Hypotec, Inc.

He always identified himself whenever he would callHe took me through process step by step and made sure that I understood every legal term or anything I was unfamiliar withI was very pleased with the outcome and would recommend him 100%

Great company to work withAlways answered when I calledVery helpful

I had a great experienceThey were very helpful and knowledableThey kept me informed in every part of the loan process
Thank you
Hypotec

The closing was perfectAll of the staff is competentI was kept informed of every stepI always knew the phase of my loan during in the approval process
***

Friendly staffSmooth transaction

Dealing with Hypotec is one of the best decisions that I madeRichard *** is a gemHe had been very patient and professional
He had been very open and transparent allowing me to look for other optionsSome came close but of course Richard was able to work out the best rate for meI always pay attention and scrutinize every single details and he diligently explained everythingHe made this transaction as easy as can be
I never thought that experiencing "personal" service would be possible by dealing with people just over the phone and emailsI will say that Hypotec is the *** of this industry, and thanks to the people like Richard for excellent customer service
*** in case you wanted to know, I was able to switch from years FHA with 3.875% APR to yrs Conventional with 2.75% APR, and finally good bye mortgage insurance ð???

We were really impressed with everyone who worked with us They listened, kept our goals in the forefront and were patient with us throughout the procedure Thanks Guys!!!!

I was extremely happy with the loan officerThe process was easy and informativeThe Hypotec employee is honestWould definitely recommend to family and friends
The process was smoothAll of the staff is experiencedI was kept informed of every stepI regularly knew the updates of my loan during in the approval process
It was a pleasure to work with my agent and his team at Hypotec IncThey did absolutely what they had stipulatedI would recommend my representative to family and friends for their loan needsThank you, Hypotec

It's OK, it takes longer then they tell you and they don't keep you informedYou have to ask for updatesSome times you'll get them other times you won't

*** *** is terrific to work with and the whole experience has been wonderfulWe are thrilled and when I first got the letter in the mail I was skepticalHowever it's all coming together and we are very thankful for his help

I had a positive experience with this companyThe person that we worked with was knowledgeable and took time to explain things surrounding the loan

Very good service we have worked with Freddy who reassured us and be patient roof throughout our acquisition of our first house
I strongly recommend and I would work again with this company very soon

Smooth and headache free process, even when refinancing during the December holiday stress! Constantly updated on my status and quick turnaround for any questions!

Lino of Hypotec was Great! He was very "personable"...even over the phone He didn't mind answering all of our *** questions..LOL The biggest challenge for us, was to overcome low credit scores Lino and Hypotec worked with us to find a "good fit" in the banking world, and eventually found the most suitable lender--now, life is good again Thanks

Fred and his team were wonderfulVery professional, they walked use through every part of this transaction

Very helpful

Jorge and his team were absolutely excellent, very professional, my closing was smooth and quick , it was totally non stressfulI will always do business with them and highly recommendedThank you Hypotec

I think you did a good job helping my husband and I out getting us a loanThe only thing I felt bad about is that the loan we got was to make us debt free well for the most part it cut down my balances on our credit cards which we appreciateYou guys had me call for my balances on our accounts in June and July but I never closed and received the checks till the end of August which the amounts on the balances changedSo now I still have all the cards with a balance on them Now I have to try to fit all the credit cards in my budget and get them in on time so I have no late fees which was my reason for the loan to pay off the cards because I couldn't fit all of them into my budget so I am still not debt freeThank you again for what you did help us out with Pat &*** ***

Richard ***
*** *** Blvd
Suite ***
Los Angeles, CA XXXXX
To Whom It May Concern:
I was initially impressed with Richard *** enthusiasm, communication skills and professional demeanor when I hired him to transact our home refinance loanDuring the two months Richard and I worked together he consistently demonstrated all of these qualities and more, and I heartily endorse him for any individual who wishes to finance their home
Richard is reliable, dedicated and eternally upbeatHis ability to calm some of my frustrations during this process was un-paralleled, and it is because of His excellence in this area that I feel he would be a valuable resource to any individual
Richard is a hardworking, top-performing customer service professionalHe has my highest recommendation, and I am happy to furnish more details if you would like additional information
Sincerely
*** ** ***
*** West *** Avenue
Campbell, CA XXXXX
E-Mail = ***@gmail.com

Byproduct Tech is a Great company to have help you refinance your home at a Great rateLino and Mike are excellent at their jobstar company