HVAC Services, Inc.

After reviewing my Equifax, Experian , and Transunion credit report, I noticed that Family Security Credit Union did not update my collection payment
ON 8/2/2017, I paid this charge off account by mail to Family Security Pl SWDecatur AL in the amount of $117.00, account number XXXXXXX

Fraudulent charges on accountDidn't resolveLost paperwork we filed to dispute it and now I am on *** and can't open checking account
I opened an account with Family Security in January of I was in good standing with them for yearsAfter being less than thrilled with their customer service and some issues they caused, my husband and I decided to change banksHe withdrew all but $from our accountAnd, he opened an account at *** ***A few days after we withdrew our money, I was checking our accounts as I always doI noticed the Family Security account was negative over $After looking at the account I realized that someone in Florida made transactions over $each at convenience stores(this happened while we were at home in Alabama with our debit cards in our possession) After the charges and the overdraft fees we were negative over $The next morning as soon as the bank opened, my husband went and filed paperwork to dispu

About three years ago I financed a truck through this bankAfter paying it off a year later, and also moving out of state I called to have my account closedI was told that it was required for me to provide proof that I moved out of state before they could do anything for meI told them that I have never heard of having to prove that I moved out of state before being allowed to close my account especially after providing all the correct verificationAfter going back and forth I decided the amount of money that was in there was not worth the fussFor the next two years I was sent statement account informationFinally I received one showing that money has been withdrawn from my account due to it being inactiveAfter calling the branch I was told that whoever told me that information about having to 'prove? that I moved was incorrect and all I needed to do is provide the verification informationHowever, I was told that the statement I received is incorrect and now my account is i

This credit union is nothing but crooked! Two and half years ago, we were in a crunch, needed a vehicle, got financed thru herenot only was rate high, they love to add lender insurance to the loan every 4-months, doesn't matter if you have your own auto insurance, loan amount was raised three times to a lil more than a hundred dollars onto the payment per month! We sent letters, faxes showing insurance! I'm pretty sure someone in that organization has connections to a insurance company, not too mention the blonde haired female is beyond rude!!! Do not do business with them!!

This is on my credit report have no knowledge of the debt need verification due to a number of accounts that was on my report that was fraudulent
*** ***
*** S *** Dr Mobile AL XXXXX
Collection: Family Security Credit Union
on January 6,
To Whom It May Concern:
This letter is being sent to you in response to a notice sent to me on July XX XXXX or in response to a listing on my credit reportBe advised this is not a refusal to pay, but a notice sent pursuant to the Fair Debt Collection Practices Act, USC 1692g SecXXX (X), stating your claim is disputed and validation is requested
This is NOT a request for "verification" or proof of my mailing address, but a request for VALIDATION made pursuant to the above-named Title and SectionI respectfully request your offices provide me with competent evidence that I have any legal obligation to pay you
At this time I will also inform you that if your offices have reported invalidated information to any

FSCU wrongfully took $out of my account and would not put it back
I started an account at FSCU about years ago, which I have never usedThe day I started the account I was never told that if I didn't use the account I would have $per month taken out of itOtherwise, I would never have started itWell, I have never deposited or withdrawn money from that account since the day it was startedThen, upon looking at a recent statement from them, I noticed that they had withdrawn $from my account for an inactivity feeI contacted their customer service center, and I was told that they did not have the power to put the money back in my account and I would need to go in a local branch, which is impossible since I now live in Phoenix, AZThat is hogwashI called the number on the statement for the branch listed where I started my account, and the guy told me it was a call centerI am not going to have $stolen from my account when I was never told that it would be deducted