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Reviews J & R Wood Products

J & R Wood Products Reviews (7)

In regards to actual complaint [redacted] Satisfaction of every customer is very important to us at Onward Credit We pride ourselves not only on ensuring following the strictest levels of compliance, but we strive for 100% customer satisfactionWe carefully reviewed Ms [redacted] account to ensure that her account was handled properly and verified that everything was done correctly and in compliance with all applicable federal and state laws Ms [redacted] electronically signed Line of Credit Disclosure and Account Agreement on November 12, at 1:36pm This agreement clearly describes all applicable fees and interest and how it will be charged Furthermore, Ms [redacted] spoke with one of our knowledgeable representatives prior to requesting her first advance and went over the product detailsIn accordance with federal law, Ms [redacted] was sent a Periodic Billing Statement prior to each of her payments detailing all aspects of her account, including outstanding balance, fees, interest, advances and payments Furthermore, Ms [redacted] had 24xaccess to her online account where periodic statements were availableEach Periodic Statement also contains detailed description of how all fees and interest are calculatedTherefore, every aspect of Ms [redacted] account was handled properly, in accordance with all applicable laws and with maximum transparency Furthermore, we reached out to Ms [redacted] and agreed on a mutually agreeable and amiable resolution of all her concerns, confirmation of which we have in writingWe respectfully request that this Revdex.com complaint be closed and dismissed given facts aboveRegards [redacted]

Revdex.com: I have reviewed the response made by the business in reference to complaint ID [redacted] and find that this resolution is satisfactory to me OnwardCredit has not contacted me outside of this information provided by youI appreciate your help with this matter and the timely handling of this issue Sincerely, Gregory [redacted]

Complaint: ***
I am rejecting this response because: The company already accepted their responsibility to their errors and we have finalized with them stopping payments withdrawal on my accountThey have closed my account and we have parted waysSo this complaint can be closed but with the note that they accepted that things were not satisfactory to their customerAs well as my account remains closed with no further action to my account.And hope that now that they are in the system of the Revdex.com they will, in the future make sure all their customers are satisfied and explained probably
Sincerely,
*** ***

We want to start off by thanking Mr*** for his business and apologize that he feels less than satisfied with Line of Credit from Onward CreditWe take utmost care to ensure that our agreements outline all payments above and beyond what we are required to do in accordance with applicable state
and federal laws. Having said that, we want to emphasize that Onward Credit is in full compliance with state and federal laws and Mr***’s complain does not specify that Onward Credit did something improper. When Mr*** applied and was approved for a line of credit on October 21, he spoke with a customer service agent who went over the features of the product. Mr*** was also presented an Account Agreement which fully disclosed all charges associated with the accountFurthermore, Onward Credit verified and confirmed Mr***’s email to ensure that he can receive periodic account statements that detail every aspect of account activity. Periodic Account Statements were provided to Mr*** in accordance with his agreementOnward Credit offers its customers ability to pay off full balance early in order to reduce account charges. Mr*** contacted Onward Credit on 11/15/and scheduled a full payment. However, he changed his mind on 11/17/due to personal circumstances. Mr*** is always able to schedule a full payoff of his account at any timeOnward Credit is committed to working with each and every customer and we hope that we can work with Mr*** to ensure that your experience with Onward Credit is a positive one Our knowledgeable representatives can be reached at ***.Given that no actual wrongdoing was alleged and Onward Credit has fulfilled all of its legal and contractual obligations, we respectfully consider this complaint closed

In regards to actual complaint [redacted] Satisfaction of every customer is very important to us at Onward Credit.  We pride ourselves not only on ensuring following the strictest levels of compliance, but we strive for 100% customer satisfaction. We carefully reviewed Ms. [redacted] account to...

ensure that her account was handled properly and verified that everything was done correctly and in compliance with all applicable federal and state laws.  Ms. [redacted] electronically signed Line of Credit Disclosure and Account Agreement on November 12, 2015 at 1:36pm.  This agreement clearly describes all applicable fees and interest and how it will be charged.  Furthermore, Ms. [redacted] spoke with one of our knowledgeable representatives prior to requesting her first advance and went over the product details. In accordance with federal law, Ms. [redacted] was sent a Periodic Billing Statement prior to each of her payments detailing all aspects of her account, including outstanding balance, fees, interest, advances and payments.  Furthermore, Ms. [redacted] had 24x7 access to her online account where periodic statements were available. Each Periodic Statement also contains detailed description of how all fees and interest are calculated. Therefore, every aspect of Ms. [redacted] account was handled properly, in accordance with all applicable laws and with maximum transparency.  Furthermore, we reached out to Ms. [redacted] and agreed on a mutually agreeable and amiable resolution of all her concerns, confirmation of which we have in writing. We respectfully request that this Revdex.com complaint be closed and dismissed given facts above. Regards [redacted]

We want to start off by saying that we are sorry to hear about difficulties Mr. [redacted] is experiencing and we sympathize with him.  We want to assure Mr. [redacted] and Revdex.com that Onward Credit is a valid and licensed lender in the state of KS and follows all applicable state and federal laws....

 Our license is available on our website as well as the register of State of Kansas.Our records indicated that Mr. [redacted] electronically signed his agreement on March 10th, 2016.  We also never received a payment from Mr. [redacted], however bank account on file was funded with a total of $500 from Onward Credit.  When Mr. [redacted] notified us that his identity might have been compromised, we were happy to assist in any way possible.  However, for the security and privacy of his account as well as following best practices in handling such situations, we did request a proof of identity theft.  Mr. [redacted] did provide police report and subsequently we completely wrote off Mr. [redacted]'s account and closed it.  At this point, Mr. [redacted] does not owe anything to Onward Credit.  Furthermore, representatives of Onward Credit informed Mr. [redacted] that Onward Credit does not work with [redacted] and therefore does not report information to these credit reporting agencies.We respectfully consider this complaint closed

Revdex.com:
I have reviewed the response made by the business in reference to complaint ID [redacted] and find that this resolution is satisfactory to me.
OnwardCredit has not contacted me outside of this information provided by you. I appreciate your help with this matter and the timely handling of this issue.
Sincerely,
Gregory [redacted]

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