Home Credit

After I paid off my account, I closed the account 12/13/2019. Then 12/20/2019 they allowed *** to charge $1300. I found this out weeks later when I received a bill in the mail... Confused I called and they said whoops, it was half closed, whatever that means. Not my problem, I closed the account and did not approve any other purchases. Now I’m disputing the charge with Home Credit. *** over charged me and that’s another story.... Now I’m really irritated because the app has been blocked because I canceled the card, they tell me to recreate the account... I don’t have the account number and they won’t give it to me “citing policies and security ” but have no issue taking my personal debit card for payment.

I would not recommend either company.

Also, even if you have a zero balance, you are still charged a monthly fee.