Initial Business Response / [redacted] (1000, 8, 2017/05/29) */ [redacted] signed a mortgage document that was reviewed and approved by her lawyer in The mortgage has been renewed with the same terms The reason for the mortgage was because when she bought her home she was considered to be high risk borrower and the conventional banks were not interested.Amortization tables were provided to her with balances, however I advised if she required an accurate payout, that would have to be ordered from [redacted] Bank with a date of payoutI understand [redacted] has tried to make arrangements to pay out this mortgage but has not been approved by another lenderAs she has returned several payments on this account,I can only assume her credit rating has not improved If the borrower is not happy with the terms of the loan, I have offered to allow her to pay out the outstanding balance at anytime within this term without penalty, however I expect payment in full of the outstanding balanceI have also advised her that I will not be renewing the mortgage at the end of the term ( Nov 2017) I do not feel I have treated her unfairly or underhand in anyway I will send copies of the documents by e mail Initial Consumer Rebuttal / [redacted] (3000, 11, 2017/05/31) */ (The consumer indicated he/she DID NOT accept the response from the business.) I signed a mortgage document back in drawn up by [redacted] sisterI was made to feel that [redacted] was my last optionThis past November I was gangstered into signing a renewal document by [redacted] assistant [redacted] [redacted] emailed me on a Tuesday stating if this document was not signed the bank ( [redacted] Bank) would charge me [redacted] dollarsI had no time to have a lawyer review the papers and I'm still not sure what I signed [redacted] and her [redacted] Mortgage and Bank loaning set up people like myself, who although may have had some credit trouble in the past, have paid every payment in the last years to [redacted] totaling over [redacted] $ [redacted] has benefited from my past history and continues to benefitOn a [redacted] loan after that amount of time at least half of the money would be paid [redacted] and her sister work within established companies using [redacted] Mortgage and Bank as a way to lore unsuspecting consumers into a lose/lose situation where the consumers continues to pay and the payment does not affect the balanceThe fact that these women continue to create these type of loans is unbelievableInvestigations into [redacted] Bank and it's history of consumer acts of terrorism needs to come to the forefrontI feel very victimized by this entire situation and cringe at the thought of another [redacted] coming out of my account on June 1stI would love to see [redacted] reprimanded for these types of loans in the future and for more victims of [redacted] Bank to come foreward
Initial Business Response / [redacted] (1000, 8, 2017/05/29) */ [redacted] signed a mortgage document that was reviewed and approved by her lawyer in The mortgage has been renewed with the same terms The reason for the mortgage was because when she bought her home she was considered to be high risk borrower and the conventional banks were not interested.Amortization tables were provided to her with balances, however I advised if she required an accurate payout, that would have to be ordered from [redacted] Bank with a date of payoutI understand [redacted] has tried to make arrangements to pay out this mortgage but has not been approved by another lenderAs she has returned several payments on this account,I can only assume her credit rating has not improved If the borrower is not happy with the terms of the loan, I have offered to allow her to pay out the outstanding balance at anytime within this term without penalty, however I expect payment in full of the outstanding balanceI have also advised her that I will not be renewing the mortgage at the end of the term ( Nov 2017) I do not feel I have treated her unfairly or underhand in anyway I will send copies of the documents by e mail Initial Consumer Rebuttal / [redacted] (3000, 11, 2017/05/31) */ (The consumer indicated he/she DID NOT accept the response from the business.) I signed a mortgage document back in drawn up by [redacted] sisterI was made to feel that [redacted] was my last optionThis past November I was gangstered into signing a renewal document by [redacted] assistant [redacted] [redacted] emailed me on a Tuesday stating if this document was not signed the bank ( [redacted] Bank) would charge me [redacted] dollarsI had no time to have a lawyer review the papers and I'm still not sure what I signed [redacted] and her [redacted] Mortgage and Bank loaning set up people like myself, who although may have had some credit trouble in the past, have paid every payment in the last years to [redacted] totaling over [redacted] $ [redacted] has benefited from my past history and continues to benefitOn a [redacted] loan after that amount of time at least half of the money would be paid [redacted] and her sister work within established companies using [redacted] Mortgage and Bank as a way to lore unsuspecting consumers into a lose/lose situation where the consumers continues to pay and the payment does not affect the balanceThe fact that these women continue to create these type of loans is unbelievableInvestigations into [redacted] Bank and it's history of consumer acts of terrorism needs to come to the forefrontI feel very victimized by this entire situation and cringe at the thought of another [redacted] coming out of my account on June 1stI would love to see [redacted] reprimanded for these types of loans in the future and for more victims of [redacted] Bank to come foreward