Guardian Capital Management Hawaii, LLC

[redacted] filed a complaint with the [redacted] (***) and directly to our client [redacted] (***) On September 9, [redacted] replied to Ms [redacted] in writing saying after their review of her account, the information reported to the credit bureau companies are accurate and unfortunately they are unable to remove the information from her credit report as [redacted] is required by law to report accurate information Therefore, the account reported to [redacted] and [redacted] will remain as "paid in full" with a zero balance

GCMH was informed that *** of Hawaii will be closing June/but to date we have not received any correspondence from *** or *** *** regarding negotiation of her payment for the remaining balanceWe have accepted payments via *** since October/and agreed to accept monthly payments of
$Debt Verification validating this debt was sent certified mail on 2/24/2015. Then on 3/23/we received a "cease and desist" from Mr*** therefore we cannot communicate directly with the ***s’. Last payment of $was received on 4/18/(from ***) for $leaving a balance of $This balance is still outstanding and due

Complaint: ***
I am rejecting this response because:
Sincerely,
*** *** No legal and lawful proif of accountI on government Assustance nothing legally can be doneAfter June I stopping paymwnts letting Statute of Limitations Expire unless negatory data delete of ALL credit bureaus and accurate balance reportedRegardless after June no payments sent I not paying for nothing that I not legally luable for or by a loan bevause owners deserve to pay it

[redacted] filed a complaint with the [redacted]) and directly to our client [redacted]).  On September 9, 2017 [redacted] replied to Ms. [redacted] in writing saying after their review of her account, the information reported to the credit bureau...

companies are accurate and unfortunately they are unable to remove the information from her credit report as [redacted] is required by law to report accurate information.  Therefore, the account reported to [redacted] and [redacted] will remain as "paid in full" with a zero balance.