International Finance Corporation /American Financing

Review: I applied on line for a pay day advance and I was told to show my credit worthiness I would have to spend 110.00 dollars on a game card . I told them if I had 110.00 I wouldn't need there help. so I told him I have 20.oo I purchased a game card with 20.00 and I was promised money into my account . I gave my banking information etc. now there telling me because I only put 20.00 that the money will be on the next day. im still waiting for the money I will find out for sure on 05-** 2014 if they are legit. I spoke to the [redacted] and they promised the company is legit but now that I read the other complaints im gun shy as to what they will do to my account . I will pay them back only what I borrowed but I am scared that there will be extra charges.etcDesired Settlement: Refund - to put them out of buissness

Review: Failed to give me my loan after I put my $140.00 on my cardDesired Settlement: Refund

Review: I APPLIED FOR A LOAN ONLINE AS MY CREDIT IS HORRENDOUS. RECEIVED A CALL FROM [redacted] AT AMERICAN FINANCE TELLING ME THAT I HAD BEEN APPROVED. WHEN I ASKED FOR HOW MUCH HE REPLIED, HOW MUCH DO YOU NEED. I RESPONDED $20000. HE SAID THAT THEY WOULD BE ABLE TO DO THAT. I WAS QUITE HAPPY AS, IN THE TWO MONTHS I HAVE BEEN TRYING TO BORROW MONEY, I HAD BEEN SCAMMED OUT OF MORE THAN $3000 (PROOF OF AVAILABILITY, JUST TO MAKE SURE I HAD THE FIRST PAYMENT, A FEE BECAUSE OF MY LOW CREDIT SCORE, ETC). I TOLD HIM THIS AND HE WAS OUTRAGED AND ASSURED ME THAT, ONCE I GOT MY MONEY, THEY HAD A SECURITY DEPARTMENT THAT WOULD TAKE MY INFORMATION AND GET MY MONEY BACK. HE DID SAY THAT, DUE TO THE LOW CREDIT SCORE, I WOULD HAVE TO SEND THEM THE FIRST PAYMENT ($450) AND THAT IT WOULD BE RETURNED IN THE FACE OF MY LOAN. HE WAS VERY BELIEVABLE BUT I DID SAY THAT I WOULD NOT SEND ANYTHING UNTIL I HAD A CONTRACT GRANTING THE LOAN AND THE DETAILS OF IT. I RECEIVED THOSE THE SAME DAY. I WAS ASSURED THAT, ONCE I SENT THE MONEY, THE LOAN WOULD BE PROCESSED AND IN MY ACCOUNT WITHIN MINUTES. I BORROWED THE MONEY (ASSURING THE LENDER THAT THEY WOULD HAVE THE MONEY BACK THAT NIGHT) AND SENT THE MONEY ON WEDNESDAY. HE STAYED ON THE PHONE WITH ME WHILE I PURCHASED THE MONEY PAK, GAVE HIM THE NUMBER, HE VERIFIED AND OBTAINED THE MONEY AND, AFTER ABOUT 40 MINUTES, ASSURED ME THE MONEY HAD BEEN TRANSFERRED INTO MY ACCOUNT. IT WASN'T. WHEN I CALLED HIM ABOUT AN HOUR LATER HE ACTED VERY SURPRISED AND ASKED ME TO HOLD WHILE HE CHECKED WITH THE PROCESSOR. HE ASSURED ME IT HAD BEEN SENT BUT SAID THE PROCESSOR WAS TRACING THE TRANSACTION. HE THAN INFORMED ME THAT THE IRS HAS CONFISCATED THE LOAN AND WOULD NOT RELEASE IT UNTIL I PAID $2000 IN TAXES. I KNEW THEN I WAS BEING SCAMMED. THEY EVEN HAD IRS LETTERHEAD WHICH THEY USED TO SEND ME A "COPY" OF THE "E-MAIL" [redacted] (AN "IRS AGENT" NOT THE TELEVISION NEWSMAN) SENT TELLING THEM THAT IRS HAD THE LOAN ON HOLD UNTIL THE TAX WAS PAID BY ME. IT COULD NOT BE TAKEN OUT OF THE FACE OF THE LOAN. I CHECKED EVERYTHING. TWO IRS PEOPLE ASSURED ME THERE IS NO TAX ON INTERNATIONAL LOANS AND THAT I WAS BEING SCAMMED. THE PHONE NUMBER WHICH THEY PROVIDED FOR ME TO CALL [redacted] IS LISTED ONLINE AS A "SCAM" PHONE #. PEOPLE WERE GETTING CALLS FROM THAT NUMBER TELLING THEM THEY WERE GETTING $5000 OR MORE FROM THE GOVERNMENT. THE CALLER THEN REQUESTED THEIR BANKING INFO SO THEY COULD TRANSFER THE MONEY. I INFORMED [redacted] THAT I KNEW THIS WAS A SCAM. HE KEPT INSISTING IT WASN'T AND, TO HELP ME OUT, HE WOULD PUT IN $1000. I SAID I DIDN'T HAVE ANY MONEY AND WOULDN'T PAY IT IF I DID. I TOLD HIM I KNEW HE WAS SCAMMING ME AND ASKED IF HE WOULD JUST RETURN THE $450. OF COURSE, HE SAID HE COULDN'T BECAUSE THE IRS WAS HOLDING IT UNTIL I PAID THE TAX. TODAY HE SAID HE HAD CONVINCED HIS SISTER TO CONTRIBUTE $500 SO I ONLY NEEDED TO COME UP WITH $500. HE SAID WHY WOULD I HAVE BORROWED MONEY TO HELP YOU? I REPLIED THAT, LIKE MOST SCAMMERS, HE STARTED OFF BIG AND WHEN I DIDN'T BUY IT, HE WAS WILLING TO SETTLE FOR $1000 AND THAT BY NOW, $500 WAS BETTER THAN NOTHING. BY THEN I HAD READ ANOTHER COMPLAINT ON Revdex.com ABOUT A MAN WHO PAID IT AND THEN WAS ASKED FOR AN INTERNATIONAL FEE, WHICH HE ALSO PAID. THEY THEN WANTED MORE MONEY TO FEX-EX THE CHECK WHICH HE DIDN'T PAY. HE NEVER GOT A PENNY.Desired Settlement: I WANT $500 (INCLUDES THE COST OF THE WIRE). I ALSO WANT THIS COMPANY AND THESE PEOPLE PROSECUTED AND PUNISHED. THEY ARE EXTORTING MONEY FROM PEOPLE WHO ARE VERY NEEDY AND NEED TO BE STOPPED.

Review: Loan was applied for and customer was told to make the 1st months term agreement as a good faith measure. $230 was paid as a result. A day later customer was told to pay 10% of amount borrowed because IRS fees had to be paid. So another $300 was paid. One day after that customer was told $240 more dollars needed to be paid for inernational fund fees. That was paid. The $6000 loan amount has not been deposited nor a check sent for the loan amount that was sent in the contract in which they provided by email. Now they want $120 more be sent to them for overnight delivery for a check to be delivered by fed ex which I refuse to pay. I suspect that this company is fraudulent and are taking advantage of customers who really do need help in rebuilding their credit. When asking significant questions about the loan itself which has been applied for the only response that is of concern to them is paying more money to them for a service that does not produce any results. It is a scamDesired Settlement: I would like a $770 refund for the fees that have already been paid. In their contract they state the contract can be used in a court of law in case the funds are not delivered within 2-3 hours by their firm. In my case it has been an entire week and still no funds.

Consumer

Response:

At this time, I have not been contacted by International Finance Corporation /Amerivan Financing regarding complaint ID [redacted].

Sincerely,