This review is late, as I dealt with Today's Financial Living from January 2014 through October 2014. They claimed to save me "at least $2500" on my credit cards. They did nothing to save me any money! I paid $1200 for NOTHING!! They claimed they "negotiated" with my credit card companies to reduce rates & explained that if I paid more than the minimum amount each month, I would save that amount of money. I already was paying more than the minimum & I had already received lower interest rates by calling my credit card companies & negotiating myself. They kept saying they were going to do "another round of negotiation" with my credit card companies to get the interest down, but some of them were down to 0% for a certain period of time because of my phone calls to the company directly. It didn't matter which person I talked to at this company, I got the same run-around about their "negotiations" with the credit card companies. This was a joke & very frustrating! STAY AWAY!!
This review is late, as I dealt with Today's Financial Living from January 2014 through October 2014. They claimed to save me "at least $2500" on my credit cards. They did nothing to save me any money! I paid $1200 for NOTHING!! They claimed they "negotiated" with my credit card companies to reduce rates & explained that if I paid more than the minimum amount each month, I would save that amount of money. I already was paying more than the minimum & I had already received lower interest rates by calling my credit card companies & negotiating myself. They kept saying they were going to do "another round of negotiation" with my credit card companies to get the interest down, but some of them were down to 0% for a certain period of time because of my phone calls to the company directly. It didn't matter which person I talked to at this company, I got the same run-around about their "negotiations" with the credit card companies. This was a joke & very frustrating! STAY AWAY!!