East Side Lenders

Revdex.com: I have reviewed the response made by the business in reference to complaint ID [redacted] , and have determined that this does not resolve my complaint For your reference, details of the offer I reviewed appear below I have attached a copy of my Transunion & Equifax reportThey clearly state East Side Lenders & Enchanced Acquisitions Regards,

I received the call on Monday 10/27/2014; and I believe it was from the company he said it was from East Side Lenders

We are sorry to learn that [redacted] is dissatisfied with the service she received from East Side LendersAfter reviewing her account, we were able to identify an accounting issue which caused an incorrect balance on her loanAfter making the appropriate adjustments, the correct balance on her loan is $We are willing to waive this amount due to the inconvenience this issue has caused her [redacted] ***’s loan has now been paid in full and her financial obligation to East Side Lenders has been fulfilledI have also attached the payment history on her loan showing that all of the payments have been accounted for; including the $she paid on July 18, ($150.00) and August 1, ($110.00)

East Side Lenders is responding to your correspondence regarding the above-captioned account.After reviewing our records, we are unable to locate an account for [redacted] ***We kindly ask that she review her records to ensure the company was East Side Lenders as we do not work with a company called Enhanced Acquisition in New YorkIf she still believes her loan was with East Side Lenders, we ask that she call us at [redacted] so we can better assist her.Thank you for bringing this matter to our attention

Revdex.com:
I have reviewed the response made by the business in reference to complaint ID *** and have determined that this does not resolve my complaint. For your reference, details of the offer I reviewed appear below
"State credit laws, rate caps and licensing requirements apply to payday lenders taht arrange loans via the Internet. regardless of where the online payday lender is located, it must comply with the credit laws of the state where the consumer resides."
There is no record of license for Eastside Lenders with the Texas Office of Consumer Credit Commissioner, which houses the licenses

East Side Lenders is responding to your correspondence regarding the above-captioned
account.
We are sorry to learn that *** *** is dissatisfied with the terms of the loan offered
by East Side Lenders however East Side Lenders, which is located in Delaware,
is licensed by the
State of Delaware to make small loansAll such loans are approved and funded in Delaware,
with repayment to be made in DelawareThe East Side Lenders loan agreement and website
contain all disclosures required by Delaware and federal law and make it clear that all
transactions are governed by Delaware lawOn the advice of counsel, East Side Lenders
maintains that the choice of Delaware law as controlling in the loan documents would be
upheld, as all of the significant contacts in the loan transaction occur in DelawareThe loan
agreement is legal and enforceable and we are unable to issue *** *** a refund.
*** ***’s loan has been referred to a collection agencyShe can contact them at
*** to discuss payment arrangements and/or settlement options.
Thank you for bringing this matter to our attention.
Sincerely,

East Side Lenders is responding to your correspondence regarding the above-captioned
account.
We are sorry to learn that *** *** is dissatisfied with the service he may have
received by East Side LendersOur records do show that a $loan was taken
out in ***
*** name on May 16, and deposited into a Greater Eastern Credit Union Checking
account ending in I’ve included copies of the loan agreement and electronic signature
page that was associated with this accountIf *** *** is still disputing this loan, we
require him to file a police report for identity theft and an affidavit of identity theftOnce this
information is received, we can properly close the account

*** ***’s requested a $loan from East Side Lenders on 6/29/ The current balance is $The last payment we received was on August 6, After multiple attempts to contact *** *** to make payment arrangements, her loan was sent to a third-party collection
agency in October Please contact the collection agency to make arrangements to pay this balance however we have enclosed a copy of the original loan agreement and electronic signature for *** ***’s review
Thank you for bringing this matter to our attention

East Side Lenders continues to maintain that the choice of Delaware law as controlling in
the loan documents would be upheld, as all of the significant contacts in the loan transaction
occur in DelawareThe loan agreement is validHowever, because customer satisfaction is very
important to us, we have decided to waive the remaining balance of $*** ***s
account has been closed and we wish her well in the future

Revdex.com:
I have reviewed the response made by the business in reference to complaint ID ***, and find that this resolution is satisfactory to me

Revdex.com:
I have reviewed the response made by the business in reference to complaint ID [redacted], and have determined that this does not resolve my complaint.  For your reference, details of the offer I reviewed appear below.
I have attached a copy of my Transunion & Equifax report. They clearly state East Side Lenders & Enchanced Acquisitions.
Regards,

We are sorry to learn that [redacted] is dissatisfied with the service she received from East 
Side Lenders. After reviewing her account, we were able to identify an accounting issue which 
caused an incorrect balance on her loan. After making the appropriate adjustments, the...

correct 
balance on her loan is $42.90. We are willing to waive this amount due to the inconvenience 
this issue has caused her. [redacted]’s loan has now been paid in full and her financial obligation 
to East Side Lenders has been fulfilled. I have also attached the payment history on her loan 
showing that all of the payments have been accounted for; including the $260.00 she paid on 
July 18, 2014 ($150.00) and August 1, 2014 ($110.00).

East Side Lenders is responding to your correspondence regarding the above-captioned account.After reviewing our records, we are unable to locate an account for [redacted]. We kindly ask that she review her records to ensure the company was East Side Lenders as we do not work with a company...

called Enhanced Acquisition in New York. If she still believes her loan was with East Side Lenders, we ask that she call us at [redacted] so we can better assist her.Thank you for bringing this matter to our attention.

Re: Complaint on behalf of Sara Carr, ID [redacted] 
 
[redacted] 
East Side Lenders is responding to your correspondence regarding the above-captioned  account. 
We are sorry to learn about the difficulties experienced by...

[redacted]. Unfortunately, we 
are unable to locate a loan for [redacted]. The phone calls that she has received were not 
initiated by East Side Lenders. We would recommend using extreme caution when dealing with 
these individuals as it seems like they are attempting to fraudulently extort money from [redacted]. 
 
Thank you for bringing this matter to our attention. 
[redacted] 
 
[redacted]

I received the call on Monday 10/27/2014; and I believe it was from the company he said it was from East Side Lenders.

Review: I was contacted by a company saying they represented East Side loans They said I had a loan from East side on March 22, 2012 and I had not repaid the loan. I did not get a loan from East Side or any online companies. I have all of my bank statements and there was never a deposit to my account form East Side at any time! I told Andrew Miller(?) this and he said East side said they did deposit the money and I had to repay the loan. They never told me how much the loan was and they had an old address and they kept asking me for information and I would not give them any. He said some one was going to bring me document to my house and I had to sign for them but I will not sign anything! I have never received any calls emails or letters form this company and it has been a year from the date they said I got the loan. I am not going to sign for anything and I want them to stop calling me and my sister cell phone two or three times a week I said I would not seen them my bank statement but would show them to a judge and they said ok but still trying to get me to give them money! I closed the bank account in question last April and I am glad I did I show reports of this company taking money out of others accounts without authorization. I would like for them to leave me alone or go to court and I can show judge my statements.Desired Settlement: I want them to leave me alone and let East Side know I did not get a loan with them!

Business

Response:

Re: Complaint on behalf of Sara Carr, ID [redacted]

East Side Lenders is responding to your correspondence regarding the above-captioned account.

We are sorry to learn about the difficulties experienced by [redacted]. Unfortunately, we

are unable to locate a loan for [redacted]. The phone calls that she has received were not

initiated by East Side Lenders. We would recommend using extreme caution when dealing with

these individuals as it seems like they are attempting to fraudulently extort money from [redacted].

Thank you for bringing this matter to our attention.

Review: This company is saying I took out a payday loan in 2012 and I told them I did not and they were rude to me and said that I did and are threatening legal action. I will not pay for a loan that I never took out!Desired Settlement: Stop calling my work place trying to collect a debt that I do not owe!

Business

Response:

East Side Lenders is responding to your correspondence regarding the above-captioned

account.

We are sorry to learn that [redacted] is dissatisfied with the service he may have

received by East Side Lenders. Our records do show that a $750.00 loan was taken out in [redacted] name on May 16, 2012 and deposited into a Greater Eastern Credit Union Checking

account ending in 3183. I’ve included copies of the loan agreement and electronic signature

page that was associated with this account. If [redacted] is still disputing this loan, we

require him to file a police report for identity theft and an affidavit of identity theft. Once this

information is received, we can properly close the account.

Review: I took out a payday loan with this company. I paid them back the loan more than 10 times the amount of the loan. They kept taking money out of my bank account until I closed my account with my back. This company then sold my account to a collection agency named enchanced acquisition in New York. This collection agency is reporting to all three credit agencies that I owe 1770.00 dollars. I live in NJ and I paid them back 10 times the principle amount.Desired Settlement: I want this company to send me a letter saying the account is paid in full so I can have the collections account removed from my credit reports. In addition I want them to contact their collection agency to have the information removed since they claim it is a valid debt.

Business

Response:

East Side Lenders is responding to your correspondence regarding the above-captioned account.After reviewing our records, we are unable to locate an account for [redacted]. We kindly ask that she review her records to ensure the company was East Side Lenders as we do not work with a company called Enhanced Acquisition in New York. If she still believes her loan was with East Side Lenders, we ask that she call us at [redacted] so we can better assist her.Thank you for bringing this matter to our attention.

Review: I got a payday loan from East Side Lenders. They took the money out every payday up until January 2014. then they just mysteriously stopped. Around April 2014 they called me wanting to resume taking the money out. I assumed that they were paid althought I did think that I might owe them a little more. I told them that I had plans for my money that payday. I asked why they stopped taking money out in the first place. The guy said that something was wrong with their equipment. He said that I owed $260.00. The first withdrawl was $150.00 and the second was $110.00. when I checked my balance I still had a balance of $195.00

there was no showing of the $260.00 that was taken out. I went back and looked up my old emails from them and discovered that when they stopped taking money out in January I only owed $50.00. I want my money back that they took from me. I had to stop payment on that account to keep them from taking money out of my account. I sent them an email letting them know that I was aware of their scam and got no response.Desired Settlement: I want my money back that they swindled from me

Business

Response:

We are sorry to learn that [redacted] is dissatisfied with the service she received from East

Side Lenders. After reviewing her account, we were able to identify an accounting issue which

caused an incorrect balance on her loan. After making the appropriate adjustments, the correct

balance on her loan is $42.90. We are willing to waive this amount due to the inconvenience

this issue has caused her. [redacted]’s loan has now been paid in full and her financial obligation

to East Side Lenders has been fulfilled. I have also attached the payment history on her loan

showing that all of the payments have been accounted for; including the $260.00 she paid on

July 18, 2014 ($150.00) and August 1, 2014 ($110.00).

Review: I took out a loan in January 2013 and paid each month. All of a sudden the payments stopped. Blamed it on me.. Stopped for a year and then started again...The loan was for $750 and two years later they say I still owe $450. Finally got them to send me a copy of loan doc that I dont remember ever seeing and for a $750 loan I would pay back a total of $5250. This is ridiculous. There is no where for me to see the payment history or balances. I have to call if I want that information according to them. How do I know they are telling the truth because when I asked for the information they sent me a copy of loan payment schedule which according to that,, this loan would have been paid off by now. What they say on the phone versus what the doc says are two totally different things. I feel like I am being taken advantage ofDesired Settlement: I want this loan to be completed. I have paid them enough money already and I think it is ridiculous that they do not follow their own payment schedule