear to me how unethical this business is.1.? [redacted] was not severely delinquent.? They did not give him credit for a payment of $17,740.00.? [redacted] ***, the holder of the note, signed the receipt that the money was received.? [redacted] at Spartan and ***'s daughter [redacted] , decided it was not valid.? [redacted] herself told me she never got to speak to [redacted] about the money in question.? I told her if she spoke to ***.? [redacted] would tell her the truth.? The signed receipt was valid.? That is why [redacted] s at Spartan decided the loan was so delinquent.? I truly believe [redacted] and [redacted] were trying to get the house from my son.? I want others to beware.2.? [redacted] , the daughter, did except a negotiated amount of $140,which I was getting a loan for.? I had a pre-approval letter from the bank.? However, once the house went into foreclosure the bank stated - the loan would be considered a bailout? and therefore could not proceed with the loan.? It was the bank that denied the loanThis complaint was not filed in bad faith.? We just couldn't get any action from them until we reached out to you.4.? Yes, [redacted] and I did go to the office to pay and stop the foreclosure.? We felt we would have to take other measures regarding the $17,payment.? When we went into the office we could see a women's head peeking around the corner to look at us.? That to me was very unprofessional.? How long does it take to record the "Rescinded Notice of Default"? and will we be notified of that as well?I appreciate your time.? I wish I didn't have to do this.? I do feel the public needs to know about our experience with this company.I still have not been able to reach [redacted] ***.? She sent me a Merry Christmas wish through [redacted] because [redacted] is forbidden to speak to me.? [redacted] and I have been friends for years and cash money has gone back and forth between us.? ? I would never have given anyone besides [redacted] $17,cash.? ? I love and trust her.? Her daughter [redacted] and [redacted] are the two I don't trust.Sincerely, [redacted] ***

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