GHS Solutions, LLC

GHS Solutions charged HUGE service fees, changed fees in the middle of my contract without notification and did not give me the option to cancel my account, rude and disorganized customer service, and resolved on one out of my 10 different credit card debts. They continued charging huge fees two years after I started with them, without my knowledge, and caused me to NEVER, EVER HAVE ENOUGH MONEY TO PAY A SETTLEMENT on the other 9 cards. The card they did settle with was something that I solved with the creditor myself and paid through GHS Solutions. Now, 4 years later, the IRS contacted me because they say the creditor did not settle and had to take a loss. They want me to add it to my income for the year and pay taxes on it. Because I was always paying their fees (which totaled $6000 in two years, not what was originally quoted or on the contract), a few of my creditors started garnishment with my payroll company and bank. I was left with Very Little Money to pay for everyday expenses and
GHS SOLUTIONS NEVER helped me out with the situation. I was FORCED to file Bankruptcy, leaving GHS with $6000 of my hard earned money and paying $4000 additionally for Bankruptcy. DO NOT USE THIS COMPANY! IT IS NOT A FAIR, REPUTABLE, HONEST, COMPANY. THEY LIED TO ME AND THEY WILL LIE AND TAKE YOUR MONEY TOO.