I took this loan out because I needed some helpI borrowed $3500, I have made payments of $My current balance $3800! I was just informed that my daily rate is 199% and a total payback over $14,if I keep making monthly payments! I feel I was misled by fine print and under understanding would not have agreed pay over $10,for a $loanPlease look into this, I can only imagine how many other people who are looking for a little help to get taken like this!
I have been attempting to pay off my loan since 02/10/and they have yet to give me the correct payoff amount They are misleading people by saying there are no hidden fees, yet they hide the CSO fee within the principle paymentThat way you never know how much is truly paying down the amount you borrowedTerrible business practicesI will never do business with them again nor will I ever recommend them to anyone else
I request a loan several years ago and when the time came for the withdraw from my checking account they took out the entire amount instead of the agreed amount, I told them to replace what they took out but refused, I contacted my bank and we came to an agreement to give them an authorization code go place on the withdraw slip and they would be able to receive the funds that was PRE-APPROVEDAt that time when I filled out and application they stated that I would have to write a letter with my signature giving them authorization to withdraw funds, so recently I requested a loan and they needed this letter, so I wrote a letter stating that they was authorized to withdraw funds they gave me a fax number to send it to, when they received it they stated that they now have a form to fill out and my letter was NOT any good, I called them on the phone and they argued with my so I sent them a Cease and Desist Order via return E-mail and I mentioned in the email that they have NO CONTACT WITH
Pay Day One has referred my information to NTC Financial and JRG & Associates for "collection"The loan I had with Pay Day One was settled on 06/02/It was approved by: *** *, title: DC, phone: ***She authorized me to pay $on 06/13/2009, and $on 07/13/ NOW, I'm being harassed by their debt collectors because Pay Day One lied about me not paying my loanIT WAS PAID and their Debt Collector - *** *approved To be on the safe side, I filed bankruptcy in and received my discharge papers in 09/Pay Day One received their money, I've even filed bankruptcy, now they're threatening to send the police to my job to take me off to jail! They even left a voice mail message on my family's phone stating that they were trying to locate me to take me off to jail for not paying my debtALSO, they called my job stating the same thing The call went right to my manager who sternly told me that I could lose my job over threats made on a
Payday One is a company that I never applied for a loanI been harassing by Midwest Recovery Systems, a collection agency because Payday One said I owed them $for a loanThey told me that I took out a loan in I filed for bankruptcy in Aug Every payday loan I was delinquent on was included on my bankruptcy at that timeI am infuriated because I didn't have a recent collection for almost five years nowI 'm a medically retired veteranI have severe post traumatic stress disorder and traumatic brain injuryI think this is a fraudulent accountI would never applied for a payday loan after having numerous payday loans on my bankruptcy dischargedI'm disheartened that this company is taking advantage of wounded veterans who fight for our countryMy father is homelessI was trying to applied for a loan to get a place for him instead of being on the streetsHowever, I was denied for a loan because Midwest Recovery Systems start reporting it as delinquent as of
On 10/14/16, I applied for a loan and when I finished the application I had to send a copy of my DL, social security card, and a pay stubI also had to verify my bank account using Decision LogicAfter having problems verifying my account, I called and had to get Rise to send another link to verify my accountI called back after verifying and the customer service rep told me they had everything they needed, which was forwarded to the Financing DepartmentThe next day, I got an e-mail stating more documents were neededI called Customer Service and was told that my DL and SS card could not be viewed in Adobe Pro and it needed to be in pdf formatI told him that Adobe Pro opens up as a PDFI sent an e-mail and fax to make sure the bases were coveredI called Customer Service again to make sure the documents were received and could be openedI was told yes and that the application has been forwarded to the Financing Department for review I should hear something on the 17th or 18thOn the 16th, I received another e-mail stating I needed to send in a 30-day bank statement because my account couldn't be verified after being told twice that they had everything they neededI e-mailed the statement and got a confirmation e-mail that nightThe next morning, I sent another message asking if there was any other documentation needed before the loan is processedI didn't get a response but that evening I got a e-mail saying I had been declined due to my bank account not being verifiedWhen I called Customer Service again, they told me to e-mail dispute@risecredit which I got an automated reply that my loan was declined because my account wasn't verifiedThe customer service representatives are poorly trained, their website is very user unfriendly, lacks options for user interface, and issues are responded with automated e-mailsIt should not be this difficult to process a loan application and I'm actually glad I do not have the pleasure to work with this disorganized "financial" group
If you can avoid using this company do so by all meansThe rates are insane, and now I'm paying over $a month, and the principle has not gone down at allGood luck getting a hold of customer support
Rise tells you that if you pay back your loan early, you will not be charged all the interest1st loan went wellPaid it back quickPulled a 2nd loan of $Planned to pay it back in days and only have $in interestedWell they added a cso fee and even if I paid the loan back the same day they want me to pay $1000!!
THIS COMPANY SHOULD BE PUT OUT OF BUSINESS - PREDATORY LENDING AT ITS BEST - THEY LOAN YOU $AND EXPECT YOU TO REPAY $- THAT IS INSANE - PLEASE PEOPLE QUIT DOING BUSINESS AND FEEDING THEIR PREDATORY LENDING PRACTICES!!!!!
At first I was very happy with Rise Credit until it came to paying off my loanMy loan payment was due the 15th of the month so on the 11th I decided to pay it offWell not only did I pay off the loan but they also initiated the payment that was due on the 15th that same month days before the due date because of this They charged me an extra payment which was $I called and tried to get this corrected but the representative made no effort to help meThis is a major rip off...a scam! Stay away from Rise credit!
I took this loan out because I needed some helpI borrowed $3500, I have made payments of $My current balance $3800! I was just informed that my daily rate is 199% and a total payback over $14,if I keep making monthly payments! I feel I was misled by fine print and under understanding would not have agreed pay over $10,for a $loanPlease look into this, I can only imagine how many other people who are looking for a little help to get taken like this!
I have been attempting to pay off my loan since 02/10/and they have yet to give me the correct payoff amount They are misleading people by saying there are no hidden fees, yet they hide the CSO fee within the principle paymentThat way you never know how much is truly paying down the amount you borrowedTerrible business practicesI will never do business with them again nor will I ever recommend them to anyone else
I request a loan several years ago and when the time came for the withdraw from my checking account they took out the entire amount instead of the agreed amount, I told them to replace what they took out but refused, I contacted my bank and we came to an agreement to give them an authorization code go place on the withdraw slip and they would be able to receive the funds that was PRE-APPROVEDAt that time when I filled out and application they stated that I would have to write a letter with my signature giving them authorization to withdraw funds, so recently I requested a loan and they needed this letter, so I wrote a letter stating that they was authorized to withdraw funds they gave me a fax number to send it to, when they received it they stated that they now have a form to fill out and my letter was NOT any good, I called them on the phone and they argued with my so I sent them a Cease and Desist Order via return E-mail and I mentioned in the email that they have NO CONTACT WITH
Pay Day One has referred my information to NTC Financial and JRG & Associates for "collection"The loan I had with Pay Day One was settled on 06/02/It was approved by: *** *, title: DC, phone: ***She authorized me to pay $on 06/13/2009, and $on 07/13/ NOW, I'm being harassed by their debt collectors because Pay Day One lied about me not paying my loanIT WAS PAID and their Debt Collector - *** *approved To be on the safe side, I filed bankruptcy in and received my discharge papers in 09/Pay Day One received their money, I've even filed bankruptcy, now they're threatening to send the police to my job to take me off to jail! They even left a voice mail message on my family's phone stating that they were trying to locate me to take me off to jail for not paying my debtALSO, they called my job stating the same thing The call went right to my manager who sternly told me that I could lose my job over threats made on a
Payday One is a company that I never applied for a loanI been harassing by Midwest Recovery Systems, a collection agency because Payday One said I owed them $for a loanThey told me that I took out a loan in I filed for bankruptcy in Aug Every payday loan I was delinquent on was included on my bankruptcy at that timeI am infuriated because I didn't have a recent collection for almost five years nowI 'm a medically retired veteranI have severe post traumatic stress disorder and traumatic brain injuryI think this is a fraudulent accountI would never applied for a payday loan after having numerous payday loans on my bankruptcy dischargedI'm disheartened that this company is taking advantage of wounded veterans who fight for our countryMy father is homelessI was trying to applied for a loan to get a place for him instead of being on the streetsHowever, I was denied for a loan because Midwest Recovery Systems start reporting it as delinquent as of
On 10/14/16, I applied for a loan and when I finished the application I had to send a copy of my DL, social security card, and a pay stubI also had to verify my bank account using Decision LogicAfter having problems verifying my account, I called and had to get Rise to send another link to verify my accountI called back after verifying and the customer service rep told me they had everything they needed, which was forwarded to the Financing DepartmentThe next day, I got an e-mail stating more documents were neededI called Customer Service and was told that my DL and SS card could not be viewed in Adobe Pro and it needed to be in pdf formatI told him that Adobe Pro opens up as a PDFI sent an e-mail and fax to make sure the bases were coveredI called Customer Service again to make sure the documents were received and could be openedI was told yes and that the application has been forwarded to the Financing Department for review I should hear something on the 17th or 18thOn the 16th, I received another e-mail stating I needed to send in a 30-day bank statement because my account couldn't be verified after being told twice that they had everything they neededI e-mailed the statement and got a confirmation e-mail that nightThe next morning, I sent another message asking if there was any other documentation needed before the loan is processedI didn't get a response but that evening I got a e-mail saying I had been declined due to my bank account not being verifiedWhen I called Customer Service again, they told me to e-mail dispute@risecredit which I got an automated reply that my loan was declined because my account wasn't verifiedThe customer service representatives are poorly trained, their website is very user unfriendly, lacks options for user interface, and issues are responded with automated e-mailsIt should not be this difficult to process a loan application and I'm actually glad I do not have the pleasure to work with this disorganized "financial" group
If you can avoid using this company do so by all meansThe rates are insane, and now I'm paying over $a month, and the principle has not gone down at allGood luck getting a hold of customer support
Rise tells you that if you pay back your loan early, you will not be charged all the interest1st loan went wellPaid it back quickPulled a 2nd loan of $Planned to pay it back in days and only have $in interestedWell they added a cso fee and even if I paid the loan back the same day they want me to pay $1000!!
THIS COMPANY SHOULD BE PUT OUT OF BUSINESS - PREDATORY LENDING AT ITS BEST - THEY LOAN YOU $AND EXPECT YOU TO REPAY $- THAT IS INSANE - PLEASE PEOPLE QUIT DOING BUSINESS AND FEEDING THEIR PREDATORY LENDING PRACTICES!!!!!
At first I was very happy with Rise Credit until it came to paying off my loanMy loan payment was due the 15th of the month so on the 11th I decided to pay it offWell not only did I pay off the loan but they also initiated the payment that was due on the 15th that same month days before the due date because of this They charged me an extra payment which was $I called and tried to get this corrected but the representative made no effort to help meThis is a major rip off...a scam! Stay away from Rise credit!