Early Warning Services

[redacted] case file notes the last date of contact as March 27, 2008.  We do not show that the contributed information to the file has been disputed by [redacted].  We have not recieved a copy of the police report noted in the complaint.  Early Warning...

will be reaching out to [redacted] to update the file and provide a file disclosure.

[A default letter is provided here which indicates your acceptance of the business's response.  If you wish, you may update it before sending it.]

I have reviewed the response made by the business in reference to complaint ID [redacted] and find that this resolution would be satisfactory to me.  I will wait until for the business to perform this action and, if it does, will consider this complaint resolved.

Regards,

this company is blocking me from starting the checking account with my banking Institution because I had owed money to the same Institution. It has since been settled from within but early warning Services LLC is sticking their nose where it doesn't belong

I have received no forms or messages from Early Warning

I was informed that my bank account was closed due to information provided by Early Warning. Tried to give them a call at their listed number (###-###-####) from Canada to determine what is wrong and was informed that the number dialed is not in service. Seems like if they are impacting consumers, they should have a valid number.

We are in receipt of your correspondence dated May 13, 2016 regarding [redacted]. Early Warning is a consumer reporting agency. The information in our database is contributed by financial institutions in regards to how accounts are managed. Mr. [redacted] contacted Early Warning on May...

9, 2016. This call started the initial steps of requesting a consumer report. Under the Fair Credit Reporting Act, we are required to positively identify a consumer through the completion of a Consumer Identification form. Once this form has been returned, Early Warning would mail the consumer a copy of their report. As of today, we have not received the completed paperwork to fulfill his request to dispute the record. Based on Mr. [redacted]’s concerns about the representative speaking harshly to him, the Early Warning leadership has reviewed the call and will provide appropriate coaching. We appreciate him making us aware of his experience and are continually working to improve our service. I have left a message for Mr. [redacted] to return our call to finish the process as soon as possible. His original inquiry did not disclose he was a victim of identity theft, I have since updated his file to expedite research once he has been verified. We have mailed an Identity Theft resource letter to assist in notifying other agencies. Please let me know if you have any additional questions.  Joe M[redacted]  |  Director – Call Center Management

Dear Mr. [redacted]: 

This will respond to your correspondence dated April 16, 2014. 

As a consumer reporting agency, Early Warning complies with all federal and state laws and regulations governing the reporting of consumer information. 

The...

reinvestigation of the accuracy of the contribution made by [redacted] indicates that the account was closed on October 13, 2013, due to returned deposited item activity. As a result of the deposit activity, the furnisher sustained a financial loss. 

If you would like additional information about the contribution, the Furnisher may be contacted at:

Risk Identification & Support Center[redacted]

Should you have any questions, please contact us. 

Sincerely, [redacted]

Director

Consumer Services

Early Warning is a consumer reporting agency as defined by [redacted].  [redacted] allows/requires the agency to reinvestigate the accuracy of any item of information contributed to a file maintained at the agency.  Further, the Act establishes a period of 30 calendar days during which the agency may complete the reinvestigation.  If the item of information is found to be inaccurate, it will be removed from the file.  It accurate, the agency is not required to delete the item of information from the file.As previously reported, the contributed data's accuracy is currently being investigated.  If [redacted] has additional documentation to substantiate the inaccuracy of the contribution, Early Warning is happy of consider the information as part of the reinvestigation.