We applied for an auto loan at First Bank of Ohio-Tiffin, which has been our home bank for 40+ years, realizing our credit score was in the poor category due to old and unfortunate circumstances. They worked with us, upon learning about our situation and history with the bank, and offered a very reasonable interest rate to finance the purchase. Here's a tip for someone in similar circumstances: don't just expect the online or paper application to make or break your loan. Try to talk with the loan officer, have your facts ready that don't show in the application and give them a chance to better evaluate your situation. It's very important to establish a relationship with a bank or credit union and stay with it. They really came through for us. Thank you [redacted] and First Bank!
We applied for an auto loan at First Bank of Ohio-Tiffin, which has been our home bank for 40+ years, realizing our credit score was in the poor category due to old and unfortunate circumstances. They worked with us, upon learning about our situation and history with the bank, and offered a very reasonable interest rate to finance the purchase. Here's a tip for someone in similar circumstances: don't just expect the online or paper application to make or break your loan. Try to talk with the loan officer, have your facts ready that don't show in the application and give them a chance to better evaluate your situation. It's very important to establish a relationship with a bank or credit union and stay with it. They really came through for us. Thank you [redacted] and First Bank!