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IMCA Capital

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IMCA Capital Reviews (19)

On a monthly basis, this company is sending me out fake mailings and a card, with an urging to "Activate Your Card Now"The available credit says $100, There is no indication that this is an offer and I have NEVER applied for credit with this companyThis is a deceptive practice that IMCA should be held liable forUnsuspecting recipients may submit potentially private information or in my case, I have been spending my time trying to research this company and understand if I'm the target of identity theft

Scott helped us get a new chipper we needThank you for all th hard work! Fast service

I APPLIED FOR A LOAN TO PURCHASE A TRUCK THROUGH NETLOAN AND IMCA CAPITAL CALLED ME THEY WERE GOING TO FINANCE THE TRUCKTHEY MADE ME PAY FOR THE FIRST AND LAST INSTALLMENT AND $FOR DOCUMENTATION, IN ALL THEY TOOK $2,AND ASKED ME TO BUY INSURANCE FOR THE TRUCK WHICH I DIDAFTER ALL THESE, A WEEK PASSED WITHOUT THEM BEING ABLE TO WIRE FUNDS FOR THE TRUCK TELLING ME THEY WERE HAVING PROBLEMS WITH THE BILL OF SALEI STOPPED THEM FROM FUNDING THE TRUCK, THEY HAVE NOT CALLED TO DISCUSS A REFUND, MEANING THEY ARE LOOKING FOR DESPERATE STARTERS TO CHEATTHE PUBLIC MUST BE AWARE OF THIS BUSINESSTHEY WILL ALSO BE SENDING TO YOUR EMAIL LINE OF CREDIT

worst experience ever they told me I was approved worst experience ever I was told I was approved they took dollars from my account electronically n now they tell me iwas not approved almost a month later and no refund yet and when I called today they tell me they will mail it I am disabled and on a fixed income n now have dollars in my account im dead broke for listening to them and still wayting for the money and to top it off was hung up on times and once they were not giving me the loan no longer have the time for me

This company offered me the most unbelievable loan terms I have ever seen in my lifeHERE IS WHAT THEY OFFERED ME You were approved for $23,over monthsYour monthly payment would be roughly $5,There are various options with a or month term, but months was the maximum term length At months then the pay back on a $loan would be $34,which means the interest is $which is close to a APR of 100% interestHard money lenders charge 12%, credit cards about 18%So what the [redacted] kind of loan offer is this called?? I will let you decidei THOUGHT THIS WAS ILLEGAL?? CAN SOMEONE HELP OUT THERE WITH SOME ANSWERS PLEASE CALL ME AT [redacted] Base Calculations Loan Amount Interest Rates Number of Years Monthly Payments $23, 100% $5, This offer was completely insulting to my intelligence and would be to anyoneThey completely wasted my time and I do not feel they cared one bit the loan rep and he was very defensive of this company and HIS actions This was despite the fact they sent me a letter and card in the mail with a 150,credit line for my business corporation which appears legitimateWhen I called and asked about it they said the vast majority of there customers see 6-percent on a credit lineI recently in July bought a $new truck and my credit score at that time was While I had some financial difficulties during the recession of while and before my business opened I have perfect payment history for over years and very strong income of 200k+ a year and a year old corporation with a good historyI felt this company treated me like dog st and I felt lied to and misled every step of the wayI would strongly recommend you take your business elsewhere

I received and unsolicited credit card in the mail for a person in my non-profit business for $150, Don't fall for this

IMCA issued an unsolicited credit card to an unknown person in our non-profit organization

IMCA allowed us to stay afloat while renovating a new buildingThey helped us when we absolutely needed it mostWith employees, we need to be able to pay on time, and our bank has lost our confidence

I searched for lenders on Lending Tree and this company came up I received a call the next day and we discussed my needs I gave them my company info and she said she would call me back in a few hours after "Underwriting" looked over it A few hours later I was approved for $25,for a term of months and my payments were only $a month!!! Not bad for a startup in business less then a year So she sends me over a term sheet and I see in fine print at the bottom that singing said term sheet meant they were going to debit my bank account for first, last, and $processing fee and that at that point my loan would be processed for approval and that if the loan was approved and there were no "substantial" changes in the original terms (this is the exact wording) and I decided to not accept it that the money they had debited would be theirs to keep as money earned for processing the loan So I call her back and start questioning her about everything and come to find out not only are they going to keep my money but the original payment quote she gave me was a lease with the option to buy the equipment at the end of the lease for Fair Market Value That means I would have to pay for the equipment twice if I wanted to own it All of a sudden the monthly doubles for me to own the equipment at the end of the months Essentially they wanted to charge me 28% interest for months Still curious I asked her to send me over a copy of their loan terms and conditions She said she couldn't because I haven't given them the signed term sheet so they could input the numbers I explained I just wanted to look over the fine print before I gave them any money and it didn't have to have the numbers inputted She said she would get it over to me later that day It has now been weeks and I have heard nothing
My thoughts are that all of the positive reviews and even possibly some of the review sites in their entirety are scams and are not real people Beware of these guys because I am pretty sure they are just very smart and organized theives

Ryan *** worked on my loan and he did an outstanding job He was so nice and prompt on helping me through this process I own a car dealership and needed the money to do an expansion and he walked me through the process and made this process so less stressfulI know the business I am in customer service is very importantFrom the first conversation with Ryan *** to the very last one he treated me with nothing but respect and kindness so therefore I wanted to write and let everyone know that he did and outstanding jobI will send anyone I know that is seeking money to Ryan *** and If for whatever reason I need any money in the future I will only deal with Ryan ***Good customer service goes a long way and needs praise when they are doing an awesome job

I often receive Zero % credit card offers in the mailWhen suddenly I needed a new furnace in one of my rental homes, I decided to activate this imca card believing it is a credit cardOn calling the 'activation' number a man answered instead of the usual electronic approvalDrew wanted me to fill out the imca form asking for business info + social security He explained this card was a Line of Credit & that he would be able to pay the subcontractor directlyLike a credit card I believed there was no question about the terms other than what the mailed 'activation' page said"Zero % for days
I'm a R E Broker + Mortgage Rep filled the form in giving them my ssAfter emailing the form back I called to tell Drew that it was sentDrew was not the same man I talked to the hour beforeThis kid said he would call to see if he could finance the furnaceI told him to not bother if he didn't stand by the day Zero w/no fee
Having read the negatives, I am anxiously waiting for the 'offer'i'll turn it down it there is a feeThe negative reviews put me on alert to know that there are fees I may not know aboutI do not need a 28% cardI prefer to pay cards off in days unless zero interest rate
Mark, the furnace man is one I have used before & wanted a credit cardHe cooperated w/imca's unusual process believing there was no doubt he would be paidI do not want to loose my reputation w/this good subcontractorHe believes he was paid

We've continually had great experiences working with IMCA capital for our business. It has always been a pleasant and professional experience. [redacted], especially, is our gem. His understanding and genuine personality has literally saved our sanity. He very much feels like a part of our family. We wanted to share because the Revdex.com doesn't appear to display positive reviews. IMCA has come through for us time and again and we hope to have a lasting, profitable relationship, as we have with them, going forward.

Scott helped us get a new chipper we need. Thank you for all th hard work! Fast service.

I APPLIED FOR A LOAN TO PURCHASE A TRUCK THROUGH NETLOAN AND IMCA CAPITAL CALLED ME THEY WERE GOING TO FINANCE THE TRUCK. THEY MADE ME PAY FOR THE FIRST AND LAST INSTALLMENT AND $575 FOR DOCUMENTATION, IN ALL THEY TOOK $2,195.58 AND ASKED ME TO BUY INSURANCE FOR THE TRUCK WHICH I DID. AFTER ALL THESE, A WEEK PASSED WITHOUT THEM BEING ABLE TO WIRE FUNDS FOR THE TRUCK TELLING ME THEY WERE HAVING PROBLEMS WITH THE BILL OF SALE. I STOPPED THEM FROM FUNDING THE TRUCK, THEY HAVE NOT CALLED TO DISCUSS A REFUND, MEANING THEY ARE LOOKING FOR DESPERATE STARTERS TO CHEAT. THE PUBLIC MUST BE AWARE OF THIS BUSINESS. THEY WILL ALSO BE SENDING TO YOUR EMAIL FALSE LINE OF CREDIT

I submitted a loan request through Lending Tree and was contacted by IMCA. After submitting the required information the came back and said that I have a soft approval.

It has now been a month and I have left two voice mail messages for my account representative and have yet to hear from them.

Horrible communication, and customer service.

On a monthly basis, this company is sending me out fake mailings and a card, with an urging to "Activate Your Card Now". The available credit says $100,000.

There is no indication that this is an offer and I have NEVER applied for credit with this company. This is a deceptive practice that IMCA should be held liable for. Unsuspecting recipients may submit potentially private information or in my case, I have been spending my time trying to research this company and understand if I'm the target of identity theft.

This company offered me the most unbelievable loan terms I have ever seen in my life. HERE IS WHAT THEY OFFERED ME......
You were approved for $23,000 over 6 months. Your monthly payment would be roughly $5,673. There are various options with a 4 or 5 month term, but 6 months was the maximum term length.
At 6 months then the pay back on a $23000 loan would be $34,038 which means the interest is $11.038 which is close to a APR of 100% interest. Hard money lenders charge 12%, credit cards about 18%. So what the [redacted] kind of loan offer is this called?? I will let you decide. I THOUGHT THIS WAS ILLEGAL?? CAN SOMEONE HELP OUT THERE WITH SOME ANSWERS PLEASE CALL ME AT [redacted].
Base Calculations
Loan Amount Interest Rates Number of Years Monthly Payments
$23,000 100% 0.5 $5,026


This offer was completely insulting to my intelligence and would be to anyone. They completely wasted my time and I do not feel they cared one bit. the loan rep and he was very defensive of this company and HIS actions.

This was despite the fact they sent me a letter and card in the mail with a 150,000 credit line for my business corporation which appears legitimate. When I called and asked about it they said the vast majority of there customers see 6-8 percent on a credit line. I recently in July bought a $73.000 new truck and my credit score at that time was 698. While I had some financial difficulties during the recession of 2007 while and before my business opened I have perfect payment history for over 3.5 years and very strong income of 200k+ a year and a 3.5 year old corporation with a good history. I felt this company treated me like dog st and I felt lied to and misled every step of the way. I would strongly recommend you take your business elsewhere.

worst experience ever
they told me I was approved


































































































































































































worst experience ever I was told I was approved they took 516 dollars from my account electronically n now they tell me iwas not approved almost a month later and no refund yet and when I called today they tell me they will mail it I am disabled and on a fixed income n now have 9 dollars in my account im dead broke for listening to them and still wayting for the money and to top it off was hung up on 3 times and once they were not giving me the loan no longer have the time for me

We received what looks like a legitimate credit card with an account number in the name of Lennart Mauritzson and our name attached from a IMCA Capital, Los Angeles CA 90049. It has an 888 activation phone number and a huge credit line. No one with that name works in our office. That company did not come up under a search.

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Address: Los Angeles, California, United States, 90025

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