Eltman, Eltman & Cooper, P.C.

This place sent me a letter to my current home (I was a NY resident up until 2012) in regards to debt from 2007. They told me in their letter that they will withholds bank account and that there is a "claim" against me. I called a series of 5 times. The first time I spoke to a "[redacted]" who would not let's speak and when I would answer questions asked by her, she would speak over me. I nanaged to make it clear that my wages for this debt was garnished when livimg in NY. She finally told me that I supposedly owed $530 after the garnishment and that this is in regards to a Household bank card and that Household and Capital One are the same thing. I was curious and researched my receipts and recent payments to any owed debt. I come to find out by capital one that the recent payment I made cleared any debt owed. I felt better but googled this collection agency anyway. I read a few stories that sounded similar to mine and was worried that they had all my info. I called a back to verify the amount to compare again.. The second time I called "[redacted]" answered and told me that "[redacted]" was wrong. He said that my wages were garnished for $530 and I owe $1,300. I told him he is incorrect and he asked for paperwork which I didn't have and he said he refused to talk about the situation anymore and that I had to pay it and that's that. I said "Ok" and hung up. The third time, this "[redacted]" asked if I had an attorney and I said no and he said "ok. So I see you owe $1,300. Will you be taking care of it today?" I said "No sir, wanting to know though why I keep hearing different information from different people and he said "I'm sorry if you were told different but that's what I see here. We can take a down payment today and set up payment arrangements." It continued on like this so I called a friend for legal advice and she said to call the courts. I did as advised, called the court of NY and ask for proof of garnishment. The rep at the court asked me to take the letter in and I said I can fax it because I now live in AZ and she said no faxes are allowed for such situations and asked me to read the letter to her. She said there is no claim into name and that they can't retain accounts without a court order and that the "case #" does not sound like an actual #. I freaked out, asked for garnishment proof and it was sent. I received it in the mail and called back today and this man by the name of "[redacted]" tells me that he wants me to fax that proof to a # given and to make it attention to "[redacted] who isn't in office today." I tell him that I rather the court fax it because I don't trust their resources and he YELLED "So what's the purpose of this call? To tell me that we're fraudulent?" I said "you know what, now that you mention it, if the shoe fits." & hung up. Their reps are rude and this place is definitely a scam.