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Golden Value Bedding, LLC

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Reviews Golden Value Bedding, LLC

Golden Value Bedding, LLC Reviews (4)

To Whom It May Concern,Golden Value Bedding LLC utilizes numerous lenders to help our clients obtain their merchandise. Mr. [redacted] used one of our lenders that does not pull credit or otherwise known as a no credit check lender. The client advises Golden Value Bedding LLC that their credit is not... good and will not get approved with any other lender that pulls credit. Mr. [redacted] was explained the no credit check program verbally as well in writing. In writing was from the use of literature and large posters around our stores. The client completed a hand written credit application with an authorization to move forward with the no credit check lender, validated by a signature of Mr. ***. In the credit application there is a space on the form to write your email along with all your other information like name, address, DOB, social etc. This is all inputted into the lenders system and the client is either approved or not approved. If approved Mr. [redacted] and thousands of our other clients get an email stating they are approved from the lender OKINUS along with the contract of the transaction which includes, loan amount, payment, date, lender name "OKINUS" and much more legal information along with the repayment terms. We communicated with Mr. [redacted] and all our clients that if you do not pay the account off in the 90 day no interest window the lender will double the amount you repay and and then amortize it over a 12 month term. This is all explained by the employee of Golden Value Bedding LLC which we do not have to do and are not obligated to do from the lender Okinus or any other lender. We choose to advise our clients so there is no surprise and to ensure they understand the program, it is the right thing to do by our clients. Mr. [redacted] was verbally communicated to, Mr. [redacted] viewed numerous literature in the Golden Value Bedding LLC Lancaster, PA. Store, Mr. [redacted] completed the credit application and authorization & validated by his signature and lastly Mr. [redacted] received all the legal binding documents from the lender via email. Mr. [redacted] was asked if he would like a printed copy from the Golden Value Bedding LLC employee but Mr. [redacted] advised emailing the documents would be just fine to do. I feel as the owner of my company that I have no voice, I feel that we can do everything right and still lose because we are put in a bad light by someone that wants something for nothing. In Mr. ***'s case no one would lend to him because he made his own bed in regards to his credit situation and not being able to qualify anywhere else. Now this is a bad light on my company and we are held to the fire because there are these type of clients who are given a great deal from a Veteran Owned / Family Owned Business and want something for nothing. This is not the first client that has done false accusations like this and will not be the last but I have to ask myself every single time why do I stay in business? Why are business owners not protected more against clients, consumers, customers, fraud and so on that choose to blatantly lie to get something for free or a discount. We are a small business and cannot afford the bad press nor the losses if there are any that are not our fault in any shape or form. Thomas [redacted] Owner / Veteran (USMC) Golden Value Bedding LLC

[A default letter is provided here which indicates that the business has not responded to you directly. If you wish, you may update it before sending The business promised to provide furniture that was orderedI went to York Pa location and had to wait hours for furnitureUpon
bringing furniture home discovered it was not the furniture orderedBusiness will not return calls or messages:
At this time, I have not been contacted by Golden Value Bedding regarding complaint ID ***
Regards,
*** ***

[A default letter is provided here which indicates that the business has not responded to you directly.  If you wish, you may update it before sending it.]
Revdex.com:
At this time, I have not been contacted by Golden Value Bedding regarding complaint ID...

[redacted].
Regards,
[redacted]

To Whom It May Concern,Golden Value Bedding LLC utilizes numerous lenders to help our clients obtain their merchandise. Mr. [redacted] used one of our lenders that does not pull credit or otherwise known as a no credit check lender. The client advises Golden Value Bedding LLC that their credit is not...

good and will not get approved with any other lender that pulls credit. Mr. [redacted] was explained the no credit check program verbally as well in writing. In writing was from the use of literature and large posters around our stores. The client completed a hand written credit application with an authorization to move forward with the no credit check lender, validated by a signature of Mr. [redacted]. In the credit application there is a space on the form to write your email along with all your other information like name, address, DOB, social etc. This is all inputted into the lenders system and the client is either approved or not approved. If approved Mr. [redacted] and thousands of our other clients get an email stating they are approved from the lender OKINUS along with the contract of the transaction which includes, loan amount, payment, date, lender name "OKINUS" and much more legal information along with the repayment terms. We communicated with Mr. [redacted] and all our clients that if you do not pay the account off in the 90 day no interest window the lender will double the amount you repay and and then amortize it over a 12 month term. This is all explained by the employee of Golden Value Bedding LLC which we do not have to do and are not obligated to do from the lender Okinus or any other lender. We choose to advise our clients so there is no surprise and to ensure they understand the program, it is the right thing to do by our clients. Mr. [redacted] was verbally communicated to, Mr. [redacted] viewed numerous literature in the Golden Value Bedding LLC Lancaster, PA. Store, Mr. [redacted] completed the credit application and authorization & validated by his signature and lastly Mr. [redacted] received all the legal binding documents from the lender via email. Mr. [redacted] was asked if he would like a printed copy from the Golden Value Bedding LLC employee but Mr. [redacted] advised emailing the documents would be just fine to do. I feel as the owner of my company that I have no voice, I feel that we can do everything right and still lose because we are put in a bad light by someone that wants something for nothing. In Mr. [redacted]'s case no one would lend to him because he made his own bed in regards to his credit situation and not being able to qualify anywhere else. Now this is a bad light on my company and we are held to the fire because there are these type of clients who are given a great deal from a Veteran Owned / Family Owned Business and want something for nothing. This is not the first client that has done false accusations like this and will not be the last but I have to ask myself every single time why do I stay in business? Why are business owners not protected more against clients, consumers, customers, fraud and so on that choose to blatantly lie to get something for free or a discount. We are a small business and cannot afford the bad press nor the losses if there are any that are not our fault in any shape or form. Thomas [redacted]Owner / Veteran (USMC) Golden Value Bedding LLC

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Address: 4747 Jonestown Rd, Harrisburg, Pennsylvania, United States, 17109-6217

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