East Coast Capital Corp.

“To Whom It May Concern” Please consider that ECCC does not and would never discriminate against race, sex, ethnicity, age, or any person for any reasonWe are an equal opportunity lender; and strictly endorse thatWe emphasize equal lending; firstly, because of our own humanitarian reasonsSecondly all mortgage applications provide government monitoring information about race, sex, ethnicity and age of each applicant to assure equal lendingWe are in the business of making mortgage loansWe profit by approving people for mortgage loans; and we lose money by notI’ve re-reviewed [redacted] ***’s file carefully and can see that we actually spent an unusual amount of time in processing and underwriting trying to approve her rather than deny herBecause we are also regulated by federal and state privacy laws, we cannot disclose her personal informationHowever, please know that that everything possible was performed in processing and underwriting in a sincere effort to approve [redacted] for financingThe allegations that she made in her complaint about us are not trueUnfortunately, she did not qualify; and that is the only reason why her financing was deniedThank you sincerely for your consideration [redacted] ***

“To Whom It May Concern” Please consider that ECCC does not and would never discriminate against race, sex, ethnicity, age, or any person for any reason. We are an equal opportunity lender; and strictly endorse that. We emphasize equal lending; firstly, because of our own...

humanitarian reasons. Secondly all mortgage applications provide government monitoring information about race, sex, ethnicity and age of each applicant to assure equal lending. We are in the business of making mortgage loans. We profit by approving people for mortgage loans; and we lose money by not. I’ve re-reviewed [redacted]’s file carefully and can see that we actually spent an unusual amount of time in processing and underwriting trying to approve her rather than deny her. Because we are also regulated by federal and state privacy laws, we cannot disclose her personal information. However, please know that that everything possible was performed in processing and underwriting in a sincere effort to approve [redacted] for financing. The allegations that she made in her complaint about us are not true. Unfortunately, she did not qualify; and that is the only reason why her financing was denied. Thank you sincerely for your consideration. [redacted]
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Review: I was denied a refinance, bate on my race. I have a 700 + credit score all my taxes all of my banking information. I make more then enough money to get the $187,000 loan. They refuse to give me a denial letter and my money.Desired Settlement: I would like my letter and my $500 please.

Business

Response:

“To Whom It May Concern” Please consider that ECCC does not and would never discriminate against race, sex, ethnicity, age, or any person for any reason. We are an equal opportunity lender; and strictly endorse that. We emphasize equal lending; firstly, because of our own humanitarian reasons. Secondly all mortgage applications provide government monitoring information about race, sex, ethnicity and age of each applicant to assure equal lending. We are in the business of making mortgage loans. We profit by approving people for mortgage loans; and we lose money by not. I’ve re-reviewed [redacted]’s file carefully and can see that we actually spent an unusual amount of time in processing and underwriting trying to approve her rather than deny her. Because we are also regulated by federal and state privacy laws, we cannot disclose her personal information. However, please know that that everything possible was performed in processing and underwriting in a sincere effort to approve [redacted] for financing. The allegations that she made in her complaint about us are not true. Unfortunately, she did not qualify; and that is the only reason why her financing was denied. Thank you sincerely for your consideration. [redacted]